Grupo De Inversiones Suramericana S.a. · BVC:GRUPOSURA
Grupo De Inversiones Suramericana — Grupo SURA — Investor Presentation (December 2024)
26 slides from Grupo De Inversiones Suramericana's investor presentation, December 2024
Slide 1: Corporate Presentation December
Corporate Presentation GRUPO DECEMBER
Slide 2: Disclaimer
Disclaimer GRUPO sura This document may contain forward-looking statements related to Grupo SURA and its subsidiaries, which have been made under assumptions and estimates made by the management of the Companies and may be subject to change. Fora better illustration and decision making, the figures
Slide 3: Grupo SURA
Grupo SURA GRUPO.
Slide 4: A company with a long-term vision from the outset
GRUPO . os S A company with a long-term vision from the outset surd > Preserving the way we do business and value creation — INSURANCE LEADERSHIP FINANCIAL SERVICES INTERNATIONAL EXPANSION GREATER FOCUS in Colombia Leader in Colombia Multi-Latin Financial Services + Footprint optimization: Organic g
Slide 5: Our portfolio in leading companies
Our portfolio in leading companies Positive evolution and opportunities for future growth — Ss Grupo suramericana S$ Sura Bancolombia yt ASSET MANAGEMENT 2 ry La 81.1% 93.3%" 46.2% | 24.5% GRUPO ARGOS INSURANCE GROUP #4 PENSION FUND #1 LEADING BANK 45% | 34%5 a INLATAM INTHEREGION INFRASTRUCTURE HOL
Slide 6: Who are we?
WHO ARE WE? GRUPO sura / INVESTMENT WW ° MANAGER \W WHAT DO WE WANT? Strategic objective SUSTAINABLE PROFITABILITY Generation of Harmonious economic value development of society Balanced capital management Economic - Human- Social- Natural —- “> eHOW WE DIFFERENTIATE OURSELVES? APPLIED PROPIETARY St
Slide 7: Financial services footprint
() Financial services footprint ee e e e ee eee \ s \\ e sura> \ ASSET MANAGEMENT. W\\ @ —ssuramericana LW e 2) Grupo Bancolombia Dividends by Company 2024 (E) Dividends by country 2024 (E) o 51% 42% 1% 64,160 Collaborators Q, 10countries From Latin America @ 73.6million Of customers Figures that gr
Slide 8: Dividends received have multiplied +7 in the last years
Dividends received have multiplied +7 in the last 13 years CRU em SS >s Accompanied by portfolio diversification and greater contribution from financial services companies S U ca GF Dividends received 2011 — 2024E 7.2x CAGR 16% 501 462 < 264 267 287 2011 - 2023 243 54 200 209 11% 153 171 tos 119 : U
Slide 9: Compound annual growth in equity of 17.6% since 2000
Compound annual growth in equity of 17.6% since 2000 Accompanied by long-term double-digit growth in revenues and net income REVENUES e@ CONTROLLING NET e £2 INCOME? SH 12x vy CAGR 10.8% 7.3 0.62 2.2 0.18 0.6 _ 001 2000 2010 2024LTM 2000 2010 2024LTM CNipershare ycgp 1.6 Sept 2024 Source: Grupo SURA
Slide 10: Capital Structure
Capital Structure Flexibility in debt management given cash flow Debt profile (USD million) Individual Net Debt* USD 1.7 bn 600 ma Y Local Rating AAA (Fitch) Y International Rating BB+ (Fitch — S&P) 223 236 102 168 208 80 = Eade Som 2 im 2 re ee 2024 2025 2026 2027 2028 2029 2030 2031 2032 2033 2040
Slide 11: Cash flow projections
Cash flow projections Dividends received | Operating Cash Flow* 494, 2018 2019 2020 2021 2022 2023 2024E 2025E 2026E Dividends received ‘Operating cash flow Operating cash flow* It does not include divestments, capital optimization or modifications to the dividend policy. Available for dividend paym
Slide 12: • • • 1,200 14.0% 12.0% 1,000 10.0% • 8.0% • 6.0% 0 4.0%
• • • 1,200 14.0% 12.0% 1,000 10.0% 800 • 8.0% 600 • 6.0% 400 4.0% • 200 2.0% - 0.0%
Slide 13: Portfolio Companies
Portfolio Companies
Slide 14: Suramericana
Suramericana GRUPO we => Market leader in insurance industry, trends and risk management S U ra F a — OQ Multichannel, Multi-segment, Markets with low penetration Patrimonial Strength Qa Guidance 2024 2 eta © Multiregién Penetration Rate 2023 (premiums/GDP) Equity growth 2014-30 2024:2.6X LATAM 10%
Slide 15: Financial figures show the benefit of diversification
Financial figures show the benefit of diversification GRUPO sura Results leveraged by double-digit growth in premiums WRITTEN PREMIUMS * EQUITY CONTROLLING NET INCOME** 5,127 180 1,444 95 1,231 562 2014 3Q24 LTM 2014 Sept 2024 2014 3Q24 LTM Adjusted for ns in Argentina and Els Adjusted ROE LTM Adjus
Slide 16: ROE & ROTE
ROE & ROTE cic Ss surd = 18.4% 2.1% 2017 2018 2019 2020 2021 2022 2023 3T24 LTM ——ROE Ajustado + ==ROTE Ajustado The values as of June 2024 are adjusting the operations of Argentina and El Salvador as well as the EPS
Slide 17: SURA Asset Management
SURA Asset Management Leading Latin American asset manager in pension fund administration, asset management and investment advisory services Leadership in the region in SURA Investments Total AUM High cash generation C9, industries with high growth Py potential 11.4%* 90.9% 20.8% CAGR of revenue in
Slide 18: Financial figures with positive evolution
Financial figures with positive evolution Reflecting stable business dynamics over time COMMISION INCOME CAGR:12% ) 976 332 2014 gures in USD millions, AUM in USDbillion 3Q24LTM 2014 Adjusted ROE LTM 1 1.3: vs 9.0% 3Q23 EQUITY CAGR: 4% ) 2,746 1,949 Sept 2024 GRUPO sufrd CONTROLLING NET INCOME CAGR:
Slide 19: ROE & ROTE
ROE & ROTE cic Ss surd = 32.8% 11.3% 8.7% 8.8% 7.4% 7.3% 6.4% 5.6% 5.1% 2017 2018 2019 2020 2021 2022 2023 3Q24LTM —Adjusted ROE =Adjusted ROTE
Slide 20: Bancolombia
Bancolombia Leading financial group in Colombia with a presence in Central America Leadership C9, 70.8% Participation of monetary transactions* in Colombia Market Share and Credit Position Colombia 27% -#1 El Salvador 25% - #1 Panama 9% - #2 Guatemala 10% - #4 Brand positioning Brand #L, and with th
Slide 21: Financial figures reflecting financial soundness
Financial figures reflecting financial soundness GRUPO Accompanied by business growth, expansion and consolidation S U ca ASSETS EQUITY CONTROLLING NET INCOME 84,588 9,789 1,521 35,811 ) 4,038 600 2014 Sept 2024 2014 Sept 2024 2014 3Q24 TM Figures in USD millions ROE ROTE 5 0: vs 16.1% 3Q23 20.0: vs
Slide 22: Annexes
GRUPO surd = Annexes
Slide 23: GRUPO
GRUPO sufa Two independent companies that are not reciprocal investors. Ensure equitable treatment of companies' CT> shareholders. Efficient and feasible in terms of financial, Cc [> legal and accounting aspects as well as execution times. Enable each of the companies to continue to deepen their spe
Slide 24: Corporate Governance
Corporate Governance GRUPO Sy Board of directors S U ra — EQUITY MEMBERS Alejandro Jaime Alberto Jorge Mario Luis Javier Piedrahita Velasquez Velasquez Zuluaga INDEPENDENT MEMBERS Jaime Guillermo Pedro Arrubla Villegas Mejia
Slide 25: Recognitions
ene SS Recognitions Sura ~ Member of Dow Jones Sustainability Indices Powered by the S&P Global CSA Bloomberg Gender-Equality Index 2023 Sustainability CEES Yearbook Member Performance S&P Global Corporate Sustainability Assessment (CSA) Score 2023 ISS ESGD> RATED BY
Slide 26: Contacts
Contacts GRUPO ~ Ricardo Jaramillo Juan Esteban Toro CEO CFO Carlos Eduardo Gonzalez Daniel Mesa Juliana Restrepo Investment and Capital Director of Investors and Investor and Capital Markets Manager Capital Markets Markets Analyst cegonzalezt@gruposura.com.co dmesa@gruposura.com.co jrestrepoj@grupo