Grupo De Inversiones Suramericana S.a. · BVC:GRUPOSURA
Grupo De Inversiones Suramericana — Grupo SURA — Investor Day (October 2025)
10 slides from Grupo De Inversiones Suramericana's investor day presentation, October 2025
Slide 1: Committed with the return for our shareholders
Grupo SURA Committed with the retuimn for our shareholders GRUPO sura= WW
Slide 2: Disclaimer
laimer GRUPO sura WW This document may contain forward-looking statements telated to Grupo SURA and its affiliates, which have been made based on assumptions and estimates of the managementof the Companies and may vary. For better illustration and decision-making, the figures are administrative and
Slide 3: Total shareholder return: reduce the discount, strengthen businesses, dividends
Reduce the discount Total shareholder Highlight the value of Grupo SURA, with the aim of continuing to reduce the discount relative to its fundamental value. return Dividends Strengthen businesses Optimize the businesses and move towards an integrated financial group vision, leveraging our competiti
Slide 4: Progress in granular management to boost business and optimize capital allocation
_S/ Progress in granular management to boost business, optimize capital allocation, and accelerate value creation Evolution of tangible invested capital 12% 27% 7% 69% 71% 2019 2025 LTM 85% of invested capital has improved 0 profitability in the last 5 years 2019 includes AFP Crecer in El Salvador,
Slide 5: Progress in granular management to strengthen businesses: adjusted ROE
_/ Progress in granular management to strengthen businesses, SUI gress in gr sura > optimize capital allocation and accelerate value creation “ ROE var. Adjusted ROE 2025-28 sura = B78 ~14% + wma 2) 260 bp suramericana S 9.2% Kua ~15% +280 bp © Grupo Cibest —__ GRUPO surd = 97% ~15% +330 bp 7% 9% 11
Slide 6: Our shares have performed well relative to others
_, Our shares have performed well relative to others cruPo and we are positioned to continue having attractive returns sura Stock performance —GRUPOSURA PFGRUPSURA —-COLCAP +9562 +43% sep-24 nov-24 ene-25 mar-25 may-25 jul-25 sep-25 ' Figures as of September 30, 2025. Includes the retum from Grupo A
Slide 7: Expansion of earnings per share implied in our targets
__/ Expansion of earnings per share implied in our targets would GRUPO generate positive expectations for our shares sufa a Recurring net income per share’ (COP) Illustrative potential growth of the share (COP) / { CAGR: \" 2.3x ~19% . i ; PE [ cAGR: 10x | ~ 10,000 16% PE 27,370 100,000 : 7.3x 441,
Slide 8: Committed to highlighting Grupo SURA's value to reduce the discount
We will remain committed to highlighting Grupo SURA's value in order to reduce the discount Implicit P/BV of SURA AM and Suramericana 0.80 0.70 0.60 0.52x 0.50 0.40 0.35x 0.30 0.20 — P/BVimpl Ord —— P/BVimpl. Pref 0.10 sep-24 nov-24 jan-25 mar-25 may-25 jul25 sep-25 sura = Grupo SURA multiple P/E Or
Slide 9: Commitment to value creation through shareholder remuneration
_, We maintain a commitment to value creation through sura = shareholder remuneration that aligns with our strategic goals ed Dividends paid per share (COP) 1,400 1,500 1,280 634 784 7 i 2019 2020 2021 2022 2023 2024 2025 2028E Goal mmm Extraordinary
Slide 10: Increased volume that attracts new investors
_, Together with increased volume that attracts new investors Average daily volume Average: Ord + pref. mPref Ord +11,000 mm The average volume of both shares has multiplied 4x Average: Ord + pref. +2,765 mm ee eee es | latin oct-23 Jan-24 apr-24 jul24 oct-24 jan-25 apr-25 jul-25 Volume calculated b