Century Communities, Inc. · NYSE:CCS
Century Communities — Investor Presentation (July 2026)
20 slides from Century Communities's investor presentation, July 2026
Slide 1: Investor Presentation July 2026
INVESTOR PRESENTATION JULY 2026
Slide 2: Forward-Looking Statements
FORWARD-LOOKING STATEMENTS Certain statements in this Investor Presentation are "forward-looking statements" It is not possible to predict or identify all such factors. In addition, we have disclosed within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. under the he
Slide 3: Why Invest
W H Y I N V E ST ✓ National homebuilder with geographic diversity across 16 states and over 45 markets. ✓ Track record of returning capital to shareholders through growing dividend and share repurchases. ✓ Invested, cycle-tested management team aligned with long- term stockholder interests. ✓ Focuse
Slide 4: Company Overview
C O M PA N Y OV E R V I E W Century Communities, Inc. (NYSE: CCS) is one of the nation’s largest homebuilders, offering new homes under the Century Communities and Century Complete brands. Century is engaged in all aspects of homebuilding — including the acquisition, entitlement and development of l
Slide 5: Focused on Affordable New Homes Through Two Complementary Brands
FOCUSED ON A F F O R DA B L E N E W H O M E S T H RO U GH T WO CO M P L E M E N TA RY B R A N D S TM ✓ Focuses on affordable and attainable housing options ✓ Targets entry-level customers. while offering an extensive range of home types across a variety of price points. ✓ Sells homes primarily throu
Slide 6: Our Strategy
O U R ST R AT E GY DRIVE HIGHER RETURNS BY DEEPENING SHARE IN EXISTING MARKETS o Established a diversified, national footprint over the past 10+ years with a presence in 16 states and over 45 markets. o Future growth focused on deepening our share in existing markets through both organic growth and
Slide 7: Diversified Revenue Base Across National Footprint
DIVERSIFIED REVENUE BASE ACROSS NATIONAL FOOTPRINT $3.8 Billion HOME SALE DELIVERIES In total revenues1 WEST 21% 21% 24% 14% 17% 15% CENTURY COMPLETE TOTAL TEXAS (CMP) 2% 35% 10,035 19% DELIVERIES Financial Texas Southeast West Mountain CMP Services $0.5 B $0.7 B $0.8 B $0.8 B $0.9 B SOUTHEAST $0.1
Slide 8: Deepening Share to Drive Higher Returns
DEEPENING SHARE TO DRIVE HIGHER RETURNS o Established a diversified, national footprint over the past 10+ years with a presence across high-growth markets in 16 states and over 45 markets. o Top 10 market share in 13 of the 50 largest U.S. markets, including Atlanta, Denver, Houston, Las Vegas, Nash
Slide 9: Meaningful Focus on Spec Homes
MEANINGFUL FOCUS ON SPEC HOMES 98% Century Communities Home Deliveries are Spec Builds1 BENEFITS OF SPEC HOME CONSTRUCTION o Reduces the time between contract, closing and delivery providing Century with increased visibility into costs and margin protection, particularly during periods of increased
Slide 10: Using Scale to Lower the Cost of Homeownership
USING SCALE TO LOWER THE COST OF HOMEOWNERSHIP In the markets we serve, we strive to build high-quality, affordable homes so that we can help more people purchase a home. By focusing on spec home construction, leveraging our scale and providing attractive mortgage rates through our financial service
Slide 11: Lower Risk, Flexible Land Strategy
TOTAL Owned Controlled 60,128 LOWER RISK, FLEXIBLE 56% Lots 1 44% L AND STRATEGY C A R E F U L LY M A N AG E D AC RO S S D I V E R S I F I E D M A R K E T S T O REDUCE EXPOSURE TO INDUSTRY CYCLES o Existing lot supply and community count supportive of 10% annual delivery growth over a West several y
Slide 12: History of Successful Acquisitions
HISTORY OF SUCCESSFUL ACQUISITION S 12
Slide 13: Returning Capital to Shareholders While Growing Book Value
R E T U R N I N G C A P I TA L to S H A R E H O L D E R S W H I L E GROWING BOOK VALUE Annual Dividend per Share Share Repurchases ($mm) $1.28 $144 $1.16 $1.04 $121 $0.92 $0.80 $84 $60 $0.45 $19 $0 $0 $0.00 2020 2021 2022 2023 2024 2025 Q2 2026 2020 2021 2022 2023 2024 2025 2026* YTD 7% 1% 3% 7% 3%
Slide 14: Maintaining a Strong Balance Sheet
M A I N TA I N I N G A S T R O N G BALANCE SHEET ✓Significant liquidity position of $802mm1 ✓Net homebuilding debt to net capital of 31.9%2 ✓Homebuilding debt to LTM EBITDA of 5.0x3 ✓S&P rated BB- ✓Moody’s rated Ba2 ✓$1.0bn unsecured revolving line of credit, matures November 2028 ✓$500mm 3.875% sen
Slide 15: Financial Services Business
FINANCIAL SERVICES BUSINESS C REATES SIMPLIFIED, ON E - STOP SHOP FOR HOMEBUYERS LTM Q1 2026 Financial Services revenues of $92 million and pretax income of $28 million, with a 2Q 2026 capture rate of 83%. STRONG BUYER PROFILE ACROSS BRANDS: 723 714 AVERAGE AVERAGE FICO1 FICO1 Offering a wide range
Slide 16: Putting Homebuyers in the Driver's Seat
PUTTING Empowering Homebuyers E ve r y S te p o f t h e Wa y HOMEBUYERS IN THE D RIVER’S SEAT B u y O n l i n e, A ny t i m e : Century Communities’ industry-leading online homebuying platform makes it possible for buyers to purchase their dream home online, 24/7, in just a few clicks. S e l f - G u
Slide 17: Appendix
APPENDIX
Slide 18: Historical Financials and Non-GAAP Reconciliations
H I S T O R I C A L F I N A N C I A L S A N D N O N - G A A P R E C O N C I L I AT I O N S QTD Jun 30, QTD Jun 30, YTD Jun 30 YTD Jun 30 LTM Jun 30, LTM Jun 30, Year ended Dec 31, $ 000s (except EPS and share count) 2026 2025 2026 2025 2026 2025 2025 2024 2023 2022 2021 Revenues Home sales revenues
Slide 19: Historical Financials and Non-GAAP Reconciliations
H I S T O R I C A L F I N A N C I A L S A N D N O N - G A A P R E C O N C I L I AT I O N S June 30 June 30 Year ended December 31, $ 000s (except EPS and share count) 2026 2025 2025 2024 2023 2022 2021 2020 Key Metric Data Homebuilding Debt $ 1,332,363 $ 1,277,515 $ 1,063,607 $ 1,140,973 $ 1,017,576
Slide 20: Century Communities, Inc.
Century Communities, Inc. 8390 E. Crescent Parkway, Suite 650 Greenwood Village, CO 80111 Contact Investor Relations InvestorRelations@CenturyCommunities.com
Century Communities — Investor Presentation (July 2026) on 6ix