Novatti Group Ltd. · ASX:NOV

Novatti — Q2 FY26 Earnings Presentation

8 slides from Novatti's earnings presentation, Jan 30, 2026

  1. Slide 1: December Quarter FY26: Payments AU/NZ – Four consecutive EBITDA positive quarters

    For personal use only December Quarter FY26: Payments AU/NZ – Four consecutive EBITDA positive quarters* Novatti Group Limited (ASX:NOV) 30 January 2026 *Excludes corporate overheads

  2. Slide 2: Important information

    Important information This document has been prepared by Novatti Group Limited (Novatti) for information purposes about Novatti and its subsidiary companies (Novatti Group). It should be read in conjunction with Novatti’s most recent financial reports (including its FY25 Annual Report) and other per

  3. Slide 3: Connecting traditional with digital

    Connecting traditional with digital For personal use only Providing investors exposure to both traditional payments AND the future digital finance ecosystem: Acquiring Card International Digital finance and A2A issuing payments Strategic growth pillar via AUDD • Card acceptance - • Digital/physical

  4. Slide 4: Q2 FY26: Highlights

    Q2 FY26: Highlights 4 +$0.4m -$0.1m $3.7m For personal use only Consecutive quarters Payments AU/NZ Group Available Payments AU/NZ EBITDA in EBITDA in cash as at positive EBITDA1 Q2 FY261 Q2 FY262 end of Q2 FY26 1. Excludes corporate overheads 2. Excludes non-cash entries and historic liabilities. 3

  5. Slide 5: Pivot to growth: Issuing

    Pivot to growth: Issuing The performance of Issuing4 highlights Novatti’s pivot back to growth, announced at the end of FY25 For personal use only Strategy Sales drive implemented H2 FY25 Leads generated Momentum gained Recent results Two contracts signed One contract under review Three proposals in

  6. Slide 6: Investments: AUDD

    Investments: AUDD Novatti’s interest in the issuer of AUDD is now valued at $16m*. AUDD provides strategic exposure to digital finance, For personal use only including web3 and is positioned for global scaling. Growth in AUDD use on Stellar Blockchain ** Value of Novatti’s interest in AUDD issuer 1.

  7. Slide 7: Where to from here: Execution on growth

    Where to from here: Execution on growth For personal use only Strategy Optimise and Unlock core Achieve Reset Streamline Payments AU/NZ Scale Now 1 2 3 here 4 Simplify & Focus Commitment to Pivot to Lift financial strategy execution growth performance Reset complete New CEO/Management Cost reduction

  8. Slide 8: For personal use only

    For personal use only This presentation has been approved for release to the ASX by Mark Healy, CEO, and the Board

Novatti Group — Q2 FY26 Earnings Presentation on 6ix