Bankislami Pakistan Limited · PSX:BIPL

Bankislami Pakistan — Investor Presentation (June 2021)

20 slides from Bankislami Pakistan's investor presentation, June 2021

  1. Slide 1: We are Saving Humanity From Riba – Corporate Briefing June 2021

    We are Saving Humanity From Riba Corporate Briefing June 2021 FINANCIAL SERVICES | CORPORATE BANKING | INVESTMENT BANKING | RETAIL BANKING | CONSUMER BANKING

  2. Slide 2: Agenda

    BANKISLAMI PAKISTAN LIMITED – AGENDA 01 Introduction Introduction to the Bank, its Vision and Values, Sponsors, 04 Achievements & Initiatives External Recognition & Accolades, HR related Network Size, Range of Services and Products, Credit initiatives, New products, CSR initiatives Rating, Key Diffe

  3. Slide 3: Who We Are

    BANKISLAMI PAKISTAN LIMITED – WHO WE ARE SINCE October 2004 Incorporated as Public Limited Company to carry out business of an Islamic Commercial Bank March 2005 Granted ‘Scheduled Islamic Commercial Bank’ license by Central Bank v 2004 PRODUCTS & SERVICES April 2006 Commencement of Operations as an

  4. Slide 4: Major Stakeholders

    BANKISLAMI PAKISTAN LIMITED – MAJOR STAKEHOLDERS MAJOR SPONSORS & SHAREHOLDERS Mr. Ali Hussain & SAJ Capital Management Limited (24.37%) SCAPITAL AJ Mr. Hussain is the founder and Managing Director of SAJ Capital Management Limited, BVI, a family office based in Singapore having strategic MANAGEMENT

  5. Slide 5: Product Offering & Services

    BANKISLAMI PAKISTAN LIMITED - PRODUCT OFFERING & SERVICES SERVICE OFFERINGS SPECIALIZED PRODUCTS PERSONAL BANKING BankIslami offers a wide variety of accounts fulfilling all the financial needs of its diverse customer base. CONSUMER FINANCE BankIslami offers a range of home financing, auto financing

  6. Slide 6: National Reach and Branch Coverage

    BANKISLAMI PAKISTAN LIMITED - NATIONAL REACH AND BRANCH COVERAGE Region No. of Branches North 79 Central 110 South East 79 South West 75 Branches 343 TOTAL 343 Coverage in Cities 120+ ATMs 344 Diversity No. of Branches Urban 278 Rural 65 TOTAL 343 Nationwide Presence with focus to reach Unbanked Are

  7. Slide 7: Key Differentiating Factors

    BANKISLAMI PAKISTAN LIMITED - KEY DIFFERENTIATING FACTORS Leading Shariah Advisory Board with expertise in Shariah Structuring Carries a Great Potential to Recognized Sponsors and Board of Grow viz-a-viz its Peers Directors with well diverse background Forte in Technological Advancement and Strong L

  8. Slide 8: Key Financial Highlights

    BANKISLAMI PAKISTAN LIMITED – KEY FINANCIAL HIGHLIGHTS Rs. in Millions 8

  9. Slide 9: Key Financial Highlights

    BANKISLAMI PAKISTAN LIMITED – KEY FINANCIAL HIGHLIGHTS Rs. in Million % 2020 vs % June 21 vs HY Jun - 21 HY Jun - 20 2020 2019 2019 June 20 Net Profit Margin 5,067 6,788 12,489 10,790 16% -25% Total Income 6,120 7,721 14,124 12,424 14% -21% Total Expenses 4,527 4,309 8,764 7,794 12% 5% Total Operati

  10. Slide 10: Investments – Net

    BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE JUNE 2021 Rs. in million Growth Jun - 21 Dec - 20 Jun - 20 Dec - 19 June - 21 vs Dec - 20 vs INVESTMENTS - Net June 20 Dec 19 Federal Government Securities 66,360 54,804 10,403 10,306 538% 432% Non Government Securities 6,846 7,455 7,390 8,305 -7%

  11. Slide 11: Financial Performance June 2021 – Financings

    BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE JUNE 2021 Rs. in million Growth Financing FINANCINGS - Jun - 21 Dec - 20 Jun - 20 Dec - 19 Jun - 21 vs Dec - 20 vs 70,000 Net Jun- 20 Dec - 19 60,000 Corporate 57,568 51,773 63,918 58,960 -10% -12% GoP 51,259 51,264 52,766 45,226 -3% 13% 50,000 SME

  12. Slide 12: Financing – SBP Support Schemes

    BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE JUNE 2021 Financing – SBP Support Schemes Rs. in Millions Number of Amount SBP Schemes Customers Outstanding Financing for Salaries and Wages 47 2,532 Temporary Economic Refinance Facility (Funded)* 11 1,156 Temporary Economic Refinance Facility (u

  13. Slide 13: Financial Performance June 2021 – Delinquency and Coverage

    BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE JUNE 2021 Total Delinquency ratio of the Bank (including defunct ex-KASB Bank portfolio) reduced to 11.5% in June 21 from 12.1% in Dec 20 mainly on account of growth in Financing Book. Delinquency ratio of Islamic portfolio has increased from 7.4%

  14. Slide 14: Financial Performance June 2021 – Deposits and CASA

    BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE JUNE 2021 Deposit Growth Rupees in Billions CASA MIX Rupees in Billions 350 80% 72% 76% 65% 250 69% 60% 64% 69% 80% 1% 7% 300 24% 70% 70% 304 200 24% 287 60% 209 60% 250 284 50% 150 181 187 50% 200 16% 3% 229 40% 40% 150 179 185 100 135 128 137 30%

  15. Slide 15: Financial Performance June 2021 – Profitability

    BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE JUNE 2021 June - 21 Dec - 20 Dec - 19 Growth Average 6-M Kibor 7.69% 8.97% 12.60% ----------------------------------Rupees in Million ---------------------------------- HY Jun - 21 vs YTD Dec - 20 vs Description HY Jun - 21 HY Dec - 20 HY Jun - 20

  16. Slide 16: Key Ratios

    BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE JUNE 2021 Ratios Jun -21 Dec-20 Dec-19 Net Spread to Profit Earned 46.24% 48.51% 45.62% Cost to Total Income Ratio 73.98% 62.05% 62.73% Administrative Expenses Per Branch 26.22* 25.01 22.71 Return on Average Equity 13.32%* 10.67% 7.84% Return on Av

  17. Slide 17: Awards & Recognition

    BANKISLAMI PAKISTAN LIMITED - AWARDS & RECOGNITION RECENT ACCOLADES BankIslami's *ONE Touch Banking* has Investment been selected to be Brand of Banking part of an upcoming the Year Award book by *Philip IP Excellence BankIslami Kotler*, Essentials of BankIslami Pakistan Award Pakistan Limited Moder

  18. Slide 18: Major Achievements & Initiatives

    BANKISLAMI PAKISTAN LIMITED – MAJOR ACHIEVEMENTS & INITIATIVES BankIslami crossed Rs. 300Bn benchmark for its deposit book as at Jun 2021. Overall Deposit growth was 26% from June’ 20 and 7% from Dec’ 20. Growth in Current Deposit was recorded at 39% from June’ 20 and 18% from Dec’ 20. The bank duri

  19. Slide 19: Areas in Focus

    BANKISLAMI PAKISTAN LIMITED – AREAS IN FOCUS Areas under Focus Growth in Current Accounts to improve spreads Grow overall Deposit base to improve deposit per branch ratio Grow Financing portfolio in Consumer and Commercial segment to enhance asset yields Grow Trade Business volumes to improve allied

  20. Slide 20: How You Can Reach Us

    BANKISLAMI PAKISTAN LIMITED – HOW YOU CAN REACH US ADDRESS CONTACT Phone (92-21) 111-247(BIP)-111 BankIslami Pakistan Limited 11th Floor, Executive Tower, Dolmen City, Marine Fax: (92-21) 35378373 Head Office Drive, Block-4, Clifton, Karachi. Email: info@bankislami.com.pk For any further information

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