Kyushu Leasing Service Co., Ltd. · TSE:8596

Kyushu Leasing Service — Q2 FY2027.3 Earnings Presentation

24 slides from Kyushu Leasing Service's earnings presentation, Nov 6, 2026

  1. Slide 1: 2027年3月期 第2四半期決算説明資料

    20273AHA 322 g++ HA RAR 20261168 ‘ AMU—-AB-ER REERIT Ih REE ESI

  2. Slide 2: 2027年3月期 第2四半期 ハイライト

    202723 ANS 2PM 2027353 BAER < paqrame © ESUTIXVE CHORAL, BEREO BRFSS Alte SA © HAIL COMMU APSA L, RAPA LB ER CHEB / 27.3Hi 2020 / | 27.381 MFA / URE, DPIPFVAZORENDRAMPRICMA TC. REE FAA, BLMAREWASO IONS KOR 62 Oana + RITA, REIBASO Hae et LE Vs FEE 41.8 95 comera7.2%0) BR 61.08 cates ora. Sealed = , W

  3. Slide 3: INDEX

    INDEX Part. 1 Part.2 Part.3 20273AR S20+HRARS LIXVEOIG 202773 ARASRIR PA

  4. Slide 4: Part.1 2027年3月期 第2四半期決算概要

    |I- Part.1 2027F3ABA 2 PRR Se Copyrights ©2026 KYUSHU LEASING SERVICE CO.,LTD. All Right Reserved.

  5. Slide 5: 2027年3月期 第2四半期 損益計算書

    1 2027%3AH B2EHRRRS 202773 AK B20+HRERS © SUIXVRCSBRICHEBL, RENSAY AEM RE, JOE SOMHMS PASM BRAG ERS FEILER 2 POE AAG RAC LC Oi meine SAT Kyushu Leasing (" Service © DASHRAIE EAS SRENAOIRASALLEEOO, ROMER PH BARS Dat ESlok, SRAAZSIC DULY CE BUBALEISRS O SSHR e HER 841 THPA/% ee ila iat Se LB 15,521 18

  6. Slide 6: 基礎収益の増減要因

          26.3期 基礎収益 物件 不動産 匿名組合 資金原価 信用コスト 販管費･ 27.3期 2Q 売却益 関連手数料 投資収益 減価償却費 2Q 

  7. Slide 7: 利益の増減要因（単位:百万円）

      （単位:百万円） 1,074 749 6,801 1,074 2,796 599 599 205 2,591 452 52 260 101 372 372 259 15,958 3,114 3,030 2,105 14,564 15,069 2,775 2,793 2,765 1,890 13,777 2,704 1,790 2,289 2,268 1,540

  8. Slide 8: セグメント別業績

    1 2027%3AH B2EHRRRS CIXUE GIF e@ 2vu7xXvb CHRIS Kyushu Leasing (" Service 4r: BAR/% LIX La LIX AEE 26.3#42Q 27.3712Q Se Y—2- Hilt 10,858 12,100 +11.4% 1,017 1,131 +11.2% DPIFyA 1,185 1,770 +49.4% 738 1,133 +53.5% AE 2,528 3,849 +52.2% 1,130 1,898 +67.9% DI-EVDRA 266 315 +18.2% 142 187 +32.1% RORY Ja

  9. Slide 9: 貸借対照表

    1 2027%3AH B2EHRRRS Sethe Kyushu Leasing (" Service © MMAT Melt USM, Pec ATED. BBRM. CPORHBA ZEA Bi BAA 26.388 SSA 26/3HH 27/3H2Q7 BB aE 164,595 170,248 +5,653 HAR 58,981 70,248 +11,266 RERORE 6,325 4,974 A1,351 LED ARSE PEA 500 500 +0 SIMA 33,580 36,228 +2,648 FRMEAS 42,861 53,512 +10,651 ane 65,73

  10. Slide 10: 営業資産残高の推移

    : X= Leng SOE OK Neal @ ALYINMOWRREASU—A-BUR, DPS VADBEAEALTS CEB, BEERCUAZOBRMICAI ERATE OMSICESEN © NASM - RES BALE BEM—hIAUADA BA SRC Wi ov-2-sm Eb orttya ree El wea—ysy 205,656 211,970 MI FTSFI/% 26.38) PAA el ieee bee 190,345 182,070 = 163,256 927 us Y—2- Eiht 105,744 108,600 +2,856| +2.7% DPAF

  11. Slide 11: 純資産・自己資本比率の推移

    WHEE -MZE-ACAALKOMG (Se 0 SENCR PACTS ALY. UAZINY IP ORR S—EORC BAUCISERT OWE © MRE CONDUAICBRLID. MERE CRTTRIC KS BAERS ENMS QE mew SCAR Bsr: BFS / % 219,586 225,539 193,398 201,932 175,514 21.4 21.0 214 — 20.6 ae 20.6 _—_—— = 37,889 40,142 42,630 45,498 47,732 23.34 24.334 25.374 26.374 27.3#4 2Q

  12. Slide 12: Part.2 セグメント別の状況

    Part.2 BAIXUEOIWT Copyrights ©2026 KYUSHU LEASING SERVICE CO,,LTD. All Right Reserved.

  13. Slide 13: セグメント別 営業資産・収益の推移

    Kyushu Leasing (" Service JA: si — Sess @ Baal a mse & Sal. Meet Teldatiele CelS CHES 3 — CORA KERR SL. BUBBLE CHEURIS ROSH Bu-2 aR (Gt: BAA) ——— ES CAIXUb FEE / BRaE 9.4% 9.3% 8.9% 105,744 108,600 12,100 rae te 100,815 10,836 10,858 1,017 1131 90.511 969 83,607 9,760 . l ae oe se oe 26 a ae a 23. o

  14. Slide 14: セグメント別 収益の内訳

    P2eFXtOWR EFXULORE Xx sein NA slit alee " © tree es, HESS LP, ABR OFDM. TAB ILS | Bie aah Fr seo ED' — ALLA OsTcHMC KY ey eee Weki esha y TPS aTBARLE SSeS OME | AS SR TE ARE MIA ABest 27.398 eee) 14,272 12,370 17,997 2Q% (Garey) (+3.0%) (+4.6%) (A6.1%) HESS (rise BERS eM 6,889 1,855 1,479 (+14.0%) (

  15. Slide 15: 不動産関連事業の状況

    2 LFXVEORR DPIFVA HEB YE" 0 HyRNLASBHEA, RPMS EARC CRA CHP RA LIT OPEL YARRA DIEM. HEED PUES OB ZHARARAtS SL, eIUaa (4: BAA) rhs CAIXU PAIR / BRae 64.0% 62.6% oO 8% 1,770 62.3% BAe 46,426 REA 60.3% ~ 1,133 45,459 ane 41,693 41,458 1,185 32,900 1,030 ; : | ; : 2s. a 24 aM 25 oe 26 oe a7, a 23.318 24

  16. Slide 16: セグメント別 収益の推移

    \ Ca TEE —SeEE — © BERPEDSOREIRAICMIA, 531 FO-FRRICARSC HAE O TAURAS 52 FRA CILAD OPT FREURA SSL, Saleat OQ aathe MATE ME eT Fe TOM(EARARAS) (FTAA) att, hm LAIXU PARE / 79.3% BRAE 8,631 > nas ay 51,168 49,140 1,898 : 44,938 1,811 42,369 42,668 6,257 1,337 4,841 1,144 1,130 3,849 2,528 ; 27.318 23.38

  17. Slide 17: セグメント別 収益の内訳

    a X= Leasing FEE RECT XUNR / PER HEP EY ( sarin © DOAFSTAIICHL EUR ALR E ZO EBOO, 51 SS SR eH © ORcIsaMnAD SS Tepe OMe |CiRT, RFRA OURS RAE RIAD abs LIX AEE MATE? CY MESREIA er API/% (202659 ARN 2) 26.388 = 26.3#8 sts 20 iE 20 ieee SS7HE 1,720} 1,683) A2.2% 826 814} A1.5% KSUIIV-L 4% AD(2- BH Gl fin

  18. Slide 18: セグメント別 収益の推移

    EFDAR —HS © DU ZF ORE RE © GC a CHES L, HEU at Kyushu Leasing Service (4: BAA) ck 8 PF XU FARE 59.4% 50.6% 52.9% 53.4% 43.5% S _ o-_ 187 136 142 125 103 23. aM 24 oe a aM 26, oe ae oe 23.318 24.358 25.358 26.338 27.314 2Q 2Q 2Q 2Q 2Q Copyrights ©2026 KYUSHU LEASING SERVICE CO, LTD. All Risht Reserve

  19. Slide 19: 手数料収益の内訳

      カーリース手数料 生命保険手数料 損害保険手数料 その他 合計

  20. Slide 20: その他事業の状況

    2 LFXVEORR MBVUI—Vay ees < = © ARTIC BRIE RESIS VARIHEO TEMA YD RED PAI OBAASRA MOSM, eat 8 48 ME LED D9) Fas | AMAR (8: A) TL POX / 3 — ee 28.6% 24.5% ; 21.0% 21.0% 5,775 5o7 218 5403 5,312 191 4,927 4,378 146 23. oe ae oe 25.318 6 ae en oe 23.31 24.318 25.318 26.318 27.384 23.318 24.318 25.388 26.

  21. Slide 21: Part.3 2027年3月期 業績予想

    Part.3 20273 ABA 78 Copyrights ©2026 KYUSHU LEASING SERVICE CO,,LTD. All Right Reserved.

  22. Slide 22: 2027年3月期 業績予想

    2027553 AMMAR (& @ BSP RICHHL CUEURR eB EIL CEU AATEC e CAPAC Lit eo RFHd, A LAIR KS A RIMS, AP CRRA SS RIAA CH, BHU BAOMLCIO-RAOBEM SIAL Y DTEDURL, BHP ORS Biss 20263 AM 2027%3AM 20273AM ed Sez 203i nia _ cea za meres 6,083 6,200 +1.9% 4,188 67.5% emeFas 6,008 6,100 +1.5% 4,104 67.3% sap 3,929) TKS

  23. Slide 23:   80.0 3.5% 70.0 3.0% 60.0 2.5% 50.0 2.0% 40.0 1.5% 30.0 .0%

      80.0 3.5% 70.0 3.0% 60.0 2.5% 50.0 2.0% 40.0 1.5% 30.0 1.0% 20.0 10.0 0.5% 0.0 0.0%

  24. Slide 24: お問い合わせ先

    q AMU-AP-ER RAASAAMU-AZAY—-ER RAPE SHANE TEL 092-431-2915 mM—-LA—D https://www.k-lease.co.jp/ + ARES YHe CRUE <SEOITERENECOTC, SHAORB MRE BHEL THVETA. RAIS SREIS, CASOCOHMICH THIDNSLAI SHALES. + RASCH ON TUS RABEL, TOMSEO FA MISC StRIS, BGR CAFR MARC ABN CHS CHT S—EOREICB OS SHOP AMLECOC ABAOTER Fo

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