Scb X Public Company Limited · SET:SCB
Scb X Public — Investor Day (2022)
15 slides from Scb X Public's investor day presentation, 2022
Slide 1: We offer a safe and simple way for financially underserved population in Thailand
We offer a safe and simple way 2017 for financially underserved population in Thailand
Slide 2: Important note
Important note: This presentation contains “forward-looking statements” of SCB X Public Company Limited and its subsidiaries (“SCBx Group”) that related to financial or events of future period. Certain statements contained in this presentation that are not historical fact are the future expectation
Slide 3: First fully digitized lending platform in Thailand
First fully digitized lending platform in Thailand
Slide 4: We offer a safe and simple way for financially underserved population in Thailand
We offer a safe and simple way for financially underserved population in Thailand
Slide 5: Open windows of opportunity to millions of people
Open windows of opportunity to millions of people
Slide 6: "ACT" Abacus Core Technology
“ACT” Abacus Core Technology a proprietary, in-house machine-learning models
Slide 7: Serve the underserved, who are primarily cash-based
Serve the underserved, who are primarily cash-based Small merchants Self-employed “Thin-file’s” / first-jobbers with requiring working capital in need of emergency funds a limited financial history
Slide 8: …with real, demonstrable impact on our borrowers
…with real, demonstrable impact on our borrowers 50% 40% 60% 16% 40% have previously been have refinanced loans are female are 20-25 years old are new customers to denied bank loans from predatory (vs. 48% industry (vs. <5% industry average SCBX group lenders average in TH) in TH)
Slide 9: …applying cutting-edge technology to create total digital experience
…applying cutting-edge technology to create total digital experience Proprietary tech stacks Advanced AI/ML scoring platform To optimize customer experience Developed in-house by our tech talents to from acquisition to loan approval manage credit risk Fully-automated personalized experience Ability
Slide 10: Seamless customer experience via proprietary tech stacks
Seamless customer experience via proprietary tech stacks Customer Onboarding & loan Customer acquisition application support In-house marketing Fully digitized & automated More than 90% of customers' analytics with e2e workflow seamless & fast inquiries supported by in- Examples customer journey hou
Slide 11: Our AI-models have proven their ability to control credit risk
Our AI-models have proven their ability to control credit risk Credit scoring models NPL successfully kept under control "Abacus Core Technology" (ACT) engine, enable accurate and real-time risk prediction SCB Abacus 2.1% Industry Predictive collection signals NPL1 VS average Optimize customer outre
Slide 12: We are Thailand's most funded pureplay digital lending platform
We are Thailand's most funded pureplay digital lending platform Group funding kick-started our …followed by external fundings journey… THB 350 Mn THB 1,200 Mn
Slide 13: Our loan book and customer base are accelerating and will continue to do so over the next 3 years
Our loan book and customer base are accelerating and will continue to do so over the next 3 years … to be sustained to 2022 Impactful business growth … 2025 deliver on 2025 ambition Loan book O/S ~500% CAGR1 >THB 50 Bn Active users (Over 10% of TH Customer base ~45% CAGR1 >4 Mn Underserved populatio
Slide 14: We aim to serve more than 10% of the underserved in Thailand by 2024 and be ready to IPO by 2025
We aim to serve more …and be ready to than 10% of the IPO by 2025 underserved in Thailand by 2024…
Slide 15: Safe and simple access to finance will give everyone a real chance at a better life
Safe and simple access to finance will give everyone a real chance at a better life