Bankislami Pakistan Limited · PSX:BIPL
Bankislami Pakistan — Corporate Update (June 2022)
22 slides from Bankislami Pakistan's corporate update, June 2022
Slide 1: We are Saving Humanity From Riba
We are Saving Humanity From Riba Corporate Briefing June 2022 FINANCIAL SERVICES | CORPORATE BANKING | INVESTMENT BANKING | RETAIL BANKING | CONSUMER BANKING
Slide 2: Agenda
BANKISLAMI PAKISTAN LIMITED – AGENDA Financial Introduction Areas in Focus Performance Introduction to the Bank, Future Strategic Investment portfolio, its Vision, Mission and Direction, Products in Financing Portfolio, Core Values, Sponsors, Focus, Growth Plan Non-performing Network Size, Range of
Slide 3: Who We Are
BANKISLAMI PAKISTAN LIMITED – WHO WE ARE SINCE October 2004 Incorporated as Public Limited Company to carry out business of an Islamic Commercial Bank March 2005 Granted ‘Scheduled Islamic Commercial Bank’ license by Central Bank v 2004 PRODUCTS & SERVICES April 2006 Commencement of Operations as an
Slide 4: Major Stakeholders
BANKISLAMI PAKISTAN LIMITED – MAJOR STAKEHOLDERS MAJOR SPONSORS & SHAREHOLDERS Mr. Ali Hussain & SAJ Capital Management Limited (24.37%) SCAPITAL AJ Mr. Hussain is the founder and Managing Director of SAJ Capital Management Limited, BVI, a family office based in Singapore having strategic MANAGEMENT
Slide 5: National Outreach and Branch Coverage
BANKISLAMI PAKISTAN LIMITED - NATIONAL OUTREACH AND BRANCH COVERAGE 346 Presence Branches 64 282 Presence 358 in over ATMs 120 Cities Urban Rural Nationwide Presence with focus to reach Unbanked Areas to encourage financial inclusion 5
Slide 6: Product Offering & Services
BANKISLAMI PAKISTAN LIMITED - PRODUCT OFFERING & SERVICES PERSONAL BANKING AGRI FINANCING BankIslami offers a wide variety of accounts fulfilling all the financial needs BankIslami provides solution where farmers can 01 of its diverse customer base. purchase tractors & equipment for their farm, base
Slide 7: Specialized Products
BANKISLAMI PAKISTAN LIMITED - PRODUCT OFFERING & SERVICES SPECIALIZED PRODUCTS Islamic Housing Finance Islamic Auto Loans One Touch Banking Takaful Home Remittance Shariah Compliant Investment Solutions Digital Delivery Channel 7
Slide 8: Key Financial Highlights – June 2022
BANKISLAMI PAKISTAN LIMITED – KEY FINANCIAL HIGHLIGHTS – JUNE 2022 8
Slide 9: Key Financial Highlights
BANKISLAMI PAKISTAN LIMITED – KEY FINANCIAL HIGHLIGHTS Total Assets Total Net Assets Branch Network 408,390 460,786 24,047 500,000 25,000 22,511 350 346 19,696 19,895 336,297 345 342 400,000 20,000 340 283,096 14,515 215,743 340 300,000 15,000 334 335 330 200,000 30% 10,000 19% 21% 13% 13% 330 31% 6
Slide 10: Investments - Financial Performance June 2022
BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE JUNE 2022 Rs. in Millions Growth INVESTMENTS - Net Jun - 22 Dec - 21 Jun - 21 Jun - 22 vs Dec Jun - 22 vs Jun - 21 21 Federal Government Securities 86,221 83,637 66,360 3% 30% Non Government Securities 6,787 6,221 6,846 9% -1% Pakistan Energy Sukuk
Slide 11: Financings - Financial Performance June 2022
BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE JUNE 2022 Rs. in Millions Growth FINANCINGS Jun - 22 Dec - 21 Jun - 21 Jun - 22 vs Jun - 22 vs - Net Dec - 21 Jun - 21 Corporate 158,039 141,147 110,948 12% 42% SME 7,536 3,812 2,726 98% 176% Agri 2,327 1,513 709 54% 228% Auto 25,347 23,243 20,280
Slide 12: Market leader in Housing Finance in Pakistan
BANKISLAMI PAKISTAN LIMITED – ACHIEVEMENTS BankIslami is the market leader in HOUSING FINANCE in Pakistan 12
Slide 13: SBP Support Schemes – Mera Pakistan Mera Ghar
BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE JUNE 2022 SBP Support Schemes – Mera Pakistan Mera Ghar Rs. In Millions Disbursements / Outstanding Government Scheme Number Amount Mera Pakistan Mera Ghar 1,565 8,402 SBP Support Schemes – Kamyab Jawan Rs. In Millions Cases Disbursed Government Sc
Slide 14: Financial Performance June 2022: Infection and Coverage Ratios
BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE JUNE 2022 Infection ratio without defunct KASB Bank portfolio is 5.5% (Dec 2021; 5.8%) Coverage ratio (excl. general provision) of total portfolio is 83.4% (Industry Average 85.7%; IB Industry 81.4%). Coverage ratio (incl. general provision) of tot
Slide 15: Financial Performance June 2022: Deposits
BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE June 2022 Rs. In Billions June - 22 Dec - 21 June - 21 Growth % Growth % Deposits Amount % Composition Amount % Composition Amount % Composition Jun 22 vs Dec 21 Jun 22 vs June 21 Current Deposit 151 41% 134 39% 115 34% 12.57% 31.36% Saving Deposit
Slide 16: Financial Performance June 2022: Profit and Loss
BANKISLAMI PAKISTAN LIMITED – FINANCIAL PERFORMANCE June 2022 Jun - 22 Jun - 21 Growth Average 6-M Kibor 12.97% 7.21% -------Rs in Millions------- Jun - 22 vs Description Jun - 22 Jun - 21 Jun - 21 Profit Earned 18,371 10,957 68% Profit Expensed 10,452 5,890 77% Net spread earned 7,918 5,067 56% Oth
Slide 17: Major Achievements & Initiatives
BANKISLAMI PAKISTAN LIMITED – MAJOR ACHIEVEMENTS & INITIATIVES Owing to Bank’s focused and aggressive strategy towards acquisition of low cost deposits, Current Account (CA) deposits depicted a healthy YoY rise of 31.4% with CA mix in total deposits improving from 38% in Jun’21 to 41% in Jun’22. Due
Slide 18: Flood Relief Activities
BANKISLAMI PAKISTAN LIMITED – FLOOD RELIEF ACTIVITIES • The recent floods have caused extreme destruction and disruption across the nation. In line with BankIslami’s core values, BankIslami has remained at the forefront in doing its utmost efforts for our affected brothers and sisters. • BankIslami
Slide 19: Flood Relief Activities
BANKISLAMI PAKISTAN LIMITED – FLOOD RELIEF ACTIVITIES • BankIslami has actively utilized its Charity Fund for flood relief activities. Till date, approx. Rs. 7.5 mn has been disbursed comprising of donations to charitable institutions as well as ration distribution through armed forces for flood rel
Slide 20: Areas Under Focus
BANKISLAMI PAKISTAN LIMITED – AREAS UNDER FOCUS Growth in Current Account Regulatory Compliance Growth in Current Accounts to improve spreads Ensure Continued Regulatory Compliance Financing Portfolio Branch Network Expansion of Branch Network (40 new branches) Grow Financing portfolio in Consumer a
Slide 21: Social Media Presence
BANKISLAMI PAKISTAN LIMITED – Social Media Presence Bipl.official @biplofficial bankislamipakistanlimited @BIPLOfficial bankislami-pakistan-limited 19
Slide 22: How You Can Reach Us
BANKISLAMI PAKISTAN LIMITED – HOW YOU CAN REACH US ADDRESS CONTACT Phone (92-21) 111-247(BIP)-111 BankIslami Pakistan Limited 11th Floor, Executive Tower, Dolmen City, Marine Fax: (92-21) 35378373 Head Office Drive, Block-4, Clifton, Karachi. Email: info@bankislami.com.pk For any further information