Tokio Marine Holdings, Inc. · TSE:8766
Tokio Marine — Shareholder Meeting (June 2026)
21 slides from Tokio Marine's shareholder meeting presentation, Jun 29, 2026
Slide 1: The 24th Ordinary General Meeting of Shareholders: Tokio Marine Group Business Strategy
To Our Shareholders The 24th Ordinary General Meeting of Shareholders Tokio Marine Group Business Strategy June 29, 2026 Copyright (c) 2026 Tokio Marine Holdings, Inc. Masahiro Koike, President & Group CEO
Slide 2: Table of Contents
Table of Contents 1 Our Strength P. 2 2 Where We Stand P. 4 3 Where We Are Going P. 13 4 FY2026 Projections and Shareholder Returns P. 17 ◆Abbreviations used in this material TMNF : Tokio Marine & Nichido Fire Insurance Copyright (c) 2026 Tokio Marine Holdings, Inc. 1
Slide 3: Purpose-Driven Evolution
1. Our Strength Purpose-Driven Evolution United by our Purpose, we deliver value around the world. Purpose: “To be there for our customers and society in their times of need." Full-scale expansion of disaster Aspiration Trends of Total Business Volume* prevention/mitigation business 2035 Full-scale
Slide 4: Group Management that Enhances Competitive Advantage
1. Our Strength Group Management that Enhances Competitive Advantage Our management model brings out each group company's strengths and accelerates growth. Strength of Decentralized and Collaborative Group Achieved profit growth above peers*1 Management (Profit growth after joining the Group*2) 4.1%
Slide 5: Our Value Creation Model
2. Where We Stand Our Value Creation Model Employees who are passionate about achieving our Purpose contribute to solving the issues for our customers and society. This, in turn, contributes to the company’s sustainable profit growth, which is then returned to our shareholders. We will continue this
Slide 6: Employees Drive the Value Creation
2. Where We Stand Employees Drive the Value Creation Delivering value with satisfaction and pride around the world. Recognizing Purpose-driven initiatives Workplace culture indicators*1 Annual award ceremony in Tokyo No. 2 in the U.S.*2 No. 2 in Brazil*3 *1: Workplace environment evaluation/certific
Slide 7: Strong Support from Customers
2. Where We Stand Strong Support from Customers Earning strong support by contributing to the resolution of customers and society issues while achieving profit growth. Japan U.S. Net Promoter Score*1 Net Promoter Score*2 (Our NPS - industry average NPS) (Our NPS - industry average NPS) 35 35 30 30 2
Slide 8: Continue Generating High Shareholder Value
2. Where We Stand Continue Generating High Shareholder Value Our corporate value has been increasing significantly through accumulated value creation. Total Shareholder Return (TSR) * 900 TMHD 800 700 600 Zurich 500 Allianz 400 300 200 100 Chubb AXA 0 2016/3/31 2026/3/31 *: Total Shareholder Return:
Slide 9: Business Portfolio by Region
2. Where We Stand Business Portfolio by Region We have built a globally diversified business portfolio. Japan FY2025 Overseas Adjusted Net Income* c. 35% Japan 881.5bn JPY North America c. 65% *: Adjusted Net Income based on management accounting, used to enhance transparency and comparability and l
Slide 10: Growth in the Japan Market
2. Where We Stand Growth in the Japan Market Achieving stable profits and growth in our home market. Consistently High Profitability TMNF Underwriting Profits*4 (Track Record) Combined Ratio*1 North (JPY bn) 110% America CAGR 99.9%*2 +12% or more (10-year avg.) (estimate) 100% CAGR +7% Current MTP 9
Slide 11: Expansion of Specialty Insurance Underwriting in Japan
2. Where We Stand Expansion of Specialty Insurance Underwriting in Japan Specialty insurance is a growth driver for the Japan insurance business. High-Potential Markets TMNF's Portfolio (Premiums*) Healthcare SME Specialty c. 21% Cyber Auto Resilience Potential market is c. 51% approx. JPY2tn GX Fir
Slide 12: Growth in North America, the World's Largest Market
2. Where We Stand Growth in North America, the World's Largest Market Established a strong position and achieved sustainable growth in North America. High Competitive Advantage North America Bottom-line (Profit*2) Growth in North America Business (USD bn) North America Product Rankings*1 2021-2025 C
Slide 13: FY2025 Results
2. Where We Stand FY2025 Results Adjusted net income increased by 9% year-on-year. Net Premiums Written Adjusted Net Income* +5% +9% JPY881.5bn JPY5.5tn JPY812.0bn JPY5.3tn 2024 2025 2024 2025 *: IFRS basis Copyright (c) 2026 Tokio Marine Holdings, Inc. 12
Slide 14: Our Unique Evolution
3. Where We Are Going Our Unique Evolution As a Japan-originated global company, we will continue to create a society and future filled with happiness through safety and security. 2025 Aspiration 2035 Adjusted Net Income CAGR Adjusted Net Income +7% or more JPY 881.5bn JPY 1,700.0bn or more <Presenc
Slide 15: Continue to Pursue Risk Diversification and Expansion of Business Domains
3. Where We Are Going Continue to Pursue Risk Diversification and Expansion of Business Domains Expanding value offerings (contributions to customers) also achieves risk diversification. Risk diversification effect (FY2026, excl. business-related equities) 1 Geographic Risk Diversification Risk 2 Pr
Slide 16: Evolving into a Solutions Partner Beyond Insurance
3. Where We Are Going Evolving into a Solutions Partner Beyond Insurance “Insurance + Solutions” is our unique business model. Expand areas where we can offer value to achieve profit growth. Value Delivered Through “Insurance + Solutions” Before incident Disaster / accident After incident Solutions
Slide 17: Strategic Partnership with Berkshire Hathaway Group
3. Where We Are Going Strategic Partnership with Berkshire Hathaway Group Strategic partnership with Berkshire will enhance our value creation capabilities. Three Key Elements of the Strategic Partnership Strategic Equity Strategic Collaboration Investment in Collaboration in Reinsurance TMHD in M&A
Slide 18: FY2026 Projections
4. FY2026 Projections and Shareholder Returns FY2026 Projections Adjusted net income is projected to increase by 8% year-on-year. Total Business Volume*1 Adjusted Net Income*2 +8% +8% JPY9.5tn JPY881.5bn JPY950.0bn JPY8.7tn 2025 2026 2025 2026 *1: The total of GWP and sales of the solutions business
Slide 19: Shareholder Returns (Dividend)
4. FY2026 Projections and Shareholder Returns Shareholder Returns (Dividend) FY2026 Dividend per Share to be JPY245, an increase of JPY27 year-on-year. +JPY27 Dividend is expected to increase for the 15th (+12%) vs. Nov. 2025 Projections consecutive period +JPY7 In principle, we maintain a policy of
Slide 20: Copyright (c) 2026 Tokio Marine Holdings, Inc.
Copyright (c) 2026 Tokio Marine Holdings, Inc. 19
Slide 21: Disclaimer
Disclaimer These presentation materials include business projections and forecasts relating to expected financial and operating results of Tokio Marine Holdings and certain of its affiliates in current and future periods. All such forward looking information is based on information and assumptions a
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