Aci Worldwide, Inc. · NASDAQ:ACIW
Aci Worldwide — Q4 2025 Earnings Presentation
16 slides from Aci Worldwide's earnings presentation, Feb 26, 2026
Slide 1: Q4 2025 Earnings Presentation
Q4 2025 Earnings Presentation February 26, 2026 Exhibit 99.2
Slide 2: Safe Harbor for Forward-Looking Statements
This presentation contains forward-looking statements based on current expectations that involve a number of risks and uncertainties. The forward-looking statements are made pursuant to safe harbor provisions of the Private Securities Litigation Reform Act of 1995. A discussion of these forward-look
Slide 3: Powering the world's payments ecosystem
Powering the world’s payments ecosystem ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth while continuously modernizing their pay
Slide 4: ACI Financial Results for the Year Ended December 31, 2025
ACI Financial Results for the Year Ended December 31, 2025 4 “ACI delivered another year of double-digit organic revenue growth, reflecting focused execution against our multi-year growth initiatives and value creation strategy. Our results continue to be driven by mission-critical payment and billi
Slide 5: Strong Growth and Financial Position
Strong Growth and Financial Position 5 $196M CASH BALANCE 1.2x NET DEBT LEVERAGE RATIO 4.2M SHARES REPURCHASED DURING 2025 FOR $203M $456M REMAINING ON SHARE REPURCHASE AUTHORIZATION 10% REVENUE GROWTH 42% NET ADJUSTED EBITDA MARGIN* $506M ADJUSTED EBITDA* $323M CASH FLOW FROM OPERATING ACTIVITIES F
Slide 6: Q4 2025 and Full Year 2025 Highlights
Q4 2025 Highlights Full Year 2025 Highlights 6 Consolidated Results Segment Results Share Repurchases Total revenue of $1,760M up 10% and total recurring revenue up 11% from 2024 Payment Software revenue up 9%, with segment adjusted EBITDA* up 10% versus 2024 Repurchased approximately 4.2 million sh
Slide 7: 2026 Financial Guidance
2026 Financial Guidance Expect High Single-Digit Revenue and Adjusted EBITDA Growth, with Continued Capital Returns 7 Next Quarter Guidance Full Year Guidance Q1 2026 FY 2026 Low High Low High Revenue $405 $415 $1,880 $1,910 Adjusted EBITDA $88 $93 $530 $550 $'s in millions • Full year 2026 revenue
Slide 8: Key Takeaways
Key Takeaways Continued Growth Momentum Entering 2026 Another year of double-digit revenue growth in 2025 Expanded ACI Connetic adoption with wins across key markets; momentum and pipeline building Advanced Speedpay One, our next generation Biller platform, with ongoing customer adoption. High margi
Slide 9: Supplemental Financial Data 9
Supplemental Financial Data 9
Slide 10: Recurring Revenue and New Bookings
Supplemental Financial Data 10 Three Months Ended December 31, Years Ended December 31, Recurring Revenue (millions) 2025 2024 2025 2024 SaaS and PaaS fees $ 253.2 $ 223.5 $ 1008.4 $ 898.0 Maintenance fees 50.8 46.7 201.3 190.8 Recurring Revenue $ 304.0 $ 270.2 $ 1,209.7 $ 1,088.7 Three Months Ended
Slide 11: Adjusted EBITDA Reconciliation
Supplemental Financial Data 11 Three Months Ended December 31, Years Ended December 31, Adjusted EBITDA (millions) 2025 2024 2025 2024 Net income $ 64.3 $ 98.6 $ 226.7 $ 203.1 Plus: Income tax expense 34.7 11.7 80.0 47.3 Net interest expense 10.6 12.5 43.0 56.5 Net other (income) expense (0.8) (0.5)
Slide 12: Segment Information
Supplemental Financial Data 12 Three Months Ended December 31, Years Ended December 31, Segment Information (millions) 2025 2024 2025 2024 Revenue Payment Software $ 278.0 $ 272.8 $ 942.1 $ 867.8 Biller 203.6 180.2 817.7 726.5 Total Revenue $ 481.6 $ 453.0 $ 1,759.8 $ 1,594.3 Recurring Revenue Payme
Slide 13: EPS Impact of Non-cash and Significant Transaction-related Items
Supplemental Financial Data 13 EPS Impact of Non-cash and Significant Transaction-related Items (millions) Three Months Ended December 31, 2025 2024 EPS Impact $ in Millions (Net of Tax) EPS Impact $ in Millions (Net of Tax) GAAP net income $ 0.62 $ 64.3 $ 0.93 $ 98.6 Adjusted for: Significant trans
Slide 14: Non-GAAP Financial Measures
Non-GAAP Financial Measures 14 To supplement our financial results presented on a GAAP basis, we use the non-GAAP measures indicated in the tables, which exclude significant transaction related expenses, as well as other significant non-cash expenses such as depreciation, amortization, and non-cash
Slide 15: Forward Looking Statements
Forward Looking Statements 15 This presentation contains forward-looking statements based on current expectations that involve a number of risks and uncertainties. Generally, forward-looking statements do not relate strictly to historical or current facts and may include words or phrases such as “be
Slide 16: MCI Worldwide
MCI Worldwide