Century Communities, Inc. · NYSE:CCS
Century Communities — Q4 2025 Earnings Presentation
20 slides from Century Communities's earnings presentation, Jan 28, 2026
Slide 1: Investor Presentation January 2026
INVESTOR PRESENTATION JANUARY 2026
Slide 2: Forward-Looking Statements
FORWARD-LOOKING STATEMENTS Certain statements in this Investor Presentation are "forward-looking statements" It is not possible to predict or identify all such factors. In addition, we have disclosed within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. under the he
Slide 3: Why Invest
W H Y I N V E ST ✓ National homebuilder with geographic diversity across 16 states and over 45 markets. ✓ Track record of returning capital to shareholders through growing dividend and share repurchases. ✓ Invested, cycle-tested management team aligned with long- term stockholder interests. ✓ Focuse
Slide 4: Company Overview
C O M PA N Y OV E R V I E W Century Communities, Inc. (NYSE: CCS) is one of the nation’s largest homebuilders, offering new homes under the Century Communities and Century Complete brands. Century is engaged in all aspects of homebuilding — including the acquisition, entitlement and development of l
Slide 5: Focused on Affordable New Homes Through Two Complementary Brands
FOCUSED ON A F F O R DA B L E N E W H O M E S T H RO U GH T WO CO M P L E M E N TA RY B R A N D S TM ✓ Focuses on affordable and attainable housing options ✓ Targets entry-level customers. while offering an extensive range of home types across a variety of price points. ✓ Sells homes primarily throu
Slide 6: Our Strategy
O U R ST R AT E GY DRIVE HIGHER RETURNS BY DEEPENING SHARE IN EXISTING MARKETS o Established a diversified, national footprint over the past 10+ years with a presence in 16 states and over 45 markets. o Future growth focused on deepening our share in existing markets through both organic growth and
Slide 7: Diversified Revenue Base Across National Footprint
DIVERSIFIED REVENUE BASE ACROSS NATIONAL FOOTPRINT $4.1 Billion HOME SALE DELIVERIES In total revenues1 WEST 14% CENTURY COMPLETE TOTAL TEXAS (CMP) 35% 10,387 19% DELIVERIES SOUTHEAST MOUNTAIN 15% 17% 1 Source: Company filings, Period is Fiscal Year 2025. Results exclude Century Living. Market repor
Slide 8: Deepening Share to Drive Higher Returns
DEEPENING SHARE TO DRIVE HIGHER RETURNS o Established a diversified, national footprint over the past 10+ years with a presence across high-growth markets in 16 states and over 45 markets. o Top 10 market share in 13 of the 50 largest U.S. markets, including Atlanta, Denver, Houston, Las Vegas, Nash
Slide 9: Meaningful Focus on Spec Homes
MEANINGFUL FOCUS ON SPEC HOMES 98% Century Communities Home Deliveries are Spec Builds1 BENEFITS OF SPEC HOME CONSTRUCTION o Reduces the time between contract, closing and delivery providing Century with increased visibility into costs and margin protection, particularly during periods of increased
Slide 10: Using Scale to Lower the Cost of Homeownership
USING SCALE TO LOWER THE COST OF HOMEOWNERSHIP In the markets we serve, we strive to build high-quality, affordable homes so that we can help more people purchase a home. By focusing on spec home construction, leveraging our scale and providing attractive mortgage rates through our financial service
Slide 11: Lower Risk, Flexible Land Strategy
TOTAL Owned Controlled 60,916 LOWER RISK, FLEXIBLE 57% Lots 1 43% L AND STRATEGY C A R E F U L LY M A N AG E D AC RO S S D I V E R S I F I E D M A R K E T S T O REDUCE EXPOSURE TO INDUSTRY CYCLES o Existing lot supply and community count supportive of 10% delivery growth in 2026 and West 2027 assumi
Slide 12: History of Successful Acquisitions
HISTORY OF SUCCESSFUL ACQUISITION S 12
Slide 13: Returning Capital to Shareholders While Growing Book Value
R E T U R N I N G C A P I TA L to S H A R E H O L D E R S W H I L E GROWING BOOK VALUE Annual Dividend per Share Share Repurchases ($mm) $1.16 $144 $1.04 $121 $0.92 $0.80 $84 $0.45 $19 $0.00 $0 $0 2020 2021 2022 2023 2024 2025 2020 2021 2022 2023 2024 2025 7% 1% 3% 7% % of Outstanding Shares Annual
Slide 14: Maintaining a Strong Balance Sheet
M A I N TA I N I N G A S T R O N G BALANCE SHEET ✓Significant liquidity position of $1.1bn1 ✓Net homebuilding debt to net capital of 25.9%2 ✓Homebuilding debt to LTM EBITDA of 3.7x3 ✓S&P rated BB ✓Moody’s rated Ba2 ✓$1.0bn unsecured revolving line of credit, matures November 2028 ✓$500mm 3.875% seni
Slide 15: Financial Services Business
FINANCIAL SERVICES BUSINESS C REATES SIMPLIFIED, ON E - STOP SHOP FOR HOMEBUYERS Fiscal Year 2025 Financial Services revenues of $86 million and pretax income of $19 million, with a 4Q 2025 capture rate of 84%. STRONG BUYER PROFILE ACROSS BRANDS: 729 718 AVERAGE AVERAGE FICO1 FICO1 Offering a wide r
Slide 16: Putting Homebuyers in the Driver's Seat
PUTTING Empowering Homebuyers E ve r y S te p o f t h e Wa y HOMEBUYERS B u y O n l i n e, A ny t i m e : IN THE D RIVER’S SEAT Century Communities’ industry-leading online homebuying platforms makes it possible for buyers to purchase their dream home online, 24/7, in just a few clicks. S e l f - G
Slide 17: Appendix
APPENDIX
Slide 18: Historical Financials and Non-GAAP Reconciliations
H I S T O R I C A L F I N A N C I A L S A N D N O N - G A A P R E C O N C I L I AT I O N S 18
Slide 19: Historical Financials and Non-GAAP Reconciliations
H I S T O R I C A L F I N A N C I A L S A N D N O N - G A A P R E C O N C I L I AT I O N S 19
Slide 20: Century Communities, Inc.
Century Communities, Inc. 8390 E. Crescent Parkway, Suite 650 Greenwood Village, CO 80111 Contact Investor Relations InvestorRelations@CenturyCommunities.com