Century Communities, Inc. · NYSE:CCS
Century Communities — Q3 2025 Earnings Presentation
20 slides from Century Communities's earnings presentation, Oct 22, 2025
Slide 1: Investor Presentation October 2025
OCTOBER 2025 lll CENTURY | - INVESTOR PRESENTATION i ll
Slide 2: Forward-Looking Statements
FORWARD-LOOKING STATEMENTS Certain statements in this Investor Presentation are "forward-looking statements" It is not possible to predict or identify all such factors. In addition, we have disclosed within the meaning of the Private Securities Litigation Reform Act of 1995, as under the heading "Ri
Slide 3: Why Invest?
WHY INVEST? ✓ Recent community count growth supportive of strong annual delivery growth for several years subject to market demand. ✓ Ability to drive structurally higher returns by deepening our share in existing markets to generate increased scale and efficiencies. ✓ Focused on affordable new home
Slide 4: Company Overview
COMPANY MEANINGFUL MARKET-SHARE POSITIONS ACROSS HIGH-GROWTH MARKETS OVERVIEW Century Communities, Inc. (NYSE: CCS) is one of the nation’s largest homebuilders, offering new homes under the Century Communities and Century Complete brands. Century is engaged in all aspects of homebuilding — including
Slide 5: Our Strategy
OUR STRATEGY DRIVE DELIVERY GROWTH BY DEEPENING SHARE IN EXISTING MARKETS o Established a diversified, national footprint over the past 10+ years with a presence in 16 states and over 45 markets. o Future growth focused on deepening our share in existing markets through both organic growth and selec
Slide 6: Business Highlights & Priorities
BUSINESS HIGHLIGHTS & PRIORITIES THIRD QUARTER 2025 HIGHLIGHTS o Deliveries of 2,486 homes at the high end of guidance of 2,300-2,500 homes. o Increased book value per share by 8% year-over-year to $87.74, a Company record. o Increased community count by 5% on a year-over-year basis to 321 communiti
Slide 7: Strong Track Record of Growth
S TR ON G TR A CK R ECOR D OF GR OWTH Total Revenues ($BN) EBITDA ($MM) Net Income ($MM) + 64% + 78% + 90% $369 $214 $4.2 $2.5 $207 $113 2019 LTM Q3 2025 2019 LTM Q3 2025 2019 LTM Q3 2025 Home Sale Deliveries Book Value Per Share Total Stockholders’ Equity ($MM) + 32% + 173% + 143% $87.74 $2,578 10,
Slide 8: Successful Track Record of Acquisitions
S U CCES S FU L TR A CK R ECOR D OF A CQUISITIONS CENTURY COMMUNITIES | INVESTOR PRESENTATION
Slide 9: Focused on Affordable New Homes
FOCUSED ON AFFORDABLE NEW HOMES THROUGH TWO COMPLEMENTARY BRANDS 94% o Provides customers with a “Home for o Provides customers with “More Home, Every Dream” Less Money” o Focuses on affordable and attainable o Targets entry-level customers — 100% housing options while offering an within FHA limits
Slide 10: Meaningful Focus on Move-In Ready Homes
MEANINGFUL FOCUS ON MOVE-IN READY HOMES 1 BENEFITS TO MOVE-IN READY/SPEC HOME CONSTRUCTION 98% Century Communities Reduces the time between contract, closing and delivery providing Century Home Deliveries are Spec Builds with increased visibility into costs and margin protection, particularly during
Slide 11: Low Risk, Land-Light Business Strategy
LOW RISK, LAND -LIGHT BUSINESS STRATEGY TOTAL Owned 62,239 Controlled CAREFULLY MANAGED ACROSS DIVERSIFIED MARKETS 59% Lots 1 41% TO REDUCE EXPOSURE TO INDUSTRY CYCLES ✓Flexibility to control significant amounts of land for future growth for a limited investment and ability to exit positions at a re
Slide 12: Diversified Revenue Base
DIVERSIFIED REVENUE BASE ACROSS NATIONAL FOOTPRINT HOME SALE DELIVERIES $4.2 Billion In total revenues1 WEST 14% CENTURY COMPLETE TOTAL TEXAS (CMP) 35% 10,555 19% DELIVERIES SOUTHEAST MOUNTAIN 15% 17% 1 Source: Company filings, Period is LTM 3Q 2025 for Total Revenues and Home Sale Deliveries. Marke
Slide 13: Maintaining a Strong Balance Sheet
MAINTAINING A STRONG BALANCE SHEET ✓Significant liquidity position of $836mm1 ✓Net homebuilding debt to net capital of 31.4%2 ✓Homebuilding debt to LTM EBITDA of 3.7x3 ✓S&P rated BB ✓Moody’s rated Ba2 ✓$1.0bn unsecured revolving line of credit, matures November 2028 ✓$500mm 3.875% senior unsecured n
Slide 14: Track Record of Steady Dividend Growth
TRACK RECORD OF STEADY DIVIDEND GROWTH Annual Dividend per Share 1 1 2025 annual dividend per share of $1.16 is based on annualizing 2025 quarterly dividend of $0.29 per share. CENTURY COMMUNITIES | INVESTOR PRESENTATION
Slide 15: Financial Services Business
FINANCIAL SERVICES BUSINESS CREATES SIMPLIFIED, ONE-STOP SHOP FOR HOMEBUYERS LTM 3Q 2025 Financial Services revenues of $88 million and pretax income of $20 million, with a 3Q 2025 capture rate of 84%. STRONG BUYER PROFILE ACROSS BRANDS: 730 722 AVERAGE AVERAGE FICO1 FICO1 Offering a wide range of f
Slide 16: Online Homebuying Pioneer
ONLINE HOMEBUYING PIONEER FIND A NEW HOME THAT JUST CLICKS Century Communities’ industry-first online homebuying experience empowers buyers to quickly find and seamlessly lock in their dream home whenever they’re ready and from wherever they are – whether shopping online or on location. Additionally
Slide 17: Appendix
APPENDIX
Slide 18: Historical Financials
HIS TOR ICA L FIN A N CIA LS CENTURY COMMUNITIES | INVESTOR PRESENTATION
Slide 19: Historical Financials
HISTORICAL FIN A N CIA LS CENTURY COMMUNITIES | INVESTOR PRESENTATION
Slide 20: Century Communities, Inc.
Century Communities, Inc. 8390 E. Crescent Parkway, Suite 650 Greenwood Village, CO 80111 Contact Investor Relations InvestorRelations@CenturyCommunities.com