Aci Worldwide, Inc. · NASDAQ:ACIW
Aci Worldwide — Q1 2026 Earnings Presentation
17 slides from Aci Worldwide's earnings presentation, May 7, 2026
Slide 1: Earnings Presentation Q1 2026
Earnings Presentation Q1 2026 May 7, 2026
Slide 2: Reform Act of 1995 Safe Harbor for Forward-Looking Statements
Reform Act of 1995 Safe Harbor for Forward-Looking Statements This presentation contains forward-looking statements based on current expectations that involve a number of risks and uncertainties The forward-looking statements are made pursuant to safe harbor provisions of the Private Securities Liti
Slide 3: Powering the world's payments ecosystem
Powering the world’s payments ecosystem ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their pa
Slide 4: ACI Financial Results for the Three Months Ended March 31, 2026
ACI Financial Results for the Three Months Ended March 31, 2026 CEO Perspective “Payments modernization continues to accelerate, and ACI is at the center of it. In the quarter, Real Time Payments and Merchant each grew more than 20%, Biller delivered 10% growth on top of last year’s double-digit per
Slide 5: Q1 2026 Highlights
Q1 2026 Highlights Continued Growth Momentum Entering 2026 Revenue of $426M, up 8% versus Q1 2025, up 6% Strong financial position with $162M in cash and 1.3x in constant currency net debt leverage ratio* GAAP net income of $38M and adjusted EBITDA** Returned $65M of capital to shareholders, with 1.
Slide 6: Q1 2026 Payment Software
Q1 2026 Payment Software Segment Revenue Segment EBITDA Segment Detail Payment Software revenue was $214M, up Payment Software adjusted EBITDA was Real Time Payments revenue up 22%, versus Q1 2% versus a strong Q1 2025 $113M, up 2% versus Q1 2025 2025 Payment Software recurring revenue was Payment S
Slide 7: Q1 2026 Biller
Q1 2026 Biller Segment Revenue Segment EBITDA Segment Detail Biller revenue was $212M, up 10% versus Biller adjusted EBITDA was $34M, up 10% Particular strength in utilities and consumer finance Q1 2025 versus Q1 2025 Biller interchange was $146M, versus Biller net adjusted EBITDA margin of 51%, Spe
Slide 8: Q1 2026 Cash Flow, Balance Sheet and Repurchases
Q1 2026 Cash Flow, Balance Sheet and Repurchases Cash Flow Balance Sheet and Liquidity* Share Repurchases* Cash flow from operations was $64M $162M cash on hand Repurchased approximately 1.5M shares in Q1 2026 versus $78M in Q1 2025 for approximately $65M Cash flow impacted by the timing of $812M de
Slide 9: 2026 Financial Guidance
2026 Financial Guidance Expect High Single-Digit Revenue and Adjusted EBITDA Growth, with Continued Capital Returns Next Quarter Guidance Full Year Guidance Q2 2026 FY 2026 Low High Low High Revenue $420 $440 $1,890 $1,920 Adjusted EBITDA $85 $95 $540 $555 $'s in millions • Expect both Payment Softw
Slide 10: Supplemental Financial Data
Supplemental Financial Data
Slide 11: Supplemental Financial Data
Supplemental Financial Data Three Months Ended March 31, Recurring Revenue (millions) 2026 2025 SaaS and PaaS fees $ 262.0 $ 237.1 Maintenance fees 50.9 48.6 Recurring Revenue $ 312.9 $ 285.7 Three Months Ended March 31, TTM Ended March 31, New Bookings (millions) 2026 2025 2026 2025 Annual recurrin
Slide 12: Supplemental Financial Data
Supplemental Financial Data Three Months Ended March 31, Adjusted EBITDA (millions) 2026 2025 Net income $ 38.3 $ 58.9 Plus: Income tax expense 12.1 12.8 Net interest expense 8.6 10.6 Net other income (1.5) (23.7) Depreciation expense 3.4 3.2 Amortization expense 21.9 20.8 Non-cash stock-based compe
Slide 13: Supplemental Financial Data
Supplemental Financial Data Three Months Ended March 31, Segment Information (millions) 2026 2025 Revenue Payment Software $ 213.5 $ 200.7 Biller 212.3 193.9 Total Revenue $ 425.7 $ 394.6 Recurring Revenue Payment Software $ 100.6 $ 91.9 Biller 212.3 193.8 Total $ 312.9 $ 285.7 Segment Adjusted EBIT
Slide 14: Supplemental Financial Data
Supplemental Financial Data EPS Impact of Non-cash and Significant Transaction-related Items (millions) Three Months Ended March 31, 2026 2025 $ in Millions $ in Millions EPS Impact (Net of Tax) EPS Impact (Net of Tax) GAAP net income $ 0.37 $ 38.3 $ 0.55 $ 58.9 Adjusted for: Gain on sale of equity
Slide 15: Non-GAAP Financial Measures
Non-GAAP Financial Measures To supplement our financial results presented on a GAAP basis, we use the non-GAAP measures indicated in the tables, which exclude significant transaction related expenses, as well as other significant non-cash expenses such as depreciation, amortization, and non-cash com
Slide 16: Forward Looking Statements
Forward Looking Statements This presentation contains forward-looking statements based on current expectations that involve a number of risks and uncertainties. Generally, forward-looking statements do not relate strictly to historical or current facts and may include words or phrases such as “belie
Slide 17: Worldwide
Worldwide Worldwide"