Novatti Group Ltd. · ASX:NOV
Novatti — Q4 FY2026 Earnings Presentation
10 slides from Novatti's earnings presentation, Jul 31, 2026
Slide 1: June Quarter FY26: Bridging traditional payments with regulated new money
For personal use only June Quarter FY26: Bridging traditional payments with regulated new money Novatti Group Ltd 31 July 2026 1
Slide 2: Important information
Important information This document has been prepared by Novatti Group Limited (Novatti) for information purposes about Novatti and its subsidiary companies (Novatti Group) . It should be read in conjunction with Novatti’s most recent financial reports (including its FY 25 Annual Report) and other p
Slide 3: Money is changing form. We're building the bridge.
Money is changing form. We’re building the bridge. One regulated bridge across every form of money — cards, account -to -account, wallets, stablecoin. For personal use only WHAT’S CHANGING WHERE THE DEMAND IS The flows the NPP cannot reach — on -chain, programmable or offshore. New forms. Stablecoin
Slide 4: Connecting traditional with digital
Connecting traditional with digital For personal use only Providing investors exposure to both traditional payments AND future digital finance ecosystem: Acquiring Card International Digital finance and A2A issuing payments Strategic growth pillar via AUDD • Card acceptance - • Digital/physical • Cr
Slide 5: Q4 FY26: Highlights
Q4 FY26: Highlights For personal use only 50% $0.3m 4 $3.0m Group Margin Group Quarters of normalised Available Q4 FY26 Cash EBITDA positive cashflow ** cash at Q4 FY26 * end of Q 4 FY26 *Excludes non-cash entries and historic liabilities. ** Reflects net cash from/used in operating activities (as m
Slide 6: Pivot to growth: AU/NZ
Pivot to growth: AU/NZ The performance of Au/NZ highlights Novatti’s pivot back to growth, announced at the end of FY25 For personal use only THE CUSTOMER WE WIN Mid-market — merchants, groups, software platforms, fintechs They need an engagement around payments — design, advice, accountability — an
Slide 7: Customer lifecycle in action: UNSW & Asian Wallet Acceptance
Customer lifecycle in action: UNSW & Asian Wallet Acceptance From lead to recurring revenue — a working example of how new customers ramp into meaningful GTV once live. For personal use only STAGE 5 STAGE 1 STAGE 2 STAGE 3 STAGE 4 Go-live STAGE 6 Software Merchant lead Commercial Onboarding & OCTOBE
Slide 8: New customers progressing through implementation
New customers progressing through implementation New customers of significance span every key product line across AU/NZ payments infrastructure For personal use only VISA ISSUING & BIN SPONSORSHIP ASIAN WALLETS · ACCEPTANCE ACQUIRING · INSTORE AND ONLINE Vivi Money UNSW Fintech Partner AI-powered sp
Slide 9: The Novatti Roadmap – Three Phases
The Novatti Roadmap – Three Phases Sequenced under arrival of new CEO in FY24. Each phase earned before the next begins. For personal use only ✓ DONE ⟳ COMMENCING FY27 FY29+ PHASE ONE · 3 YEARS PHASE TWO · 2 YEARS PHASE THREE Clarify, streamline, get to Grow in. Prove integration Accelerate the core
Slide 10: For personal use only
For personal use only This presentation has been approved for release to the ASX by Mark Healy, CEO, and the Board 10