Scb X Public Company Limited · SET:SCB
Scb X Public — Investor Day (October 2022)
11 slides from Scb X Public's investor day presentation, Oct 21, 2022
Slide 1: Consolidated Financial Outlook 2025 & Investment Themes of Key Portfolio Companies
Consolidated Financial Outlook 2025 & Investment Themes of Key Portfolio Companies 21 October 2022 0
Slide 2: Important note
Important note: This presentation contains “forward-looking statements” of SCB X Public Company Limited and its subsidiaries (“SCBX Group”) that related to financial or events of future period. Certain statements contained in this presentation that are not historical fact are the future expectation
Slide 3: Consolidated financial outlook by 2025
Consolidated financial outlook by 2025 Revenue • Over 10% top line CAGR (2022 to 2025) Steady • Digital contribution rising to one-third • Improving asset yields growth Return • Earnings growth ahead of revenue growth outlook to • • D/E to be capped at 0.4x Dividend policy minimum at 30% payout 2025
Slide 4: CardX – Turnaround Growth
CardX – Turnaround Growth IPO 2025 (2025 Ambitions) Investment thesis 10 mn Customers • Capture low hanging fruits by improving THB 140 bn Loan O/S collection efficiency • Expand mass customer base to enhance yields while adopting end-to-end AI to THB 9 bn Net Profit control asset quality • Acquire
Slide 5: AutoX – Low Profile & High Profit
AutoX – Low Profile & High Profit IPO 2027 Investment thesis (2025 Ambitions) 1 mn Customers • Penetrate the market by offering superior products and unique customer THB 70 bn Loan O/S experience; not competing on prices • Fast execution to ramp up low-cost, THB 3 bn Net Profit highly localized bran
Slide 6: InnovestX – Future of Finance Reimagined
InnovestX – Future of Finance Reimagined IPO 2025 Investment thesis (2025 Ambitions) 4-5 mn Customers • Thailand’s first integrated investment platform with full-asset class offerings in both traditional securities and digital assets • Differentiated offerings with seamless digital THB 8-10 bn Reven
Slide 7: SCB 10X – Investing for Moonshot
SCB 10X – Investing for Moonshot Investment thesis (2025 Ambitions) • Moonshot mission: 10X is a tech VC arm investing in fintech, digital assets and deep tech startups, to create new >20% IRR future value for SCBX Group • Proven track record with over 20% IRR on deployed capital • New growth phase
Slide 8: Purple Ventures – Boundless Potentials
Purple Ventures – Boundless Potentials VC fund- raising Investment thesis (2025 Ambitions) 1.8 mn MaU • Thailand’s lifestyle super-app, started from food delivery and now expanding into THB 30 bn GMV comprehensive lifestyle services • Next phase of growth to focus on monetization, including ride-hai
Slide 9: MONIX – Digital Agility
MONIX – Digital Agility VC Fund- raising Investment thesis (2025 Ambitions) >2 mn Customers • Finnix: a fully digitalized lending platform for the underserved with AI THB >30 bn Loan O/S Superpower and intelligent underwriting • Very fast and simple onboarding process >30% ROE equipped with active e
Slide 10: SCB Abacus – Fully Automated Growth
SCB Abacus – Fully Automated Growth IPO 2025 Investment thesis (2025 Ambitions) >4 mn Customers • Money Thunder : First fully digitized AI- based lending platform in Thailand to THB >50 bn Loan O/S serve the underserved • Develop and own proprietary tech stacks >30% ROE for a better customer experie
Slide 11: SCB Bank – A Better Bank
SCB Bank – A Better Bank Investment thesis (2025 Ambitions) 20-25% Digital sales • Accelerate digitization to have more complete digital banking offerings • Tighten risk-return to optimize loan Mid-to-high 30s C/I book • Grow banca and wealth management fee through digital channels • Maintain health