Boc Hong Kong (holdings) Limited · HKEX:2388

Boc Hong Kong (holdings) — FY2002 Earnings Presentation

33 slides from Boc Hong Kong (holdings)'s earnings presentation, 2003

  1. Slide 1: BOC Hong Kong (Holdings) Limited 2002 Annual Results

    CU HOMDINGS MINGLED 2002 47 Eb 2a 2003 4£3 4720 H

  2. Slide 2: ݈ᖀّᄲ‫۞ځ‬Һయᓏ‫ځ‬ ώಡӚ́࠹ᑕ۞੅ኢΞਕΒӣঘ̈́ࢲᐍ‫̙׶‬ቁ‫ؠ‬Я৵۞݈ᖀّᄲ‫ځ‬Ą఺ֱ ᄲ‫఼ܑࢗ۞ځ‬૱ົֹϡ݈ᖀّ۞фீĂּт࠹‫ܫ‬ăഇ୕ă࿰ഇă࿰ࢍăࢍ ထă࿰ീăϫᇾăΞਕă૟ົĂٕ۰ߙֱҖજΞਕٕ࿰ഇົ…

    ݈ᖀّᄲ‫۞ځ‬Һయᓏ‫ځ‬ ώಡӚ́࠹ᑕ۞੅ኢΞਕΒӣঘ̈́ࢲᐍ‫̙׶‬ቁ‫ؠ‬Я৵۞݈ᖀّᄲ‫ځ‬Ą఺ֱ ᄲ‫఼ܑࢗ۞ځ‬૱ົֹϡ݈ᖀّ۞фீĂּт࠹‫ܫ‬ăഇ୕ă࿰ഇă࿰ࢍăࢍ ထă࿰ീăϫᇾăΞਕă૟ົĂٕ۰ߙֱҖજΞਕٕ࿰ഇົд૟ֽயϠඕ ‫ڍ‬ඈඈĄᅦ˭̙ᑕ࿅ЊࣅᏥѩඈ่ዋϡ‫ٺ‬ώಡӘ൴ܑ͟۞݈ᖀّᄲ‫ځ‬Ą఺ ֱ݈ᖀّ۞ᄲ‫ֽٺૄځ‬ҋώ̳Φͽ̈́‫΁׎‬ԧࣇ࠹‫ܫ‬Ξያ۞ֽ໚۞ྤफ़Ąώ ̳Φ۞၁ᅫຽᒻΞਕᅈ̙̈́ѩඈ݈ᖀّᄲ‫ځ‬Ăଂ҃Ξਕ၆ώ̳Φ۵Њ‫࡚׶‬ ઼࿰ћ۵Њ̝ξᆊౄј̙ӀᇆᜩĄ

  3. Slide 3: BOC Hong Kong (Holdings) Limited

    ihe GRie) FTA Ea GKONGUHOEDINGSJFIMELED, “SCOP EKG” Xl fz ALB

  4. Slide 4: 2002 highlights: profit attributable and earnings per share

    ၁ன˯ξٚᏚ ෹෸࠳Ӏ࿰ീ ৷Ӏ෹΍˯ξ࠳Ӏ࿰ീ۞63ᆆപ̮Ăྵ2001ѐᆧ‫ܜ‬141% ۵‫ڌ‬ᑕҫ໕Ӏ ۵‫ڌ‬ᑕҫ໕Ӏ Տ۵࠳Ӏ Տ۵࠳Ӏ (Ѻ༱പ̮) (പ̮) 6,673 0.63 2,768 0.26 2001 2002 2001 2002

  5. Slide 5: 2002 highlights: return on equity and assets

    ၁ன˯ξٚᏚ Ш̚ഇϫᇾᔙซ πӮྤயаಡத πӮྤயаಡத πӮ۵‫ܛྤڌ‬аಡத πӮ۵‫ܛྤڌ‬аಡத 12.23% 0.91% 7.31% 0.36% 2001 2002 2001 2002

  6. Slide 6: 2002 highlights: dividends per share

    ၁ன˯ξٚᏚ ۵ि Տ۵۵ि ((പ̮) Տ۵۵ि പ̮) „ ჯ޺ࠁिͧதд 60% - 70% 0.398 „ ࠎ۵‫ڌ‬౹ౄ౵ָаಡ „ ᐹ̼ྤώඕၹ 0.215 0.183 (1) 2002年6月 2002年12月 2002 (1) ˯ξ݈ࠁ൴۞পҾ۵ि

  7. Slide 7: Highlight #1: net interest margin

    ၁ன˯ξٚᏚ #1 #1 ԼචஐӀिќৈத ஐӀिќৈத (%) ஐӀिќৈத (%) „ ᆧΐๅચᙋ‫ד‬Ըྤ 1.98% „ ഴҲྤ‫ܛ‬јώ 1.95% „ Լච̙ᆹࡗ෷ഠ 2001 2002

  8. Slide 8: Highlight #2: fee and commission income growth

    ၁ன˯ξٚᏚ #2 #2 ‫ڇ‬ચ෱̈́Ү‫ܛ‬ஐќˢᆧΐ ‫ڇ‬ચ෱̈́Ү‫ܛ‬ஐќˢ ‫ڇ‬ચ෱̈́Ү‫ܛ‬ஐќˢ „ ঐ෱நੑ̈́࣎ˠநੑ‫ڇ‬ચ (Ѻ༱പ̮) 2,948 „ ᅙဥ෷ഠ 2,696 „ ;ഠ‫ڇ‬ચ „ Ҳඕዶх͗‫ڇ‬ચ෱ 2001 2002

  9. Slide 9: Highlight #3: cost control

    ၁ன˯ξٚᏚ #3 #3 ೩੼ड़ৈ ࢫҲјώ ࢫҲјώ (Ѻ༱പ̮) Ѻ༱പ̮) „ ࣶ̍ˠᇴࠎ13,439 Ă 3,796 3,578 ā ഴ͌284ˠ 892 803 2001 2002 „ ፋЪຽચፆү ࣶ̍ᓟ࿌͚΍ ٗய̈́న౯͚΍ ᐹ̶̼Җშඛ ᐹ̶̼Җშඛ „ ഴ̶͌Җᇴϫ 350 319 „ ᖎ̼̍ү߹඀ „ ১‫͚ܛ‬΍˭አ 2001 2002

  10. Slide 10: Highlight #4: asset quality

    ၁ன˯ξٚᏚ #4 #4 Լචྤய৵ኳ ̙ᆹࡗ෷ഠͧத (%) ̙ᆹࡗ෷ഠͧத (%) „ າᆧ̙ᆹࡗ෷ഠഴ͌ „ ќаপ‫ᙷ̶ؠ‬෷ഠ 95.5ᆆപ̮ 10.99% 8.97% 7.99% „ ੼ࢲᐍ෷ഠ೵˾ќ৫ „ 2002ѐ6͡΍઴ 70ᆆപ̮ ā ̙ᆹࡗ෷ഠ 2001年12月 2002年6月 2002年12月

  11. Slide 11: 2002 financial results and business review

    2002 ѐ‫ޘ‬ੑચ̈́གྷᒉܑன “ᔙШЧีੑચϫᇾ”

  12. Slide 12: Key achievements of 2002

    ·႕߄ጼ۞2002ѐ ࢬ၆۞߄ጼ ࢬ၆۞߄ጼ ̚ᅙࢶപٙଳ‫۞פ‬ନ߉ ̚ᅙࢶപٙଳ‫۞פ‬ନ߉ „ ΐૻ࢑ๅგந „ ώгᓁயࣃ‫׶‬෷ഠᆧ‫ܜ‬ቤၙ „ ᕖण‫ڇ‬ચќ෱ຽચ „ ෷ഠќৈதќ৫ĂஐӀिќˢ˭ࢫ „ ᕖ̂Ϲ˽ዚ઴ „ ᆧ޺‫׍‬Ըྤෞ৺۞ைፂ „ ଳ‫פ‬ᆶຕ‫ܫ‬෷߆ඉ „ ࣎ˠ৔யᆧΐĂ‫ܫ‬ϡΙᗼኮ˯̿ „ ќღ‫ܫ‬෷ᆶԲ߆ඉ „ ΐૻ‫ܫ‬෷Ⴞଠ „ ఍ந۩ཉ̈́Ըྤ‫ۏ‬ຽ „ ‫ۏ‬ຽᆊॾ˭฀ „ ᆧΐᇥ౯ĂଳϡՀᆶຕ۞٪‫ݡ‬Զљத

  13. Slide 13: Financial results summary

    ຫৈኮีϫ Ϥ‫ٺ‬ᇥ౯಼̂˭ࢫĂ৷ӀྵΝѐ˯̿141%Ă྿67ᆆപ̮ Ѻ༱പ̮ 2002 2002 2001 2001 གྷᒉќˢ 18,114 19,009 གྷᒉ͚΍ 6,025 5,847 ᇥ౯݈གྷᒉ໕Ӏ 12,089 13,162 ࢍ೩ӑᗼኮᇥ౯ 2,855 7,412 ᇥ౯‫ޢ‬གྷᒉ໕Ӏ 9,234 5,750 ۵‫ڌ‬ᑕҫ໕Ӏ 6,673 2,768 Տ۵࠳Ӏ HK$0.631 HK$0.262 Տ۵۵ि HK$0.398 –

  14. Slide 14: Operating income and expenses

    ྤய࢑ๅܑ „ ෷ഠᆧ‫ܜ‬3% (ၠੵ΍઴෷ഠ۞ᇆᜩ) „ ഴ͌ᄃТຽ̝ม۞ྤ‫ܛ‬щଵ „ ᆧΐԸྤ‫ٺ‬ќৈྵ੼‫׶‬ѣԸྤෞ৺۞ᙋ‫ד‬ Ѻ༱പ̮ 2002 2002 2001 2001 ྤயᓁᗝ 735,489 766,140 ᅙҖТຽхഠ̈́ൺഇྤ‫ܛ‬ 178,526 254,877 ᙋ‫ד‬Ըྤ 190,232 145,586 ‫͗މ‬෷ഠ 321,034 323,038 ‫ྤؠ׽‬ய 20,212 21,049 ࢑ๅᓁᗝ 677,434 712,904 ‫͗މ‬хഠ 600,977 606,428 ۵‫ܛྤڌ‬ 56,941 52,170 ˘৺ྤώͧத 13.1% 13.4%

  15. Slide 15: Net interest income and margin

    ԼචஐӀिќৈத ጐგिमќ৫Ăҭ఼࿅ଳ‫פ‬᎕ໂ۞ྤய࢑ๅგநନ߉Ă೩੼˞ஐӀिќৈத Ѻ༱പ̮ 2002 2002 2001 2001 ନ߉ ନ߉ Ӏिќˢ 21,463 38,307 „ ഴ͌Тຽ‫ࣄٵ‬Ăᆧ޺ ੼ෞ৺ă੼аಡ۞ๅ Ӏि͚΍ (7,521) (23,320) ચᙋ‫ד‬ ஐӀिќˢ 13,942 14,987 „ ࡭˧෷ഠ̟ኳ৵ྵָ ஐिम 1.85% 1.67% ۞‫͗މ‬ ஐӀिќৈத 1.98% 1.95%

  16. Slide 16: Fee and commission income

    ᚶᜈ٤णќৈֽ໚ ᆧΐ‫ڇ‬ચ෱ќˢֽ໚ Ѻ༱പ̮ 2002 2002 2001 2001 ྤயგந /‫ܫ‬ћ‫ڇ‬ચ۞‫ڇ‬ચ෱ќˢ ྤயგந/‫ܫ‬ћ‫ڇ‬ચ۞‫ڇ‬ચ෱ќˢ (Ѻ༱പ̮) Ѻ༱പ̮) 178 ‫ڇ‬ચ෱̈́Ү‫ܛ‬ஐќˢ 2,948 2,696 109 γ๗ຽચஐќৈ 824 816 2001 2002 ‫΁׎‬ќˢ 400 510 ᅙဥ෷ഠ͘ᜈ෱ќˢ ᅙဥ෷ഠ͘ᜈ෱ќˢ ‫΁׎‬གྷᒉќˢ 4,172 4,022 (Ѻ༱പ̮) Ѻ༱പ̮) 314 247 ‫ܧ‬Ӏिќˢҫᓁགྷᒉќˢͧத 23% 21% 2001 2002

  17. Slide 17: Income by business segment

    ᚑॾଠ‫ט‬јώฟ͚ ౅࿅Чีᐹ̼ନ߉Ăჯ޺ྵҲ۞јώ၆ќˢͧத Ѻ༱പ̮ 2002 2002 2001 2001 ࣶ̍ᓟ࿌͚΍ 3,578 3,796 ٗய̈́న౯͚΍ 803 892 Զᖞ෱ϡ 632 460 ‫΁׎‬གྷᒉ͚΍ 994 676 ᓁགྷᒉ͚΍ 6,025 5,847 јώ၆ќˢͧத 33.26% 30.76%

  18. Slide 18: Impairment charges

    ӑᗼኮᇥ౯˭ࢫ ఼࿅Լච‫ܫ‬෷ࢲᐍგந‫׶‬᎕ໂ๊நӑᗼ૳Ăֹາ೩ᇥ౯ഴ͌ă̙։෷ഠ۞аќᆧΐ Ѻ༱പ̮ 2002 2002 2001 2001 পҾ໤౯ າ೩ᇥ 4,519 10,649 ᇥа (582) (645) ќа̏ၠੵኮี (904) (530) 3,033 9,474 ˘ਠ໤౯ (178) (2,062) ӑᗼኮᇥ౯ஐᗝ 2,855 7,412

  19. Slide 19: Impairment and provision coverage ratios

    ᇥ౯̈́٪‫ݡ‬ᖬᄏதԼච ᓁ໤౯ҫ̙ᆹࡗ෷ഠͧத ᓁ໤౯ҫ̙ᆹࡗ෷ഠͧத পҾ໤౯̈́٪‫ݡ‬ᖬᄏத পҾ໤౯̈́٪‫ݡ‬ᖬᄏத 90.1% 85.6% 58.5% 48.2% 2001 2002 2001 2002

  20. Slide 20: Balance sheet structure

    ෷ഠኳณѣٙ೩੼ ၟҌ 2001ѐ12͡ ၟҌ2001ѐ12͡ ၟҌ 2002ѐ6͡ ၟҌ2002ѐ6͡ ၟҌ 2002ѐ12͡ ၟҌ2002ѐ12͡ ‫͗މ‬෷ഠᓁᗝ ‫͗މ‬෷ഠᓁᗝ 3230ᆆപ̮ 3176 ᆆപ̮ 3210 ᆆപ̮ ̙ᆹࡗ෷ഠͧத ̙ᆹࡗ෷ഠͧத 10.99% 8.97% 7.99% (%) (%) Ъॾ Ъॾ 83.0% 84.4% 87.2% ᙯ‫ڦ‬ ᙯ‫ڦ‬ 5.5% 6.6% 4.8% Ѩ৺ Ѩ৺ 2.9% 2.0% 1.9% ӑ႖ ӑ႖ 4.5% 2.2% 1.6% ᓪຫ ᓪຫ 4.1% 4.8% 4.5%

  21. Slide 21: Capital adequacy

    ჯ޺ᘦઉ۞‫ܫ‬෷Ⴞଠ ‫ܫ‬ϡΙၠኮதҲ‫ٺ‬ТຽπӮ ‫ܫ‬ϡΙၠኮதҲ‫ٺ‬ТຽπӮ 13.25% 12.33% ̚ᅙࢶപ ᅙҖຽፋវ

  22. Slide 22: Deposit business and market share

    ෷ഠඕၹԼච ࿬઴෷ഠ ࿬઴෷ഠ Ћຽ෷ഠ Ћຽ෷ഠ ᆧΐ࿬઴෷ഠͧࢦ ᆧΐ࿬઴෷ഠͧࢦ ഴ͌Ћຽ۞প‫ᙷ̶ؠ‬෷ഠ ഴ͌Ћຽ۞প‫ᙷ̶ؠ‬෷ഠ 11.48% ࿬઴ ࿬઴ 7.98% 33% 34% 10.92% Ћຽ Ћຽ 7.26% 67% 66% 2001 2002 2001 2002 Ћຽ෷ഠ ࿬઴෷ഠ ᆧΐҝш޷೬෷ഠ ᆧΐҝш޷೬෷ഠ дᅙဥ෷ഠщଵҖ̚ЩЕ݈ࡱ (2002) дᅙဥ෷ഠщଵҖ̚ЩЕ݈ࡱ (2002) (Ȉᆆപ̮) Ȉᆆപ̮) (Ѻ༱࡚̮) Ѻ༱࡚̮) 85.9 щଵҖщଵҖ Ϲ‫ܛٽ‬ᗝ ‫ܛ‬ᗝ # ტᇴ 1 1 ̚ᅙࢶപ 3,013 48 82.5 2 ๗ᖳᅙ

  23. Slide 23: Key performance indicators

    Шநຐϫᇾᔙซ „ ۵‫ܛྤڌ‬аಡத 9 „ ྤயаಡத 9 „ ஐӀिќৈத 9 „ ‫ܧ‬Ӏिќˢ 9 „ ड़ৈͧத 9 „ ̙ᆹࡗ෷ഠͧத 9 „ ᇥ౯̈́٪‫ݡ‬ᖬᄏத 9

  24. Slide 24: BOC Hong Kong (Holdings) Limited

    GUHOLEDINGSJEIMELED, Hil oe Fe Hed Be HHS “QIK”

  25. Slide 25: 2003 outlook

    2003ѐࢶപགྷᑻण୕ ͹ࢋᔌ๕ ͹ࢋᔌ๕ ̚ᅙࢶപण୕ ̚ᅙࢶപण୕ „ ώгᓁயࣃ ໢‫׶‬ᆧ‫ܜ‬2.8% „ Ӏத ᘦ‫ؠ‬ „ ෷ഠ ᅅ຋ᆧ‫ܜ‬ „ ‫ܫ‬ϡΙ‫ͣٳ‬த ᔌ‫ٺ‬ᘦ‫ؠ‬

  26. Slide 26: Strategy and key priorities

    ݈ഀण୕̈́ඉரࢦᕇ #1 #1 ࿬઴ᅙҖ #4 #4 གྷᒉड़ৈ #2 #2 ЋຽᅙҖ / ྤ‫ܛ‬ຽચ #5 #5 ྤயኳณ #3 #3 ઼፟̚ົ #6 #6 ੑચგந

  27. Slide 27: Priority #1: retail banking

    ݈ഀण୕̈́ඉரࢦᕇ #1 ࿬઴ᅙҖຽચ #1 „ ‫̶͗މ‬ᆸ̈́Ϲ˽ዚ઴ „ ࣎ˠநੑ‫ڇ‬ચ „ ࠎ‫ࢎ֗ޘ͗މ‬ౄய‫ݡ‬ „ ̶ዚშඛк̮̼ „ ̶ᆸќ෱

  28. Slide 28: Priority #2: corporate banking and fee business

    ݈ഀण୕̈́ඉரࢦᕇ #2 #2 ЋຽᅙҖ/ྤ‫ܛ‬ຽચ „ ჯ޺ᅙဥ෷ഠ۞ᅳАгҜ „ ΐૻ෶‫ٽ‬ᏉྤຽચĂᆧΐ‫ܧ‬Ӏिќˢ „ ΐૻ၆̈̚‫ݭ‬Ћຽ۞‫ڇ‬ચ „ ࠎЋຽ‫͗މ‬೩ֻՀкன‫ܛ‬გந‫ڇ‬ચ „ ‫ޙ‬ϲ‫͗މ‬͹ጱ۞ྤ‫ܛ‬ຽચπέ „ ፉЇ߆‫ع‬ைፂ۞ξಞఄछ „ ೩‫چ‬ЋຽᅙҖ࿪̄‫ڇ‬ચπέ - CBS „ ѣड़۞Ϲ˽ዚ઴

  29. Slide 29: Priority #3: Mainland business

    ݈ഀण୕̈́ඉரࢦᕇ #3 ઼፟̚ົ #3 ᕖणఢሀĂᆧΐќৈĂ‫פۋ‬јࠎ̰г౵ָγྤᅙҖ ய‫ݡ‬ ய‫ݡ‬ ନ߉ ନ߉ „ ‫ܫݱܜ‬ϡΙ „ ᆧΐΙ͗ঐ෱̈́൴Ιณ „ થ͗ќಏຽચ „ ซ˘Վᕖणથ͗შඛ „ ྭဩ͚;ຽચ „ ଯ΍̰гůࢶപԣ๗‫ڇ‬ચ „ ፉЇགപ̈́எപപ။ைፂᗕШඕზຽચ۞΃நҖ „ ፉЇஎപ၁ॡ͚;ඕზր௚дࢶപ۞΃நҖ „ ෶‫ڇٽ‬ચ „ ᄃ઼̚ᅙҖᘪࢎ‫ם‬ᛉĂᕖ̂෶‫ٽ‬Ꮙྤ‫ڇ‬ચ „ Ћຽ‫͗މ‬ „ ᄃ઼̚ᅙҖ‫̰׶‬г‫ܛ‬Ꮙ፟ၹ̢࠹ᖼ̬‫׶͗މ‬ຽચ „ ྤ‫ܛ‬ຽચ „ ΐૻᄃ̰г‫ܛ‬Ꮙ፟ၹ۞ຽચᙯܼ „ ಴ෳ‫ڇ͗މ‬ચ „ ୁજႡപ಴ෳந

  30. Slide 30: Priority #4: asset quality

    ݈ഀण୕̈́ඉரࢦᕇ #4 གྷᒉड़ৈ #4 „ ᚶᜈଂ˭ЕЧ͞ࢬ၁னड़ৈē ¾ ᐹ̶̼Җშඛ ¾ ᆧΐֹϡ࿪̄റ྽ ¾ ‫ޢ‬๔ፆүፋЪ‫׶‬ΐૻҋજ̼ ¾ ᗃ‫ࣶ̍ؠ‬Ъநᇴϫ ¾ Լච̍ү߹඀ ¾ ΐૻࣶ̍ૈ੊ „ ઇрૄᖂ‫ޙ‬నĂଯ΍Аซ۞‫͗މ‬ᙯܼგநր௚ „ ‫ޙ‬ϲк̮̼۞‫ܛ‬Ꮙய‫ݡ‬ඕზπέ „ ‫ޙ‬ϲ࿪̼̄ಡܑր௚‫׶‬Ћຽ৺ᇴፂࣗऱ „ ೩੼෷ഠᆶԲड़த „ ၁߉ைፂ఍நᇆည̼

  31. Slide 31: Priority #5: cost control

    ݈ഀण୕̈́ඉரࢦᕇ #5 ྤயኳณ #5 „ ᚑॾેҖາ۞‫ܫ‬෷߆ඉ̈́඀Ԕ „ ᐹ̼‫͗މ‬ăྤய‫׶‬ய‫ݡ‬ඕၹ „ ‫ޙ‬ϲԆචă፾ϲ‫׶‬၁ॡ۞Ⴞଠր௚ „ ̂˧๊ந̙ᆹࡗ෷ഠ „ ΐૻ‫ܫ‬෷̼͛̈́૞ຽԫਕૈ੊

  32. Slide 32: Priority #6: capital management

    ݈ഀण୕̈́ඉரࢦᕇ #6 ੑચგந #6 „ ᐹ̼ྤώඕၹ „ ଳ‫۞ؠߊפ‬۵ि߆ඉĂԯยዶྤώа㒝۵‫ڌ‬ „ ࡭˧೩੼ќৈதĂ֭ჯ޺·֖۞߹જྤ‫ܛ‬ „ ܲᅪќৈ

  33. Slide 33: BOC Hong Kong (Holdings) Limited

    CU HOMDINGS MINGLED 2002 47 Eb 2a 2003443420

BOC Hong Kong (Holdings) — FY2002 Earnings Presentation on 6ix