5paisa Capital Ltd. · NSE:5PAISA
5paisa Capital — Q2 FY27 Earnings Presentation
29 slides from 5paisa Capital's earnings presentation, Oct 15, 2026
Slide 1: Exchange filing cover letter
October 15, 2026 To, To, The Manager, The Manager, Listing Department, Listing Department, BSE Limited, The National Stock Exchange of India Limited, Phiroze Jeejeebhoy Tower, Exchange Plaza, C-1, Block G, Dalal Street, Bandra Kurla Complex, Bandra (East), Mumbai – 400 001. Mumbai – 400 051. BSE Scr
Slide 2: Investor Presentation Q2 FY27
INVESTOR PRESENTATION Q2 FY27 5PAISA CAPITAL QUARTER ENDED SEPTEMBER 30TH, 2026
Slide 3: Table of content
Table of content Q2 FY27 Highlights & Digital Wealth 01 Platform 02 Industry Outlook • Key Highlights of Q2 FY27 • Consistent Surge in Participation • Our Journey & Focus • Ownership for DIIs & Retail on the Rise • 5paisa Digital Wealth Ecosystem • Impact of regulatory Changes 03 Financial Informati
Slide 4: Q2 FY27 Highlights & Digital Wealth Platform
Q2 FY27 HIGHLIGHTS & DIGITAL WEALTH PLATFORM 5PAISA CAPITAL
Slide 5: Key highlights – Q2 FY27 vs. Q1 FY27
Q1 FY27 HIGHLIGHTS Key highlights – Q2 FY27 vs. Q1 FY27 CUSTOMER FINANCIALS BUSINESS Customer base Revenue Avg Daily Turnover (Notional) 53.4 Lakh ₹865 Mn ₹2.59 Tn ▲ +2% QoQ ▼ -2% QoQ ▼ -15% QoQ Customer acquisition Broking income Mutual Fund AUM 81.6K ₹349 Mn ₹2,095 Cr ▲ +10% QoQ ▼ -11% QoQ ▲ +2% Q
Slide 6: Our Journey so far
OUR JOURNEY Our Journey so far 2026-27 NEXT GROWTH 2025-26 PHASE NEW 2024-25 FRONTIERS 2020-21 SCALE UP • Investor Confidence – Raised PROFITABLE 2018-19 GROWTH • Crossed customer capital of ₹469 Cr through Rights Issue ECOSYSTEM base of 5 Mn+ • ADTO reached all- • Launched new app with faster, BUIL
Slide 7: Five year key focus areas
OUR FOCUS Five year key focus areas Maximizing Client Value at Every Touchpoint 2023 2024 2025 2026 2027 Hyper Acquisition Monetization Tech Ecosystem & Product & Tech Experience Engine Flywheel Distribution Scale Acceleration led-growth • Scaled Digital Onboarding • Launched Web Trade • Improved Th
Slide 8: 5paisa at a glance: digital wealth ecosystem
DIGITAL WEALTH ECOSYSTEM 5paisa at glance Empowering every Indian to build wealth with our, full-stack digital wealth management platform. Amplifies trading (pay later) AlgoSpace Smart leverage solutions for higher buying power like Pre -built strategies with one click execution MTF, BTST, CUSPA Pro
Slide 9: New App rebuilt for Speed, Simplicity & Scale
NEW APP New App rebuilt for Speed, Simplicity & Scale Faster execution Better trading decisions Pro level tools AI Native app Clean Interface
Slide 10: Everything you need to trade and invest
NEW APP Everything you need to trade and invest INVEST O PT IO NS MARG IN SPEED Direct MFs, SIPs from ₹500 Advance Strategy Builder Unified Pledge Equity, MFs, ETFs Flash Trade — 1 tap orders Create complex option strategies Unlock trading margin across eligible No order forms, no extra steps — just
Slide 11: Built for the Serious Trader
TRADING Built for the Serious Trader Speed, precision & edge — the complete trading and derivatives ecosystem Scalper Pay Later (MTF) AlgoSpace Screenshot 1 3-in-1 charts, ultra-fast 4x leverage · 1,500+ stocks Readymade Algo strategies execution T+5 VTT Basket Orders Scalper / FnO360 2x Leverage on
Slide 12: AI at the Core of Everything We Build
AI INVESTING AI at the Core of Everything We Build Embedding intelligence across products, platforms and the way we operate Smarter Investing Sharper Trading AI-Native Platform AI-guided research & Intelligent signals & Across App, Web & Algo decisions strategy AI Insights & Research Conversational
Slide 13: AlgoSpace by 5paisa
ALGOSPACE AlgoSpace by 5paisa Algo Trading for Everyone — simple, accessible and powerful ALGO BY ASSET CLASS Equity Algo Option Algo Futures Algo Automated cash-market Options automation Systematic futures execution strategies WHY ALGOSPACE Strategy Marketplace No Coding Required Simple subscriptio
Slide 14: Industry Outlook
INDUSTRY OUTLOOK
Slide 15: Consistent surge in participation - Industry trend
PARTICIPATION INDUSTRY Consistent surge in participation- Industry trend Demat Accounts Base (in Mn) Derivative ADTO - Notional (in ₹ Tn) Active Clients (in Mn) 449 440 49.2 241 429 224 45.7 46.1 360 40.8 192 151 31.9 114 154 FY23 FY24 FY25 FY26 H1FY27 FY23 FY24 FY25 FY26 H1 FY27 FY23 FY24 FY25 FY26
Slide 16: Ownership for DIIs & retail on the rise
OWNERSHIP - INDUSTRY Ownership for DIIS & retail on the rise Ownership trend in NSE listed universe (in %) 409 Market cap 261 254 382 409 469 (₹ lakh crore) • Individual investors’ direct holding in NSE 6.7 4.5 4.7 4.7 5.5 5.7 9.7 9.4 9.5 9.5 9.1 9.5 listed companies grew marginally from 9.1% to 13.
Slide 17: Impact of regulatory changes on industry
REGULATORY IMPACT Impact of regulatory changes on industry Transaction Weekly Income Expiry 700 Elimination Limitation 28,000 592 600 537 519 Lot Size Nifty 532 497 497 501 514 516 26,000 483 485 Revision Correction 481 472 486 486 492 450 460 445 453 467 446 500 436 390 24,000 352 364 347 400 415 2
Slide 18: Financials
FINANCIALS
Slide 19: Business metrics
Business Business metrics Client Acquisition (In Lakhs) DIY (in %age)1 96.6% 96.8% 95.4% 94.6% 90.5% 0.95 1.03 85.5% 0.80 0.78 0.74 0.82 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 Q2FY27 Q1FY26 Q2FY26 Q3FY26 Q4FY26 Q1FY27 Q2FY27 Total Client Acquisition: 0.82 lakh for Q2FY27 (Up 10% Q-o-Q) DIY Acquisition:
Slide 20: MTF spread over wide customer base
MTF MTF spread over wide customer base Avg MTF Book Size (in ₹ Mn) 4,811 MTF Book Segmentation (% age of client using the facility) 4,053 3,666 3,359 Less than 1L 1L to 5L More Than 5L 9.0% 8.9% 10.6% 10.6% Q3FY26 Q4FY26 Q1FY27 Q2FY27 13.6% 13.9% 18.7% 15.4% Per Client Exposure (In ₹) 3,01,268 77.5%
Slide 21: Consolidated financial performance
Financials Consolidated financial performance Gross Revenue & Revenue Mix EBDTA (In ₹ Mn) & EBDTA Margin (%) Profit after Tax (In ₹ Mn) Revenue (in ₹ Mn) EBTDA (in ₹ Mn) EBTDA Margin % PAT (in ₹ Mn) QoQ growth % 24% 773 793 855 884 865 20% 20% 20% 14% 123 116 108 30% 28% 27% 31% 32% 95 71 25% 25% 24
Slide 22: Consolidated P&L – Q2FY27
FINANCIALS Consolidated P&L – Q2FY27 Half Yearly INR Millions Quarter Ended Half Year Ended Year Ended Quarterly Variances Variances Q2FY27 Q1FY27 Q2FY26 H1FY27 H1FY26 FY26 Q-o-Q Y-o-Y Y-o-Y A. Income From Operations Brokerage Income 349.08 394.00 347.77 743.08 703.77 1,492.30 -11% 0% 6% Allied Brok
Slide 23: Consolidated Balance Sheet – As at Sep 30, 2026
FINANCIALS 5paisa Consolidated Balance Sheet – As at Sep 30, 2026 INR Million Sep 30, 2026 Mar 31, 2026 A. Financial Assets Cash and cash equivalents 93.71 372.72 Bank balance other than above 14,536.83 13,804.42 Receivables 0.07 1.94 Loans 5,060.35 3,403.66 Investments 431.92 21.80 Other financial
Slide 24: About Us
ABOUT US
Slide 25: Environmental, social & governance (ESG)
ESG Environmental, social & governance (ESG) CORPORATE HUMAN ENVIRONMENTAL INFORMATION AND GOVERNANCE CAPITAL FOOTPRINT CYBER SECURITY • Smooth whistle blower • Adopt all employee's welfare • 100% digital onboarding • Defense in Depth Security policy adopted schemes (Gratuity, PF, process & treatmen
Slide 26: Events & business partner engagements
EVENTS Events & business partner engagements Business Partner & Client Engagements Brand Awareness Events B2B & B2C Conventions: Conducted B2B events with existing and new GFF & MoneyExpo: Participated in Global Fintech Fest and MoneyExpo, business partners and B2C events with retail investors, stre
Slide 27: Board of directors & core management team
MANAGEMENT TEAM Board of directors & core management team Independent Directors Core Management Team Dr. Archana Hingorani Ms. Nirali Sanghi Mr. Gaurav Seth Mr. Gourav Munjal Mr. Mehul Jain Mr. Dinesh Singh Chairperson & Independent Managing Director & Whole-Time Director & Head of Trading Head of D
Slide 28: Disclaimer
Disclaimer This presentation and the accompanying slides (the “Presentation”), which have been prepared by 5paisa Capital Limited (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securit
Slide 29: Thank You
THANK YOU