Network People Services Technologies Limited · NSE:NPST
Network People Services Technologies — H1 FY25 Earnings Presentation
32 slides from Network People Services Technologies's earnings presentation, Oct 21, 2024
Slide 1: Cover letter to NSE: Updated Investor Presentation
SYMBOL: NPST Dated: October 21, 2024 ISIN: INE0FFK01017 To, The Manager-Listing Department, The National Stock Exchange of India Limited, Exchange Plaza, NSE Building, Bandra Kurla Complex, Bandra East, Mumbai-400 0513 Fax: 022-26598237, 022-26598238 Subject: Updated Investor Presentation for half y
Slide 2: NPST Results H1 FY25 Investor Presentation
NPST Results Providing digital technology across financial value chain H1 FY25 Investor Presentation
Slide 3: Company Overview
Company Overview
Slide 4: About NPST
About NPST VISION NPST, is engaged in providing software and Provide Digital Technology Across Financial Value Chain digital payment solutions to the Banking and Fintech segment, primarily focusing on Transaction Processing, Payment Platforms, RegTech, Digital Engagement solutions MISSION o Strategi
Slide 5: NPST Today
NPST Today #1 126% 700+ Sole Provider Net Profit Growth Merchant Locations PAN India Across financial value chain CAGR 2020-24 15 2M+ 15BN+ Banks Bank Merchants Banking Txns per annum 100+ 150k+ 300+ Customers Merchants Dedicated Payment Associates www.npstx.com | 04
Slide 6: Strategic Areas of Focus
Strategic Areas of Focus For Banks & Financial Institutions For Payment Aggregator & Merchants Transaction Processing Engines IMPS | UPI | Mobile Banking I Merchant 1 1 Evok 3.0 – Payin I Payout I AutoPay Acquiring Super App – Banking and Offline Payments – QR and Lifestyle Services 2 2 Sound Box Te
Slide 7: Business Updates
Business Updates Secured order for our new Received incremental order for 20% growth in transaction Secured PO for ODR solution product BBPS Bill aggregation Qynx offline payment product processing as TSP (15 Bn from one bank switch from two banks from existing customers transactions annually) Launc
Slide 8: H1 FY25 Highlights
H1 FY25 Highlights
Slide 9: Our Growth
Our Growth In ₹ Cr Particulars Total Net Profit EPS Delivering value across financial ecosystem Revenue (In ₹) In ₹ Cr FY21 15.27 1.07 2.38 Incremental value FY22 19.49 1.49 2.31 proposition in Industry FY23 41.13 6.52 3.36 120 FY24 130.08 26.71 13.78 H1 FY25 129.23 33.77 17.42* *After Adjusting Bon
Slide 10: H1 FY25 Consolidated Key Financial Highlights
H1 FY25 Consolidated Key Financial Highlights 129.23 In ₹ Cr All Figures In ₹ Cr & Margin in % 53.32 47.50 33.77 Particulars H1 FY25 H1 FY24 YoY Growth 17.41 10.16 Total Income 129.23 53.32 142.36 % Total Revenue EBITDA Net Profit EBITDA 47.50 17.41 172.80 % H1 FY24 H1 FY25 EBITDAM 36.75% 32.65% 410
Slide 11: H1 FY25 Standalone Key Financial Highlights
H1 FY25 Standalone Key Financial Highlights 129.11 In ₹ Cr All Figures In ₹ Cr & Margin in % 53.30 47.50 33.78 Particulars H1 FY25 H1 FY24 YoY Growth 17.41 10.16 Total Income 129.11 53.30 142.24 % Total Revenue EBITDA Net Profit EBITDA 47.50 17.41 172.89 % H1 FY24 H1 FY25 EBITDAM 36.79% 32.66% 413 B
Slide 12: Standalone Quarter On Quarter Key Metrics Comparison
Standalone Quarter On Quarter Key Metrics Comparison All Figures In ₹ Cr & Margin in % Particulars Q1 FY24 Q2 FY24 Q3 FY24 Q4 FY24 Q1 FY25 *Q2 FY25 Total Income 24.88 28.42 32.07 44.71 60.19 68.99 Income Growth (Q-o-Q) 16.18% 14.26% 12.82% 39.43% 34.47% 14.75% EBITDA 7.89 9.50 10.98 15.31 22.15 25.3
Slide 13: Q2 FY25 Update
Q2 FY25 Update Ventured into new Board approval received for Approval granted interoperable payment transition to mainboard for ESOP allotment opportunity Introduced Evok 3.0 – an First use case for AI in advanced Payment Platform Regtech successfully for long-term business launched growth www.npstx
Slide 14: Management Overview
Management Overview
Slide 15: Co-founders and Board Of Directors
Co-founders and Board Of Directors Mr. Deepak Chand Thakur Mr. Ashish Aggarwal Ms. Savita Vashist Chairman & Managing Director Joint Managing Director Executive Director Deepak Thakur, CEO and Managing Ashish Aggarwal, Promoter and Joint Savita Vashist, Executive Director at Director of NPST Ltd., h
Slide 16: Board Of Directors
Board Of Directors Mr. Abhishek Mishra Mrs. Panchi Samuthirakani Mr. Ram Rastogi Independent Director Independent Director Independent Director Abhishek Mishra brings over 16 years Panchi Samuthirakani has over 27 Ram Rastogi is a veteran banker with of experience in finance, compliance, years of ex
Slide 17: Industry Overview
Industry Overview
Slide 18: Fintech in India
Fintech in India India is amongst the fastest growing Fintech markets in the world. 2025 2021 ~$ 150 Bn $ 50 Bn Market size 2013 $ 1.5 Bn The Payments landscape in India is expected to reach $ 100 Tn in transaction volume and $ 50 Bn in terms of revenue by 2030 www.npstx.com | 17
Slide 19: UPI Registers Exponential Growth
UPI Registers Exponential Growth Transaction Value Of Transaction Volume UPI (In ₹ Tn) UPI (In Bn) 577 481 513 409 450 395 344 343 279 262 220 199 159 111 FY22-23 FY23-24 FY24-25 E FY25-26 E FY26-27 E FY27-28 E FY28-29 E FY22-23 FY23-24 FY24-25 E FY25-26 E FY26-27 E FY27-28 E FY28-29 E Source: RBI;
Slide 20: Financial Overview
Financial Overview
Slide 21: H1 FY25 Consolidated Performance Highlights
H1 FY25 Consolidated Performance Highlights All Figures In ₹ Cr & Margin in % Total Income EBITDA Net Profit 129.23 47.50 33.77 53.32 17.41 10.16 H1 FY24 H1 FY25 H1 FY24 H1 FY25 H1 FY24 H1 FY25 www.npstx.com | 20
Slide 22: H1 FY25 Consolidated Result Highlights
H1 FY25 Consolidated Result Highlights All Figures In ₹ Cr & Margin in % Particulars H1 FY25 H1 FY24 Y-O-Y Revenues 125.61 52.44 Other Income 3.62 0.88 Total Income 129.23 53.32 142.36% Raw Material costs 47.16 18.04 Employee costs 26.47 14.42 Other expenses 8.10 3.46 Total Expenditure 81.73 35.91 E
Slide 23: H1 FY25 Standalone Performance Highlights
H1 FY25 Standalone Performance Highlights All Figures In ₹ Cr & Margin in % Total Income EBITDA Net Profit 129.11 47.50 33.78 53.30 17.41 10.16 H1 FY24 H1 FY25 H1 FY24 H1 FY25 H1 FY24 H1 FY25 www.npstx.com | 22
Slide 24: H1 FY25 Standalone Result Highlights
H1 FY25 Standalone Result Highlights All Figures In ₹ Cr & Margin in % Particulars H1 FY25 H1 FY24 Y-O-Y Revenues 125.60 52.41 Other Income 3.51 0.88 Total Income 129.11 53.30 142.24% Raw Material costs 47.22 18.03 Employee costs 26.40 14.41 Other expenses 7.99 3.46 Total Expenditure 81.60 35.89 EBI
Slide 25: Key Financial Highlights – FY24
Key Financial Highlights – FY24 All Figures In ₹ Cr Total Income EBITDA Net Profit 130.08 43.70 26.71 41.13 12.38 6.52 19.49 15.25 15.27 3.00 3.81 2.29 1.03 1.07 1.49 FY20 FY21 FY22 FY23 FY24 FY20 FY21 FY22 FY23 FY24 FY20 FY21 FY22 FY23 FY24 www.npstx.com | 24
Slide 26: Profit & Loss Statement – FY24
Profit & Loss Statement – FY24 All Figures In ₹ Cr & Margin in % Particulars FY22 FY23 FY24 Revenues 19.16 40.79 127.51 Other Income 0.33 0.34 2.57 Total Income 19.49 41.13 130.08 Raw Material costs -1.28 12.5 46.76 Employee costs 6.57 12.72 31.30 Other expenses 10.39 3.53 8.32 Total Expenditure 15.
Slide 27: Balance Sheet – FY24
Balance Sheet – FY24 All Figures In ₹ Cr & Margin in % Equities & Liabilities FY22 FY23 FY24 Assets FY22 FY23 FY24 Equity 6.46 6.46 19.39 Non Current Assets Reserves 15.59 22.11 38.14 Fixed assets 10.62 13.06 6.94 Net Worth 22.05 28.57 57.52 Non-current investments 0.01 0.77 4.26 Non-current Liabili
Slide 28: Cash Flow Statement – FY24
Cash Flow Statement – FY24 All Figures In ₹ Cr & Margin in % Particulars FY22 FY23 FY24 Cashflow from Operations -7.44 12.01 43.05 Cashflow from Investments -5.49 -5.73 -3.86 Cashflow from Financing 13.45 0.19 -0.09 Net Cash flow 0.53 6.47 39.10 Opening Cash & Cash Equivalent 0.44 0.97 19.31 Closing
Slide 29: Key Ratios – FY24
Key Ratios – FY24 Profit Margins In % Adjusted EPS In ₹ Adjusted Book Value In ₹ EBITDA PAT 13.78 29.67 33.59 30.1 10.09 19.89 20.53 15.85 14.74 11.37 7.78 2.31 FY22 FY23 FY24 FY22 FY23 FY24 FY22 FY23 FY24 Quick Ratio In Times Return Ratios In % EV/EBITDA In Times 3.66 ROE ROCE 712.78 2.41 61.47 2.1
Slide 30: Stock Data
0.00 1000.00 2000.00 3000.00 4000.00 Source - NSE 10-Aug-2021 20-Aug-2021 01-Sep-2021 14-Sep-2021 79.90 Face Value (₹) Share Price (₹) 27-Sep-2021 08-Oct-2021 21-Oct-2021 15-Nov-2021 30-Nov-2021 52 week High-Low (₹) 20-Dec-2021 10-Jan-2022 No. of Shares Outstanding 31-Jan-2022 Market Capitalization
Slide 31: Investment Rationale
Investment Rationale Outstanding Returns: Leadership Members Growing Digital Payment Market: With effective cost management and a scalable Company is focused on developing leaders and India’s rapidly expanding digital payment market business model, NPST Net Profit has achieved enhancing its workforc
Slide 32: Thank You!
Thank You! www.npstx.com | 31
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