Network People Services Technologies Limited · NSE:NPST
Network People Services Technologies — Q3 FY23 Earnings Presentation
37 slides from Network People Services Technologies's earnings presentation, Feb 7, 2023
Slide 1: Cover letter to NSE for investor presentation
Network People Services Technologies Ltd. 427/428/429, A-Wing, NSIL, Lodha Supremus II, Road No. 22, Wagle Industrial Estate, Thane(W) - 400604 Office:+91 22 61482100 / www.npstx.com SYMBOL: NPST Dated: 07th February, 2023 ISIN: INE0FFK01017 To, The Manager-Listing Department, The National Stock Exc
Slide 2: Q3 FY23 Investor Presentation
Network People Services App Technologies Limited Fintech Partner to Bank & Marchant Q3 FY23 Investor Presentation
Slide 3: Safe Harbour Statement
2 Safe Harbour Statement This presentation and the accompanying slides (the “Presentation”), which have been prepared by Network People Services Technologies Limited (‘NPST,’ the “Company”) solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or s
Slide 4: Company Overview
Company Overview
Slide 5: About NPST
4 About NPST VISION Provide digital technology to medium, small and micro setups to transact and operate seamlessly in financial value chain MISSION o Strategically partner with financial institutions, banks, and service Established in 2013 Network People Services providers. Technologies Limited (NP
Slide 6: Key Facts
5 Key Facts Processing 200 Lakh+ Processing 100 Lakh+ monthly Daily UPI Transactions as TSP Merchants Transactions on Timepay EVOK for Banks Revenue 19.16 Cr Managing 4,000 Lakh+ Listed on Adjusted Book ₹ 15.20 Cr In FY21 Mobile Banking Transaction Value 34.13 EBITDA ₹ 14.85 In FY21 Managing 20 Lakh
Slide 7: Our Journey
6 Our Journey 2017 2021 2017 IPO ISSUE Elevated to Public 2013 UPI limited company by Launched UPI payment SME IPO on NSE switch for Banks and Emerge 2022 INCORPORATION bagged orders for Launched wallet multiple banks SUPER APP based Aggregated Delivered super app to Service Delivery Canara Bank wit
Slide 8: Business Verticals
7 Business Verticals For Banks & Financial Institutes For Payment Aggregator and Merchants Switch Products 1 1 EVOK - UPI (API) engine IMPS | UPI | Mobile Banking Solution Super App – integrated Third Party Technology Mobile App for Banking 2 Payment 2 Service UPI plug-in Application services Provid
Slide 9: Marquee Client
8 Marquee Client Fintech Partner To Banks Partner To Merchants & Payment Aggregators/ Payment Gateways Investor Presentation
Slide 10: Technology Service Provider
Technology Service Provider
Slide 11: Payment Switch
10 Payment Switch PRODUCTS IMPS UPI MBS Switch Switch o Products: P2P and P2A o Scan & Pay o UPI lite o Develop Mobile App o Channels : [ Mobile | Web/internet o AutoPay o Signed QR o Aggregate services Banking | Branch Banking | ATM o UPI International o Intent o Integrate API’s Business correspond
Slide 12: Qynx - Merchant Acquisition platform for Banks
11 Qynx - Merchant Acquisition platform for Banks 1 Deliverables for Banks Deliverables for Merchants o Qynx is a Digital Merchant platform for banks that provides a complete suite of services and products to manage and operate Merchants of various sizes and categories. Merchant Switch 2 Merchant Po
Slide 13: Super App - Next Generation Mobile Banking Experience
12 Super App - Next Generation Mobile Banking Experience o NPST has invested and built, ready to adopt “SUPER APP” solution for Banking and Fintech platform. o The core objective of building SUPER APP is to provide a seamless user experience with all the banking, financial and transactional services
Slide 14: TSP Transactions Analysis
13 TSP Transactions Analysis In Lakh In ₹ Cr Q3 FY23 Number Of Transaction TSP Q3 FY23 TSP Transaction Value Mobile Banking IMPS UPI Total Mobile Banking IMPS UPI Total 9,808 1,67,300 9,080 9,105 1,53,400 1,53,300 9,329 1,05,100 8,649 8,661 1,00,500 97,000 322 29,300 30,500 33,400 140 291 142 157 30
Slide 15: Third Party Payment Application Provider
Third Party Payment Application Provider
Slide 16: EVOK – A powerful UPI engine
15 EVOK – A powerful UPI engine o TimePay Evok is an API based Payment platform empowering business with flexibility of real-time UPI transactions and innovative payment channel integrated with reconciliation module. o Delivering UPI payment solution being one of the approved TPAP. Processing 100 La
Slide 17: TimePay PSP App For Users
16 TimePay PSP App For Users “TimePay” is a Payment service provider application catering to users and Merchants with payment and collection services. A compact solution having automated process, integrated payment, value added citizen services. The Company intend to create a single platform for use
Slide 18: TPAP API (Evok) Statistics
17 TPAP API (Evok) Statistics In Nos Total Merchants On TPAP – API (Evok) Q3 FY23 TPAP - API Transaction Details 85,000 No of Transaction In Lakhs Total Value In ₹ Cr 100 581 700 82,906 95 462 487 600 500 90 400 85 96 300 80 200 75 83 80 100 70 - October November December 74,873 9M FY23 TPAP API - T
Slide 19: Roadmap FY 2023 – 2024
18 Roadmap FY 2023 – 2024 o Provide Banking Super app to BFSI o Provide payment switch to banks segment Super App UPI Switch o Revenue model: Licensed model o Revenue model: Pay per transaction o Target: 20 banks o Target: 10 banks, 3 Cr downloads o Provide Payment API to PA / PG / o Provide payment
Slide 20: Management Overview
Managment Overview
Slide 21: Board Of Directors
20 Board Of Directors Mr. Deepak Chand Thakur Mr. Ashish Aggarwal Chairman & Managing Director Joint Managing Director o He is an expert in Strategy and Management, with 18 years of experience. o He is a seasoned professional with over 18 years of extensive experience in finance, administration and
Slide 22: Board Of Directors
21 Board Of Directors Mr. Rajiv Kumar Aggarwal Mr. Abhishek Mishra Independent Director Independent Director o He has more than 37 years of experience in acquisition and implementation o He is a Chartered Accountant with more than 16 years industry experience of large IT Projects for Government with
Slide 23: Board Of Directors
22 Board Of Directors Ms. Renu Shyam Sunder Vashist Mr. Gaurav Chowdhry Non – Executive Director Nominee Director o She overlooks sales and marketing of the company o Gaurav Chowdhry, is a Nominee director (Nominee of Rajasthan Trustee Company Pvt. Ltd. acting as trustee of RVCF India Growth Fund -
Slide 24: Key Managerial Personnel
23 Key Managerial Personnel Mr. Rajiv Beri as a Chief Technology Officer (CTO) plays a key role in driving the technology initiative and develop R&D facility for innovation lab. He is responsible for team’s optimum productivity, set up and follow industry standard practices under CMMi and ISO qualit
Slide 25: Industry Overview
Industry Overview
Slide 26: Exponential UPI Growth Since Inception
25 Exponential UPI Growth Since Inception UPI Transaction Volume (In Lakh) 7,40,445 NPST is one of the critical 3,87,446 Technology partners in NPCI’s UPI ecosystem managing 1,88,809 about 8% of country’s volume 1,07,875 as a payment processing 37,463 engine for banks. 27 4,188 2016 2017 2018 2019 2
Slide 27: Accelerated Migration To Digital Led By UPI
26 Accelerated Migration To Digital Led By UPI UPI Adoption & Expected Growth Cheque ATM NEFT NACH POS Internet Banking* Pre Paid Instruments UPI 16% UPI saw about 9x transaction volume increase in past 3 years, increasing 13% from 500 Cr transactions in FY19 to about 4600 Cr 6% 63% transactions in
Slide 28: Increased Merchant Acceptance Of Digital Payments
27 Increased Merchant Acceptance Of Digital Payments Digital Merchant Payments' Share Growing Sharply QR payments are P2M retail, entertainment, travel, healthcare P2M recharge & bill Fin services P2P Others accepted by more than 2% 1% 0% 0% 300 Lakh merchants, 100% a 12x increase from just 25 Lakh
Slide 29: Financial Overview
Financial Overview
Slide 30: Q3 FY23 Performance Highlights
29 Q3 FY23 Performance Highlights All Figures In ₹ Cr Total Income EBITDA Net Profit 1.81 10.32 3.43 4.55 0.77 0.16 Q3 FY22 Q3 FY23 Q3 FY22 Q3 FY23 Q3 FY22 Q3 FY23 Investor Presentation
Slide 31: Q3 & 9M FY23 Result Highlights
30 Q3 & 9M FY23 Result Highlights In ₹ Cr Particulars Q3 FY23 Q3 FY22 Y-O-Y Q2 FY23 Q-O-Q 9M FY23 9M FY22 Y-O-Y Revenues 10.22 4.54 5.93 19.54 12.40 Other Income 0.10 0.01 0.12 0.22 0.08 Total Income 10.32 4.55 127.59% 6.05 70.41% 19.76 12.48 58.78% Raw Material costs 2.37 1.54 1.64 3.82 4.46 Employ
Slide 32: Key Financial Highlights
31 Key Financial Highlights All Figures In ₹ Cr Total Income EBITDA PAT 1.49 3.81 19.49 3.00 1.07 1.03 15.25 15.27 2.29 FY20 FY21 FY22 FY20 FY21 FY22 FY20 FY21 FY22 Investor Presentation
Slide 33: Profit & Loss Statement
32 Profit & Loss Statement In ₹ Cr Particulars FY20 FY21 FY22 Revenues 15.19 15.20 19.16 Other Income 0.06 0.06 0.33 Total Income 15.25 15.27 19.49 Raw Material costs 2.09 1.68 -1.28 Employee costs 4.67 5.77 6.57 Other expenses 6.20 4.82 10.39 Total Expenditure 12.96 12.27 15.68 EBITDA 2.29 3.00 3.8
Slide 34: Balance Sheet
33 Balance Sheet ₹ In Cr. In ₹ Cr Equities & Liabilities FY20 FY21 FY22 Assets FY20 FY21 FY22 Equity 1.00 4.50 6.46 Non Current Assets Reserves 4.65 2.18 15.59 Fixed assets 5.56 6.60 10.62 Net Worth 5.65 6.68 22.05 Non-current investments 0.01 0.01 0.01 Non-current Liabilities Other Non-Current Fina
Slide 35: Key Ratios
34 Key Ratios Profit Margins In % Adjusted EPS In ₹ Adjusted Book Value In ₹ EBITDA PAT 2.38 34.13 19.73 19.89 15.10 2.31 2.28 14.85 6.84 7.03 7.78 12.45 FY20 FY21 FY22 FY20 FY21 FY22 FY20 FY21 FY22 Quick Ratio In Times Return Ratios In % EV/EBITDA In Times 2.17 ROE ROCE 13.31 27.60 23.39 0.92 0.94
Slide 36: Stock Data
35 Stock Data NSE: NPST ISIN: INE0FFK01017 SHARE HOLDING PATTERN As on 06-02-2023 As on 30-09-2022 Share Price (₹) 333.00 22.79% Promoter & Promoter Group Market Capitalization (₹ Cr) 215.18 Institutions No. of Shares Outstanding 64,62,000 9.66% 67.55% NII Face Value (₹) 10.00 52 week High-Low (₹) 3
Slide 37: THANK YOU
427/428/429-A, Lodha Supremus II, Wagle Estate, Thane West – 400 604. Email: contact@npstx.com Phone: 022 4100 2455 Website: https://npstx.com 713-B, Lodha Supremus II, Wagle Estate, Thane West – 400 604. Email: info@kirinadvisors.com Phone: 022 4100 2455 Website: www.kirinadvisors.com THANK YOU
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