Network People Services Technologies Limited · NSE:NPST
Network People Services Technologies — H1 FY25 Earnings Presentation
35 slides from Network People Services Technologies's earnings presentation, Oct 21, 2024
Slide 1: Regulation 30 filing cover letter to NSE
SYMBOL: NPST Dated: October 21, 2024 ISIN: INE0FFK01017 To, The Manager-Listing Department, The National Stock Exchange of India Limited, Exchange Plaza, NSE Building, Bandra Kurla Complex, Bandra East, Mumbai-400 0513 Fax: 022-26598237, 022-26598238 Subject: General Updates for half year ended Sept
Slide 2: NPST Results H1 FY25 Investor Presentation
NPST Results Providing digital technology across financial value chain H1 FY25 Investor Presentation
Slide 3: Company Overview
Company Overview
Slide 4: About NPST
About NPST NPST, is engaged in providing software and Digital payment solutions to the Banking and VISION Fintech segment, primarily focusing on Payment solutions (UPI and IMPS), Mobile Banking, Provide Digital Technology Across Financial Value Chain Merchant acquiring platform and API banking techn
Slide 5: NPST Today
NPST Today #1 126% 500+ Sole Provider Net Profit Growth Merchant Locations PAN India Across financial value chain CAGR 2020-24 14 2M+ 1BN+ Banks Bank Merchants Banking Txns per month 100+ 150K+ 300+ Payment Aggregators Sub merchants Dedicated Payment Associates www.npstx.com | 04
Slide 6: Simplifying Payment Complexity
Simplifying Payment Complexity Merchant 3 Bank 2 User 2 1 NPCI FinTech User Payment Merchant FinTech Aggregator Central Bank Bank Merchant Merchant Aggregator FinTech FinTech FinTech Bank Merchant www.npstx.com | 05
Slide 7: Strategic Areas of Focus
Strategic Areas of Focus For Banks & Financial Institutions For Payment Aggregator & Merchants Transaction Processing Engines 1 1 Online API engine – Payin I Payout I IMPS | UPI | Mobile Banking I Merchant AutoPay Acquiring Super App – Banking and Offline Payments – QR and Lifestyle Services 2 2 Sou
Slide 8: Business Overview
Business Overview
Slide 9: Updates Business Verticals
Updates Business Verticals Technology TPAP Service Provider Payment Platform as a Service Secured order for our new product BBPS Bill Increased API penetration with 10000 additional aggregation switch from two banks merchants for PA PG clients Secured PO for ODR solution from one bank Initiated Payo
Slide 10: Products and Innovations to Sustain Growth
Products and Innovations to Sustain Growth First to Launch Enhanced API Live Payment Launched ODR Gateway Monitoring Solutions TimePay First to Launch Rolled out Merchant Offline Payments QR Instant Merchant Refund Experience Platform & Sound Box www.npstx.com | 09
Slide 11: H1 FY25 Highlights
H1 FY25 Highlights
Slide 12: Our Evolution
Our Evolution In ₹ Cr Particulars Total Net Profit EPS Delivering value across financial ecosystem Revenue (In ₹) In ₹ Cr FY21 15.27 1.07 2.38 Incremental value FY22 19.49 1.49 2.31 proposition in Industry FY23 41.13 6.52 3.36 120 FY24 130.08 26.71 13.78 H1 FY25 129.23 33.77 17.42* *After Adjusting
Slide 13: H1 FY25 Consolidated Key Financial Highlights
H1 FY25 Consolidated Key Financial Highlights 129.23 In ₹ Cr All Figures In ₹ Cr & Margin in % 53.32 47.50 33.77 Particulars H1 FY25 H1 FY24 YoY Growth 17.41 10.16 Total Income 129.23 53.32 142.36 % Total Revenue EBITDA Net Profit EBITDA 47.50 17.41 172.80 % H1 FY24 H1 FY25 EBITDAM 36.75% 32.65% 410
Slide 14: H1 FY25 Standalone Key Financial Highlights
H1 FY25 Standalone Key Financial Highlights 129.11 In ₹ Cr All Figures In ₹ Cr & Margin in % 53.30 47.50 33.78 Particulars H1 FY25 H1 FY24 YoY Growth 17.41 10.16 Total Income 129.11 53.30 142.24 % Total Revenue EBITDA Net Profit EBITDA 47.50 17.41 172.89 % H1 FY24 H1 FY25 EBITDAM 36.79% 32.66% 413 B
Slide 15: Standalone Quarter On Quarter Key Metrics Comparison
Standalone Quarter On Quarter Key Metrics Comparison All Figures In ₹ Cr & Margin in % Particulars Q1 FY24 Q2 FY24 Q3 FY24 Q4 FY24 Q1 FY25 *Q2 FY25 Total Income 24.88 28.42 32.07 44.71 60.19 68.99 Income Growth (Q-o-Q) 16.18% 14.26% 12.82% 39.43% 34.47% 14.75% EBITDA 7.89 9.50 10.98 15.31 22.15 25.3
Slide 16: Q2 FY25 Update
Q2 FY25 Update NPST crossed a remarkable ₹ 6,000 Crore Market Capital. Included in top 1,000 Announced QIP of 16 Lakhs An “Offer for Sale” of upto companies by Equity shares issuing in one 7.05 Lakhs Equity shares on market capital or more tranches a Private Placement Basis. Introduced Evok 3.0 – an
Slide 17: Management Overview
Management Overview
Slide 18: Board Of Directors
Board Of Directors Mr. Deepak Chand Thakur Mr. Ashish Aggarwal Ms. Savita Vashist Chairman & Managing Director Joint Managing Director Executive Director www.npstx.com | 17
Slide 19: Industry Overview
Industry Overview
Slide 20: Fintech in India
Fintech in India India is amongst the fastest growing Fintech markets in the world. 2025 2021 ~$ 150 Bn $ 50 Bn Market size 2013 $ 1.5 Bn The Payments landscape in India is expected to reach $ 100 Tn in transaction volume and $ 50 Bn in terms of revenue by 2030 www.npstx.com | 19
Slide 21: Exponential UPI Growth Since Inception
Exponential UPI Growth Since Inception UPI Transaction Volume (In Lakh) 13,11,648 8,37,192 NPST is one of the Technology partners in NPCI’s UPI 4,59,675 ecosystem managing payment processing engine for 1,25,186 2,23,307 banks. 9,152 53,915 179 2017 2018 2019 2020 2021 2022 2023 2024 UPI Transaction
Slide 22: Accelerated Migration To Digital Led By UPI
Accelerated Migration To Digital Led By UPI UPI Adoption & Expected Growth Cheque ATM NEFT NACH POS Internet Banking* Pre Paid Instruments UPI 73% UPI saw about 9x transaction 63% volume increase in past 3 years, increasing from 500 Cr transactions in FY19 to about 4600 Cr transactions in FY22 29% U
Slide 23: Financial Overview
Financial Overview
Slide 24: H1 FY25 Consolidated Performance Highlights
H1 FY25 Consolidated Performance Highlights All Figures In ₹ Cr & Margin in % Total Income EBITDA Net Profit 129.23 47.50 33.77 53.32 17.41 10.16 H1 FY24 H1 FY25 H1 FY24 H1 FY25 H1 FY24 H1 FY25 www.npstx.com | 25
Slide 25: H1 FY25 Consolidated Result Highlights
H1 FY25 Consolidated Result Highlights All Figures In ₹ Cr & Margin in % Particulars H1 FY25 H1 FY24 Y-O-Y Revenues 125.61 52.44 Other Income 3.62 0.88 Total Income 129.23 53.32 142.36% Raw Material costs 47.16 18.04 Employee costs 26.47 14.42 Other expenses 8.10 3.46 Total Expenditure 81.73 35.91 E
Slide 26: H1 FY25 Standalone Performance Highlights
H1 FY25 Standalone Performance Highlights All Figures In ₹ Cr & Margin in % Total Income EBITDA Net Profit 129.11 47.50 33.78 53.30 17.41 10.16 H1 FY24 H1 FY25 H1 FY24 H1 FY25 H1 FY24 H1 FY25 www.npstx.com | 23
Slide 27: H1 FY25 Standalone Result Highlights
H1 FY25 Standalone Result Highlights All Figures In ₹ Cr & Margin in % Particulars H1 FY25 H1 FY24 Y-O-Y Revenues 125.60 52.41 Other Income 3.51 0.88 Total Income 129.11 53.30 142.24% Raw Material costs 47.22 18.03 Employee costs 26.40 14.41 Other expenses 7.99 3.46 Total Expenditure 81.60 35.89 EBI
Slide 28: Key Financial Highlights – FY24
Key Financial Highlights – FY24 All Figures In ₹ Cr Total Income EBITDA Net Profit 130.08 43.70 26.71 41.13 12.38 6.52 19.49 15.25 15.27 3.00 3.81 2.29 1.03 1.07 1.49 FY20 FY21 FY22 FY23 FY24 FY20 FY21 FY22 FY23 FY24 FY20 FY21 FY22 FY23 FY24 www.npstx.com | 27
Slide 29: Profit & Loss Statement – FY24
Profit & Loss Statement – FY24 All Figures In ₹ Cr & Margin in % Particulars FY22 FY23 FY24 Revenues 19.16 40.79 127.51 Other Income 0.33 0.34 2.57 Total Income 19.49 41.13 130.08 Raw Material costs -1.28 12.5 46.76 Employee costs 6.57 12.72 31.30 Other expenses 10.39 3.53 8.32 Total Expenditure 15.
Slide 30: Balance Sheet – FY24
Balance Sheet – FY24 All Figures In ₹ Cr & Margin in % Equities & Liabilities FY22 FY23 FY24 Assets FY22 FY23 FY24 Equity 6.46 6.46 19.39 Non Current Assets Reserves 15.59 22.11 38.14 Fixed assets 10.62 13.06 6.94 Net Worth 22.05 28.57 57.52 Non-current investments 0.01 0.77 4.26 Non-current Liabili
Slide 31: Cash Flow Statement – FY24
Cash Flow Statement – FY24 All Figures In ₹ Cr & Margin in % Particulars FY22 FY23 FY24 Cashflow from Operations -7.44 12.01 43.05 Cashflow from Investments -5.49 -5.73 -3.86 Cashflow from Financing 13.45 0.19 -0.09 Net Cash flow 0.53 6.47 39.10 Opening Cash & Cash Equivalent 0.44 0.97 19.31 Closing
Slide 32: Key Ratios – FY24
Key Ratios – FY24 Profit Margins In % Adjusted EPS In ₹ Adjusted Book Value In ₹ EBITDA PAT 13.78 29.67 33.59 30.1 10.09 19.89 20.53 15.85 14.74 11.37 7.78 2.31 FY22 FY23 FY24 FY22 FY23 FY24 FY22 FY23 FY24 Quick Ratio In Times Return Ratios In % EV/EBITDA In Times 3.66 ROE ROCE 712.78 2.41 61.47 2.1
Slide 33: Stock Data
0.00 1000.00 2000.00 3000.00 4000.00 Source - NSE 10-Aug-2021 20-Aug-2021 01-Sep-2021 14-Sep-2021 79.90 Face Value (₹) Share Price (₹) 27-Sep-2021 08-Oct-2021 21-Oct-2021 15-Nov-2021 30-Nov-2021 52 week High-Low (₹) 20-Dec-2021 10-Jan-2022 No. of Shares Outstanding 31-Jan-2022 Market Capitalization
Slide 34: Investment Rationale
Investment Rationale Outstanding Returns: Leadership Members: Company is Growing Digital Payment Market: With effective cost management and a focused on developing leaders and India’s rapidly expanding digital payment scalable business model, NPST Net Profit has enhancing its workforce, adding senio
Slide 35: Thank You!
Thank You! www.npstx.com | 32
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