Aci Worldwide, Inc. · NASDAQ:ACIW
Aci Worldwide — Investor Day (March 2024)
40 slides from Aci Worldwide's investor day presentation, March 2024
Slide 1: Setting THE Standard in Modern Payments
SSPATHS PAYMENTS PARADIGMS Setting THE Standard in Modern Payments Banks | Merchants | Billers Debbie Guerra Chief Product Officer Notes: ACI Worldwide: Analyst Day 2024 “Setting THE Standard in Modern Payments” presented by Debbie Guerra
Slide 2: Debbie Guerra, Chief Product Officer
ESPATHS PAYMENTS PARADIGMS Debbie Guerra Chief Product Officer Debbie Guerra is ACI’s Chief Product Officer. In this role, she leads ACI’s product management organization, which is focused on strategically deploying our world-class products to maximize growth and profitability. She joined ACI in 201
Slide 3: ACI Worldwide Analyst Day
ACI Worldwide PATHS PAYMENTS PARADIGMS ANALYST DAY 20 This session will provide greater insights into ACI’s business Notes: segments, our product strategy, and how ACI will remain THE STANDARD for intelligent payments orchestration solutions for Banks, Billers, and Merchants. ACI Worldwide: Analyst
Slide 4: Original fintech innovator in electronic payments
Setting Original fintech innovator in lectronic payments THE Standard : Ta Modern Payments Driving a new payments paradigm Delivering a new vision for the global payments ecosystem =e . ? r * "paris ACI Worldwide ster : EE a Ue + a RADIGMS ACl is the original fintech innovator that shaped and mature
Slide 5: Three Business Segments Span the Payments Ecosystem
Three Business Segments Span the Payments Ecosystem suing - Payments Orchestration ACI Speedpay® Merchant Acquiring Platform ATM Acquiring + Fraud Management Real-Time Payments. Payments Intelligence Enterprise Fraud Management Large Financial Institutions + Large Global Merchants Pri 5 (Retail, Gro
Slide 6: Need for mission-critical payment solutions that perform reliably at scale
Need for mission-critical payment solutions that perform reliably at scale Beavis -AYMENTS: PARADIGMS Solutions we deliver to each segment vary, but there are striking Notes: similarities across the customers we serve: ACI serves the largest, most complex businesses in each segment — mega banks and
Slide 7: Banking
Banking Powering Global Commerce Issuing & Acquiring Real-Time Payments Payments Intelligence Notes: ACI Worldwide: Analyst Day 2024 “Setting THE Standard in Modern Payments” presented by Debbie Guerra
Slide 8: Unrivaled Leadership in Banks
Unrivaled Leadership in Banks 10 _ ur of wire transfer transactions of the world’s top 10 handled daily banks are customers 90* countries with customers 320B card transactions processed annually on 26 60+ : 10 ‘ee real-time domestic schemes world’s top 100 banks real-time payments central infrastruc
Slide 9: Consumer and Wholesale Banking solutions
Ne em Consumer a aT Wholesale Account Banking Issuing Instant Banking Payments Payments ATM Driving for Self-Service Banking Freud erprise Fraud Manax BPATMENTS IPAY MENT: PARADIGMS We focus on Consumer Banking solutions and on Wholesale Notes: Banking solutions. These are distinct business areas wi
Slide 10: Consumer Banking — Issuing & Acquiring
Consumer Banking — Issuing & Acquiring Issuing & Acquiring - Authenticate, authorize, acquire, clear, and settle electronic consumer ue 322 client - Single card-issuing solution for multiple payment types In 74 countries for card processing + Merchant acquiring solution for all channels and interfac
Slide 11: Consumer Banking — Instant Payments
Consumer Banking — Instant Payments 100+ mers in on-premise and cloud solutions Account-to-Account Payments - Includes instant payments and ACH + Supports 26+ real-time domestic 1 8 t ] payment schemes CO Uu n rl es Live on every continent, except Antarctica - SaaS service for the FedNow® Service, T
Slide 12: Wholesale Banking — Real-Time Payments
Wholesale Banking — Real-Time Payments Real-Time Payments - Domestic RTGS payments - Wires (high value) - ACH - Swift/cross-border payments » ISO 20022-native messaging 40+ Customers in on-premise and olutio’ S) Countries live 66% U.S. Fedwire payments +25% U.S. Swift PATHS IPAYMENTS PARADIGMS In Wh
Slide 13: Focus on Real-Time Payments
Focus on Real-Time Payments “It is increasingly essential that all participants in the payments ecosystem develop a payments modernization strategy that includes real-time payments as a key component of that strategy. The industry is rapidly evolving, and real-time is quickly going to become table s
Slide 14: Serviceable Revenue Opportunity by Product and Customer Segment
Serviceable Revenue Opportunity by Product and Customer Segment SRO by product segment, $B SRO by customer segment, $8 3.54.5 [PATHS PAYMENTS Serviceable Revenue Opportunity in Banks and Intermediaries Notes: is estimated at approximately $2 - $2.5 billion today growing at approximately 9% annually
Slide 15: Payments Hub
Payments Hub A Modern Payments Hub for All Banking Solutions Notes: ACI Worldwide: Analyst Day 2024 “Setting THE Standard in Modern Payments” presented by Debbie Guerra
Slide 16: Payments Hub — Orchestrating the Global Payments Ecosystem
Payments Hub — Orchestrating the Global Payments Ecosystem » Payments orchestration and transformation - Any payment type, all channels and endpoints Freedom to deploy any cloud strategy Powerful data intelligence [PATHS PAYMENTS Notes: McKinsey assumes that banking modernization, active planning on
Slide 17: ACI Creates a New Standard in Payment Hubs
ACI Creates a New Standard in Payment Hubs CORE FEATURES ae 2) STRATEGIC BENEFITS } Any PAYMENT TYPE Any payments ENDPOINT y x Transform and Evolve Any INTERROGATION TYPE & Maximize existing investments Payments ORCHESTRATION r Modernize with lower risk and TRANSFORMATION CAPABILITIES VALUE-ADDED SE
Slide 18: Payments Hub Delivery Options — Facilitating Choice
Payments Hub Delivery Options — Facilitating Choice - Public cloud options with top players across the cloud ecosystem » Multi-tenant - Single-tenant - On-premises options for customers to operate in their private cloud environments ’ i J gees : PATHS Ch \VWWorldu ‘i 4 Z 4 ‘ 205 ACI Worldwi ve erm a
Slide 19: Setting a Path for Bank Solution Modernization
Setting a Path for Bank Solution Modernization » Deep relationships with leading banks worldwide + Growing existing target market » Payments hub strategy provides unique modermization path for existing customers and opens new addressable market for growth » Payments intelligence strong differentiato
Slide 20: ACI Worldwide Analyst Day
ACI Worldwide PATHS PAYMENTS PARADIGMS ANALYST DAY 20 Notes: ACI Worldwide: Analyst Day 2024 “Setting THE Standard in Modern Payments” presented by Debbie Guerra
Slide 21: ACI Worldwide Analyst Day
ACI Worldwide PATHS PAYMENTS PARADIGMS ANALYST DAY 20 Notes: ACI Worldwide: Analyst Day 2024 “Setting THE Standard in Modern Payments” presented by Debbie Guerra
Slide 22: Merchants
Merchants Tuning Into Merchant Growth: Intelligent Payments Orchestration ACl’s focus on intelligent payments orchestration plays a key Notes: role in the value we deliver to our direct Biller customers (ACI Speedpay®) and how we drive net revenue growth, as we optimize interchange and payment decis
Slide 23: Leadership Across Merchant Segment
Leadership Across Merchant Segment 10B+ Transactions annually 450* Direct customers é . 800* Payment connections 80K* Merchants powered by ACI ao directly and through PSPs : ; 6/10 FoR 80+ Global retailers work Countries live with ACI PATHS PAYMENTS ACI serves more than 450 large direct merchants gl
Slide 24: Merchant Payments Orchestration Platform
Merchant Payments Orchestration Platform In-Store eCommerce Alternative Fraud Value-Added Risk, Security, Payment Methods Management Services and Compliance A Payments Orchestration Platform With Al-Powered Fraud Management, Serving Global Merchants and Tier 1 PSPs : a Lie 7 FFL PATHS SEE, HS. , ' P
Slide 25: Merchant Payments Orchestration Platform
Merchant Payments Orchestration Platform Serviceable Revenue Opportunity ACI SRO 2022 ACI SRO 2028 RADIGMS Ne Jae hi oe am. * ” pspatus MCI Worldwide content “ Sr a> oe BPATMENTS We serve large merchants with annual revenues in excess of Notes: $1 billion in revenues and that desire an independent p
Slide 26: Payments Orchestration Platform
Payments Orchestration Platform “What we really like about ACI is that we get a world-class technology which comes with readily integrated tools that helps to go to market quickly. ACI helped us not only in going forward, but they have also helped us all throughout the process. We've experienced 300
Slide 27: Payments Orchestration Platform
Payments Orchestration Platform “ACI supports our strategic goals by offering new solutions based on emerging technologies. It is a valuable partner that not only helps us with day-to-day operational matters but also assists us in shaping payment initiatives for the future. It's about more than tech
Slide 28: Payments Orchestration Platform
Payments Orchestration Platform “We are extremely happy about the successful completion of this very challenging and complex project, for which ACI’s support and expertise has been invaluable.” [PATHS PAYMENTS Notes: ACI Worldwide: Analyst Day 2024 “Setting THE Standard in Modern Payments” presented
Slide 29: Payments Orchestration Platform
Payments Orchestration Platform “We chose ACI because it’s a global leader in payments technology and helps us serve the particular needs of our customers and helps us to grow and evolve at scale. It’s a strategic relationship that supports our wider needs for fraud, routing with the single platform
Slide 30: Payments Orchestration Platform
Payments Orchestration Platform “With electronic payment volume rising at double-digit rates every year, flexibility in payment options is critical to our cost-containment strategy. Choosing ACI has proved to be the right decision for Hy-Vee, and they continue to be a valued partner today.” = Fs bly
Slide 31: Payments Intelligence
Payments Intelligence Defending Against Fraud — Unlocking Revenue With Orchestration ACI’s most differentiated assets include our Al and machine- Notes: learning enabled Ppyments intelligence capabilities. These capabilities are grounded in our proven software solutions for enterprise fraud manageme
Slide 32: The Payments Intelligence Framework
The Payments Intelligence Framework Enabling intelligence throughout the entire ecosystem PAYMENTS INTELLIGENCE AND FRAUD MANAGEMENT FRAMEWORK ROUTING AND DEVICE IDENTITY COMPLIANCE MGMT SERVICES AND REGULATION AND CAMPAIGNS INSIGHTS PRICE OPTIMIZATION SE] @M (D) aE : & Artificial Intelligence and D
Slide 33: ACI Payments Intelligence
ACI Payments Intelligence aftim Relationships Transactions = 4 PCIE LEE * ” pspatus (CI Worldwide ; erm em We have deep experience in the use of machine learning and Notes: Al -— and applying that to address very real and accelerating challenges impacting our customers. Today, Payments Intelligence
Slide 34: Payments Intelligence & Fraud Total Addressable Market
Payments Intelligence & Fraud Total Addressable Market Fraud solutions — detection & prevention market size, $B $28.6B s05 SD _ 2020 2025 TOTAL RADIGMS ACI Work conati <i cA s Pe Beas We see significant growth in the unique fraud and payments Notes: intelligence total addressable market. ACI is well
Slide 35: ACI Payments Intelligence
ACI Payments Intelligence And risk management for Banks “Our ongoing strategy is to enable our clients with the best-in- class solutions and services. We do not compromise on the quality standards and are delighted to partner with ACI, “NYMCARD whose commitment matches ours to protect our customers
Slide 36: ACI Payments Intelligence
ACI Payments Intelligence And risk management for banks “Cybersecurity remains an ongoing investment and evolution for us as we look to future-proof our business with the latest and best-in-class solutions to keep us and our customers protected. Together with ACI, we aim to ensure our customers rema
Slide 37: ACI Payments Intelligence
ACI Payments Intelligence And risk management for banks “Within a few days of implementing the AC] Fraud Management? solution, it alerted us to fraud, which we were then able to prevent. Immediately, we were confident in assuring our customers — and prospective customers — that we can provide them w
Slide 38: ACI Payments Intelligence
ACI Payments Intelligence And risk management for merchants “With the ACI Fraud Management solution, we can confidently accept our genuine customers, whether they have LEWIS been shopping with us for years, or are visiting our online & PARTNERS store for the very first time. The ACI payments optimiz
Slide 39: Exceptional opportunity, strong market position, accelerating growth, excellent cash flow
‘PATHS PAYMENTS PARADIGMS Exceptional Strong Accelerating Excellent opportunity market position growth . cash flow NASDAQ: ACIW ACI has excellent growth opportunities across all three of our Notes: segments — where we provide intelligent payment orchestration solutions that meet our customers’ needs
Slide 40: ACI Worldwide Analyst Day
ACI Worldwide PATHS PAYMENTS PARADIGMS ANALYST DAY 20 Notes: ACI Worldwide: Analyst Day 2024 “Setting THE Standard in Modern Payments” presented by Debbie Guerra