5paisa Capital Ltd. · NSE:5PAISA
5paisa Capital — Q1 FY26 Earnings Presentation
27 slides from 5paisa Capital's earnings presentation, Jul 8, 2025
Slide 1: Cover letter to stock exchanges
July 08, 2025 To, To, The Manager, The Manager, Listing Department, Listing Department, BSE Limited, The National Stock Exchange of India Limited, 1st Floor, Phiroze Jeejeebhoy Tower, Exchange Plaza, C-1, Block G, Dalal Street, Bandra Kurla Complex, Bandra (East), Mumbai – 400 001. Mumbai – 400 051.
Slide 2: Investor Presentation Quarter ended June 30th, 2025
Investor Presentation Quarter ended June 30th, 2025
Slide 3: Table of Contents
Table of Contents Highlights – Q1FY26 Industry Outlook Business Overview Financial Overview About Us
Slide 4: Our Journey so Far
Our Journey so Far • Product Market Fit: • Reached 10 Mn+ App Reached 1 lakh customers • Aggressive vision for Users • Investor Confidence: $13M sustained growth. • App Rating: 4.3 Star • Product and Platform (₹101 Cr) Capital raised • $33M (₹250 Cr) through Rights Issue Expansions Capital raised FY
Slide 5: Performance Snapshot – Q1FY26
Performance Snapshot – Q1FY26 Customer Financial Business Customer Base Revenue Average Daily Turnover (ADTO)1 49.1 lakh +2% QoQ ↑ ₹ 778 Mn + 9% QoQ ↑ ₹ 2.25 Tn +17% QoQ ↑ Customer Acquisition Broking Income Mutual Fund AUM 0.80 lakh -12% QoQ ↓ ₹ 356 Mn + 4% QoQ 1573 Cr +13% QoQ ↑ APP Users Profit a
Slide 6: Table of Contents
Table of Contents Highlights – Q1FY26 Industry Outlook Business Overview Financial Overview About Us
Slide 7: Consistent Surge in Participation
Consistent Surge in Participation Demat Accounts Base1 (in Mn) Derivative ADTO - Notional (in ₹ Tr) Active Clients2 (in Mn) 199 429 49.2 48.6 192 360 354 40.8 151 35.3 31.9 114 90 154 18.9 55 68 26 FY21 FY22 FY23 FY24 FY25 Q1FY26 FY21 FY22 FY23 FY24 FY25 Q1FY26 FY21 FY22 FY23 FY24 FY25 Q1FY26 • 6.6
Slide 8: Ownership for DIIs & Retail on the Rise
Ownership for DIIs & Retail on the Rise Ownership trend in NSE listed universe (in %) Market cap (₹ lakh crore) 112 203 261 254 382 409 • Individual investors’ direct holding in NSE 6.4 8.4 7.2 9.0 8.2 9.7 6.8 9.4 6.7 9.5 6.5 9.5 listed companies grew from 8.4% to 9.5% 13.4 12.3 12.2 14.8 14.5 16.0
Slide 9: Settling Phase Post Regulatory Shift
Settling Phase Post Regulatory Shift Transaction Weekly Income Expiry Elimination Limitation 537 550 519 28,000 497 497 501 483 485 500 460 467 450 445 453 Lot Size 26,000 450 Nifty Revision 400 358 352 364 Correction 346 24,000 350 307 314 295 368 348 352 300 259 22,000 242 252 298 288 250 20,000 2
Slide 10: Table of Contents
Table of Contents Highlights – Q1FY26 Industry Outlook Business Overview Financial Overview About Us
Slide 11: Scalable Digital Business Model
Scalable Digital Business Model Vision: To be the first-choice platform for traders and investors Elevated Trading & Branding & Client Corporate Growth Investing Experience Engagement Governance focused • All in one Investment Platform • Distinctive value proposition • Seasoned leadership with deep
Slide 12: Elevated Trading Experience - Platform & Features
Elevated Trading Experience - Platform & Features Empowers traders with ready-made strategies & rich 1 NXT Strategy builder analytics (Payoff, OI, Charts) for smarter F&O trades, boosting retention & volumes. Enables clients to unlock collateral margin via MTF, boosting 2 Pay Later - MTF flexibility
Slide 13: Trading Eco-system
Trading Eco-system A cutting-edge platform tailored for derivatives traders • Advanced Option Chain with Built-in Analytics FnO 360 • Strategy Builder with Real-Time Payoff Graphs • Comprehensive F&O Data: Stats, screeners, FII/DII activity, India VIX, and more Seamless trading experience directly f
Slide 14: Redefining & Transforming Customer Service
Redefining & Transforming Customer Service 1 Playstore and Appstore Review App Rating CSAT • Play Store & App Store ratings have remained stable at 4.2 star 4.3 94% • Successfully migrated from Android Native to Flutter which will improve efficiency and speed 2 CSAT (Customer Satisfaction Score) • C
Slide 15: Business Metrics
Business Metrics Client Acquisition (In Lakhs) STP – Acquisitions1 2.67 2.34 89.5% 87.1% 86.0% 86.2% 1.62 84.6% 85.6% 1.11 0.91 0.80 Q4FY24 Q1FY25 Q2FY25 Q3FY25 Q4FY25 Q1FY26 Q4FY24 Q1FY25 Q2FY25 Q3FY25 Q4FY25 Q1FY26 Total Client Acquisition: 0.80 lakh for Q1FY26 (Down 12% Q-o-Q) STP Acquisition: 85
Slide 16: Table of Contents
Table of Contents Highlights – Q1FY26 Industry Outlook Business Overview Financial Overview About Us
Slide 17: Consolidated Financial Performance
Consolidated Financial Performance Gross Revenue & Revenue Mix EBDTA (In Mn) & EBDTA Margin (%) Profit after Tax (In ₹ Mn) EBTDA (in ₹ Mn) EBTDA Margin % PAT (in ₹ Mn) QoQ growth % Revenue (in ₹ Mn) 32% 1,023 1,008 853 714 778 30% 29% 9% 219 26% 23% 23% 201 26% 26% 29% 31% 31% 162 38% 15% 29% 27% 19
Slide 18: Margins
Margins Net-worth (In ₹ Cr) Return on Net Worth 593 604 616 576 14.7% 15.5% 539 553 11.0% 6.7% 7.6% 4.4% Q4FY24 Q1FY25 Q2FY25 Q3FY25 Q4FY25 Q1FY26 Q4FY24 Q1FY25 Q2FY25 Q3FY25 Q4FY25 Q1FY26 Cost to Income ratio Net Profit Margins 93% 22% 81% 80% 20% 19% 74% 71% 75% 14% 15% 5% Q4FY24 Q1FY25 Q2FY25 Q3F
Slide 19: Client Funding Book Spread Over Wide Customer Base
Client Funding Book Spread Over Wide Customer Base Avg Client Funding Book Size (in ₹ Mn) Client Funding Book Segmentation 3,122 (% age of client using the facility) 2,655 Less than 50K 50K to 1Lac More than 1Lac 2,597 1.4% 1.6% 1.9% 0.5% 0.5% 0.6% Q3FY25 Q4FY25 Q1FY26 Low Per Client Exposure(In ₹)
Slide 20: Consolidated P&L – Q1FY26
Consolidated P&L – Q1FY26 Quarter Ended Year Ended Variances INR Million Q1FY26 Q4FY25 Q1FY25 FY25 Q-o-Q Y-o-Y A. Income From Operations Brokerage Income 356 340 460 1,714 4% -23% Allied Broking Income 180 153 297 886 18% -39% Other Operating Income 242 221 266 998 9% -9% Total Income from operation
Slide 21: Table of Contents
Table of Contents Highlights – Q1FY26 Industry Outlook Business Overview Financial Overview About Us
Slide 22: Environmental, Social & Governance (ESG)
Environmental, Social & Governance (ESG) Corporate Human Environmental Information and Governance Capital Footprint Cyber Security • Smooth whistle blower policy • Adopt all employee's welfare • 100% digital onboarding process • Defense in Depth Security adopted schemes (Gratuity, PF, Medical & trea
Slide 23: Corporate Events & Employee Engagements
Corporate Events & Employee Engagements Client Awareness Events Employee Engagements Options Convention: A curated knowledge-driven event series People-First Culture: Committed to fostering a workplace that’s tailored for derivative traders, enabling structured learning, peer healthy, engaging, and
Slide 24: Chairperson, Independent & Executive Directors
Chairperson, Independent & Executive Directors Dr. Archana Ms. Nirali Mr. Milin Mr. Ravi Mr. Gaurav Mr. Ameya Mr. Gourav Hingorani Sanghi Mehta Garikipati Seth Agnihotri Munjal Chairperson and Managing Director & Chief Whole-Time Director and Whole-Time Director and Independent Director Independent
Slide 25: Core Management Team
Core Management Team Ms. Namita Mr. Mehul Mr. Lalit Babu Mr. Mandar Mr. Sudhir Ms. Rajeshree Mr. Dhruv Godbole Jain Lathe Chavan Jha Jadhav Kapadia Company Secretary and Head of Risk Head of Business Head of Customer Head of Product Head of Operations Head of Digital Sales Compliance Officer Managem
Slide 26: Disclaimer
Disclaimer This presentation and the accompanying slides (the “Presentation”), which have been prepared by 5paisa Capital Limited (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securit
Slide 27: Thank You
” Thank You