Grupo De Inversiones Suramericana S.a. · BVC:GRUPOSURA
Grupo De Inversiones Suramericana — Investor Presentation (May 2026)
18 slides from Grupo De Inversiones Suramericana's investor presentation, May 2026
Slide 1: Corporate Presentation May 2026
Corporate Presentation MAY 2026 gruposura.com
Slide 2: A leading financial platform in Latin America with multiple engines of value creation
Focus in Financial Services Strategic simplification unlocks value. Leading Companies across attractive segments Diversified exposure to Banking, Insurance and Asset Management with strong market leadership. A leading financial Platform in Latin Financial Ecosystem America with Our Ecosystem strengt
Slide 3: Financial platform with strong regional scale serving 77+ million clients
Financial platform with strong regional scale serving 77+ million clients across Latin America 10 countries across Latin America COP 29.6 tn 1 Revenue + 77 Million Clients + 40 K Shareholders + 63 K Employees 1 Figures as of December 2025 excluding Banistmo impairment .
Slide 4: Focused on strengthening our core business as a financial group
Focused on strengthening our core business as a financial group Equity & ROE Evolution Book Value Evolution – Cop Tn – Cop 20 35 2021 579.2M +23.5% Shares 28 30 59,498 1.0 60,000 15 13.7% Financial Services 25 48,185 0.8 50,000 19 20 Infrastructure 10 40,000 0.6 15 30,000 Food 7.9% 0.4 10 5 20,000 O
Slide 5: Leading financial platform in Latin America, driven by diverse sources of profitability
Leading financial platform in Latin America, driven by diverse sources of profitability Regional financial ecosystem High -quality businesses • Leading, resilient and innovative companies . Comprehensive regional platform : • Trusted brands with high reputation . • Asset and Wealth Management • Scal
Slide 6: Diversified invested capital with profitable growth opportunities in financial services
Diversified invested capital with profitable growth opportunities in financial services 33% Sura AM Cibest 42% Capital Invested by Company 25% Suramericana Asset & Wealth Insurance Banking Management Common Total Others 40% 93.3 % 81.1 % 46.3 % | 24.7 % Capital Invested Ownership Stake Ownership Sta
Slide 7: Capital concentrated in market leaders across banking, insurance and asset management
Capital concentrated in market leaders across banking, insurance and asset management More than 90% of invested capital is allocated to top -three market players Asset & Wealth Insurance Banking Management CO P 817 Tn COP 2 0 Tn CO P 3 80 Tn AUM Premiums Assets 24 Million 20 Million 33 Million Clien
Slide 8: Suramericana
Suramericana Latin American -origin company #4 with a diversified business model Mexico Dominican Republic 8% 3% LIFE 49% 2 P&C 51% Panama BUSINESS 3% Colombia COP 20 Tn 64% WRITTEN PREMIUMS 1 7 Countries in LATAM + 20 MILLION CLIENTS # 1 Insurance Brasil + 21 K EMPLOYEES Company In Colombia with le
Slide 9: SURA Asset Management
SURA Asset Management Leading company in pension fund management, asset management and investment advisory in Latin America, USA with +40 years of experience COP 602 Bn 2 SAVINGS AND RETIREMENT MEXICO BUSINESS SURA INVESTMENTS LUXEMBOURG COP 316 Tn COP 2 T n* 8.6 M COP 817 Tn COLOMBIA 5 A SSETS UNDE
Slide 10: Grupo Cibest
Grupo Cibest Leading bank in Colombia with strong regional presence COP 38 0 Tn Guatemala 1 4 ASSETS Latin American El Salvador Countries Panama MILLION + 32 CLIENTS # 1 Brand Colombia of financial services in Colombia + 33 K EMPLOYEES LOAN PORTFOLIO + 85% TRANSACTION SHARE IN COLOMBIA Commercial 66
Slide 11: Region with significant growth potential in financial services
Region with significant growth potential in financial services , driven by its low levels of penetration and technology adoption Pension Funds Insurance Banking and Asset Management Premiums/GDP Private sector credit/GDP AUM/GDP 151% 68% 7.3% 52% 24% 3.2% Latin America World Latin America World Lati
Slide 12: Adjusted ROE expands 580bp in 4 years to 13.7%
Adjusted ROE expands 580bp in 4 years to 13.7%, with recurring earnings up 40% yoy Pro -forma financial controlling net income evolution | ROE CO P billion 13.7% Adjusted ROE 12.3% 2,324 9.9% 10.2% +39.9% 7.9% 1,661 1,187 2021 2022 2023 2024 2025 1.Adjusted data excluding non -recurring effects of t
Slide 13: EPS compounds at 29.7% CAGR to COP 7,092
EPS compounds at 29.7% CAGR to COP 7,092 delivering attractive shareholder returns 1 Proforma Net Income Per Share - CO P Earnings per share 7,092 + received by Grupo SURA shareholders because of the spin -off. 6,144 CAGR +29.7% Multipl e P/E 3 Ord 7.2x 2,504 Pref 5.7x 2021 2022 2023 2024 2025 Earni
Slide 14: ROE expansion of +130-300bps across all subsidiaries by 2028
ROE expansion of +130 –300bps across all subsidiaries by 2028: a group delivering superior returns 2019 2025 2028 Adjusted ROE Var ROE 2025 -2028 4 8.7% 11% ~14% +300 bp ~15% +250 bp 3 9.2% 12.5% 2 12.1% 17.2% 1 9.7% 13.7% ~15% +130 bp 0 7% 9% 11% 13% 15% 17% 19% 1. Adjusted ROE for SURA AM exclude
Slide 15: Financial ecosystem leveraging convergences between banking, savings and insurance
Financial ecosystem that leverages strategic convergences between banking, savings & investment, and insurance to generate customer -centric, comprehensive and digital solutions Insurance Investment + + Management Bancassurance (Banking + Insurance) + Insurance h a g e a lt e nt life + savings B an
Slide 16: Clear Strategic Priorities Focused on Value Creation
Clear Strategic Priorities Focused on Value Creation: Leveraging our financial ecosystem to drive convergence across banking, savings, and insurance STRENGTHEN THE ENHANCE FINANCIAL ECOSYSTEM RETURN TO OPERATIONS SHAREHOLDERS Continue strengthening Put the customer at the Profitable growth, closing
Slide 17: 2028 Ambitions
2028 Ambitions 2025 2028E Net income 2.3 tn ~3.3 tn EPS (COP) 7,092 ~ 10,000 Adjusted ROE 13.7% ~15% Net debt 7.1 tn <5 tn Net debt / dividends 3.2x ~2x Dividends per share (COP) 1,500 ~3,000 2028 ambitions estimated based on organic growth without extraordinary events.
Slide 18: Contacts
Contacts Ricardo Jaramillo Juan Esteban Toro CEO CFO Carlos Eduardo González Daniel Mesa Juliana Restrepo Investments and Capital Investor Relations and Capital Investor Relations Markets Managing Director Markets Director and Capital Markets Analyst cegonzalezt@gruposura.com.co dmesa@gruposura.com.
Grupo de Inversiones Suramericana S.A. (Grupo SURA) — Investor Presentation (May 2026) on 6ix