Banco De Bogota Sa · BVC:BOGOTA
Banco De Bogota Sa — Investor Presentation (December 2023)
13 slides from Banco De Bogota Sa's investor presentation, December 2023
Slide 1: Corporate Presentation
TÍTULO Corporate Presentation The Issuer´s IR - Recognition granted by the Colombian Securities Exchange is not a certification about the quality of the securities listed at BVC nor the solvency of the issuer
Slide 2: Business Overview
Business Overview ✓ Founded in 1870, Banco de Bogotá is Colombia’s oldest financial institution ✓ We contribute to the growth and well-being of society and our stakeholders and the main subsidiary of Grupo Aval, the leading financial group in through the responsible management of our financial servi
Slide 3: Presence and Key Figures Q4-2023
Presence and Key Figures Q4-2023 9.7 million 16,450 22,729 Customers (1) Employees (1) Banking Correspondents 478 1,601 Branches (1) ATMs (2) Market Share Colombia (4) Panama (3) 12.2% Assets Assets 3.8% 12.3% Gross loans Gross loans 4.4% Banco de Bogotá is a leading 11.8% Deposits Deposits institut
Slide 4: Corporate Structure Reflects Business Diversification
Corporate Structure Reflects Business Diversification Universal Bank with a wide portfolio of products and services. Presence across Colombia and Panama. Agencies in Miami and New York.(1) Subsidiaries in Colombia 94.99% 95.81% (2) 94.90% 38.90% Subsidiaries and Agencies Abroad Panamá New York Agenc
Slide 5: Our Corporate Strategy Supports Long-term Goals
Our Corporate Strategy Supports Long-term Goals Customer Sustainable Growth We ensure positive and memorable We grow the business in a profitable experiences to achieve customer and sustainable manner, by loyalty and recommendation, developing value offerings that through differentiated solutions an
Slide 6: Corporate Strategy: Achievements in 2023
Corporate Strategy Achievements in 2023 – BdB in Colombia Customer Sustainable Growth • We expanded the range of the listening model by 40%, reaching 2 million • We grew our green portfolio more than 8 times in the last 3 years, from $0.3 interactions, with a 95% coverage of the customer lifecycle.
Slide 7: Financial Results Q4-2023
Financial Results Q4-2023 Figures in USD millions Total Assets Breakdown Gross Loan Portfolio (2) 0.3% 12.7% 12.3% 7.9% Loans & Leases, Net Commercial Fixed Income Investments Consumer $35,969 23.3% $25,892 11.3% Equity Investments Mortgage Other Assets (1) 64.1% 68.1% Microcredit Funding Structure
Slide 8: Digital Transformation
Digital Transformation Credit cards 82 Insurance 68 Personal loans Saving accounts 57 79% 138 + 372 Time deposits 67.5% Total Digital Sales (k) 1 16 Other of all transactions were performed through digital of our customers use 11 channels digital channels Active Digital Retail Clients (k) Digital Tr
Slide 9: Risk Control at the Core of our Operations
Risk Control at the Core of our Operations Asset Quality-PDLs Net Cost of Risk Coverage Impairment loss, net / Allowances / PDLs average loans 5.7% 1.57x 2.6% 1.35x 4.6% 1.18x 1.00x 4.2% 1.6% 3.5% Q4-22 Q4-23 Q4-22 Q4-23 Q4-22 Q4-23 Commercial Loan Portfolio PDLs Consumer Loan Portfolio PDLs Mortgag
Slide 10: Credit Ratings
Credit Ratings International ratings July 10th, 2023 December 29th, 2023 Moody’s Investors Service Fitch Ratings Baa2 “The bank's BCA reflects its strong and resilient earnings BB+ “The bank's ratings also consider its consistent financial Stable generation, its stable access to domestic deposits, w
Slide 11: Sustainability
Sustainability Climate Action • $2.6 trillion in green financing, an increase over 8.7x in three years. • 402 Environmental and Social Risk Management System analysis were conducted for a total of $31 trillion pesos. For the fourth consecutive year, the Bank was included in • Strengthened sustainabl
Slide 12: 2023 Performance Overview
2023 Performance Overview Attributable Net Income for 2023 was USD $249.6 million leading to an annualized 6.1% ROAE. 0.7% 6.1% • For 2023, ROAA stood at 0.7% and ROAE was 6.1%. This year’s lower ROAA1 ROAE1 profitability was mainly caused by a higher cost of risk and lower equity Net Interest Margi
Slide 13: Contact Information
www.bancodebogota.com Contact Information Sergio Sandoval Cadena– Vice-President of Finance and Strategy Javier Dorich Doig – Head of IR & Corporate Development investor.relations@bancodebogota.com.co Best Bank in Colombia 2023: Global Finance Great Place To Work 2023 Sustainability Yearbook 2023
Banco de Bogotá — Investor Presentation (December 2023) on 6ix