Banco De Bogota Sa · BVC:BOGOTA
Banco De Bogota Sa — 10th Annual J.P. Morgan Global Emerging Markets Corporate Conference 2019
16 slides from Banco De Bogota Sa's conference presentation, Feb 26, 2019
Slide 1: Investor Presentation
Investor Presentation J.P. Morgan 10th Annual J.P. Morgan Global Emerging Markets Corporate Conference February 25th – February 26th, 2019 The Issuers Recognition IR granted by the Colombian Stock Exchange is not a certification about the quality of the securities listed at the BVC nor the solvency
Slide 2: Disclaimer
Disclaimer Banco de Bogotá is an issuer of securities in Colombia. As a financial institution, the Bank, as well as its financial subsidiaries, is subject to inspection and surveillance from the Superintendency of Finance of Colombia. As an issuer of securities in Colombia, Banco de Bogotá is requir
Slide 3: Colombian Macroeconomic Outlook
Colombian Macroeconomic Outlook GDP1 (Quarterly, YoY %) Inflation vs. Central bank rate (YoY%, %) 5% 10% Central bank rate GDP 2016 2017 2018e 2019e Headline inflation 4% 8% (YoY%) 2.0% 1.8% 2.5% 3.0% 3% 6% 2.6% 4.25% 2% 4% Inflation 2016 2017 2018 2019e (YoY%) 5.8% 4.1% 3.2% 3.5% 3.2% 1% 2% GDP (Yo
Slide 4: Central America Macroeconomic Outlook
Central America Macroeconomic Outlook Activity Index* (YoY %) Inflation (YoY %) 8% 6 6% 4% 3.8 4 4.2 3.3 3.9 2% 3.3 2.5 2.3 2.5 2 2.0 0% 1.8 1.9 -2% 0.4 0 0.2 -4% -4.4 -6% -2 Nov-16 Nov-17 Nov-18 Dec-16 Dec-17 Dec-18 Guatemala Honduras El Salvador Guatemala Honduras El Salvador Nicaragua Costa Rica
Slide 5: Business Overview
Business Overview Regional Franchise Banco de Bogotá’s Structure Colombia(1) Principal Subsidiaries of Banco de Bogotá Associated #1 Net Income #2 Assets & Deposits (5) (6) #3 Loans Ownership Grupo AvaI 20.0% 8.1% Banco de Bogotá 100.0% 46.9% 32.9% Banco de Occidente 33.1% 4.0% Banco Popular 4.9% Ot
Slide 6: Significant player in a competitive Colombian market
Significant player in a competitive Colombian market Total Assets Net Loans (1) As of December 2018 System: US$193.0 billion System: US$128.1 billion 26.4% 24.9% 25.2% 26.1% 14.6% 13.7% 15.5% 10.0% 12.2% 10.2% 1 1 Deposits Net Income (twelve months) System: US$118.1 billion System: US$3.0 billion 26
Slide 7: BAC is market leader in Central America - September 2018
BAC is market leader in Central America - September 2018 Total Assets (1) Net Loans (1) As of September 2018 System: US$238.4 billion System: US$151.3 billion 10.1% 9.2% 9.1% 8.0% 7.7% 7.7% 6.9% 5.8% 4.1% 4.8% Deposits (1) Net Income (nine months) System: US$162.0 billion System: US$2.1 billion 15.2
Slide 8: Strong Balance Sheet Structure, December 2018
Strong Balance Sheet Structure, December 2018 Banco de Bogotá Unconsolidated (1) Figures in USD. Billions Assets: $28.1 Bn. Funding: $20.7 Bn Cash Growth Growth Checking Accounts 1.1% Dec 18/Dec 17: 9.7% Dec 18/Dec 17: 7.3% 9.0% Fixed Income Savings Accounts 7.4% 20.3% 5.0% Investments 19.1% Time De
Slide 9: Loan Portfolio Evolution by Business Segment
Loan Portfolio Evolution by Business Segment Gross Loan Portfolio, Banco de Bogotá Unconsolidated (1) Figures in USD. Billions Growth (%) Dec 18 / Dec 17 $16.7 Bn. $16.8 Bn. 0.7% 0.7% 5.4% 6.4% Total Loans 0.7% 19.8% 21.1% Microcredit 3.6% Mortgage 18.3% Consumer 7.5% 74.1% 71.8% Commercial -2.4% De
Slide 10: Equity and Capital Adequacy
Equity and Capital Adequacy Attributable Equity + Minority Interest Shareholders’ Equity Figures in USD. Billions 4.4% 4.0% $5.4 $5.8 $6.1 $6.0 $6.2 0.3 0.3 0.3 0.4 0.2 5.8 5.9 5.2 5.5 5.8 5.6 5.9 5.2 5.5 5.6 2015 2016 2017 Sep-17 Sep-18 2015 2016 2017 Sep-17 Sep-18 Shareholders' Equity Non-controll
Slide 11: Track record of results (1/2)
Track record of results (1/2) Banco de Bogotá Unconsolidated (1) Central America (2) Net Interest Margin (3) Net Interest Margin (3) 5.4% 5.3% 5.1% 7.1% 7.1% 4.7% 6.8% 6.7% 2015 2016 2017 2018 2015 2016 2017 2018 NIM on Loans NIM on Loans 5.6% 5.6% 6.0% 5.8% 7.9% 7.9% 7.7% 7.6% NIM on investments NI
Slide 12: Track record of results (2/2)
Track record of results (2/2) Banco de Bogotá Unconsolidated (1) Central America (2) Fee Income Ratio (3) Fee Income Ratio (3) 20.8% 20.6% 21.0% 19.5% 36.3% 36.1% 35.4% 35.6% 2015 2016 * 2017 2018 2015 2016 2017 2018 Efficiency and Cost to Assets (4) Efficiency and Cost to Assets (4) 56.6% 53.2% 54.
Slide 13: Appendix
Banco de Bogota G Appendix Grupo AVAL 3
Slide 14: Digital Strategy – Strategic Management Focus
Digital Strategy – Strategic Management Focus 100+ Individuals, skillset mix around commercial, technical, financial and design capabilities Undertake transformation of our core products and channels with the ultimate goal of positioning ourselves as Digital Market Leaders Omni-channel 100% Fully au
Slide 15: Porvenir is the leading private pension and severance fund manager in Colombia
Porvenir is the leading private pension and severance fund manager in Colombia Assets Under Management and profitability (US$ mm) Assets Under Management (Market Share) 49.3% 48.9% 48.3% 48.2% 44.2% 44.2% 44.2% 44.2% dic-15 dic-16 dic-17 dic-18 Mandatory 22.7 26.0 30.9 31.9 23.0% 23.2% 22.6% 22.2% S
Slide 16: Corficolombiana invests in multiple industries reflecting the Colombian economy
Corficolombiana invests in multiple industries reflecting the Colombian economy Net Income contribution as of December 31, 2018 Hotels 1% Energy and gas 20% Infrastructure 79% Net Income (unconsolidated) (US$ mm) Total Equity (unconsolidated) (US$ mm) 1,765 495 1,219 925 977 146 125 67 2015 2016 201
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