Network People Services Technologies Limited · NSE:NPST
Network People Services Technologies — Q4 FY2025 Earnings Presentation
35 slides from Network People Services Technologies's earnings presentation, May 27, 2025
Slide 1: Exchange filing cover letter: Investor Presentation
ISIN: INE0FFK01017 Date: 27.05.2025 To, The National Stock Exchange of India Limited, BSE Limited Exchange Plaza, NSE Building, Bandra Kurla Corporate Relationship Department Complex, Bandra East, Mumbai-400 0513 Fax: Phiroze Jeejeebhoy Towers, 022-26598237, 022-26598238 Dalal Street, Mumbai – 400 0
Slide 2: Business Progress - Q4 FY2025
Business Progress - Q4 FY2025 Providing digital technology across financial value chain 27th May 2025
Slide 3: NPST - Current Story
NPST NPST — Current Story
Slide 4: NPST: Leading PayTech Company
NPST: Leading PayTech Company Comprehensive Industry Expertise Empowering Enhanced Suite of Solutions & Innovation Modern Payments Business Value Integrated banking and UPI Over a decade of Modernizing payment Leverage wide experience to payment products for: experience delivering infrastructure - d
Slide 5: Strong Market Position Across Our Segments
Strong Market Position Across Our Segments #1 64% 10+ Sole Provider Net Profit Growth Product Portfolio Across financial value chain CAGR 2020-25 21+ 2M+ 18B+ Banks / PPI Bank Merchants Transactions Annually 100+ 800+ 300+ Customers Merchant Locations Domain Experts Pan-India
Slide 6: Market Opportunity & Business Growth Plan
Market Opportunity & Business Growth Plan
Slide 7: The Payments Opportunity Is Significant
The Payments Opportunity Is Significant • IOT Payments • ONDC • UPI International • TRED Payments • UPI Auto Top-Up • Contextual Payments UPI Transaction volume - 2029 • UPI Credit Card 481 Billion • Credit Line on UPI • Inward Cross Border • UPI Circle • UPI Prepaid UPI Transaction value - 2029 Tra
Slide 8: Market Trends Shaping Our Opportunity
Market Trends Shaping Our Opportunity Fueled by regulation, macro-economics and technology trends REGULATORY ECONOMIC TECHNOLOGY Open Banking Digital Push – Make in India Cloud, Micro-Services API R ONDC Smart Cities EmbeddedIntelligence Data Privacy Laws New Business Models-- Subscription economy I
Slide 9: Differentiated Business Model
Differentiated Business Model Vision: Provide digital technology across financial value chain Or Regulator Banks / PPI PA / PG / Merchants Technology Service Provider Payment Platform As a Service Certified NPCI Partner Certified NPCI Partner ● Switches (IMPS/UPI/Bill Payments/ CBDC) Merchant Acquir
Slide 10: Q4 Progress
Q4 Progress De-risk, Diversify and Grow
Slide 11: De-risked Model
De-Risking: Strengthening the core Previous Payment Evok Platform Aggregator Q3 Business Lever Bank Payin Payment Aggregator MSS Settlement Reconciliation Disputes Digital Onboarding Current Payment Bank 1 Evok Platform Aggregator Q4 Business Lever: De-risked Model Bank 2 Payin Payout Autopay SDK Pa
Slide 12: Diversification: New Segment Journey
Diversification: New Segment Journey New product offering and target segments to Diversify the Risk and optimize the Revenue opportunity Product launch stage Existing Revenue Stream ONDC Payment Processing New Revenue Generation B2B Payments/Services IB MB Interoperability Technology Partner to Paym
Slide 13: Analysis of Results
Analysis of Results Strengthening business values have resulted in long term growth impact Our Quarterly growth has been at (+) 23.92% Q-o-Q, an upward growth trend backed by Q3 efforts in Revenue stream. Our Yearly growth has been (+) 35.77 % for FY25 over FY24. Our growth also reflects healthy EBI
Slide 14: Growth in Payment Processing Verticals
Growth in Payment Processing Verticals Stronger Funnel > Better results Technology Partner in Industry 1) Added Six new accounts in last four months with a deal value of over Rs 100 crore for 3 to 5 years and more are in the pipeline. 2) Increased share in SaaS based revenue (5 out of 6 contracts) w
Slide 15: Under commitment > Over Delivery
Under commitment > Over Delivery Foray in International Market 1) Bagged multi-year contract with Multi-million Dollar deal from a Regulated Institute in one of the largest economy in Africa 2) The order is a result of Two year’s focused effort in building and creating innovative product roadmap for
Slide 16: Entering Hosted Model
Entering Hosted Model Ready Payment stack for Small to Mid Regulated Entities 1) Multiple Product Certification through NPCI and NBBL under Partner Program 2) Reduced TAT for Product Go-live for new banks / Regulated entities resulting in faster revenue realization 3) NPST has upgraded complete Secu
Slide 17: New Product launches
New Product launches Revenue funnel to be created ONDC BBPS B2B IB MB Interoperability BBPS Agent Institute Market: $2.5 Bn Market: $8 Bn Market: ~ $ 2 Bn Buyer Market: $10 B ✓ Launch July ‘25 ✓ Launch July ‘25 ✓ Launch July ‘25 ✓ Launch July ‘25 ✓ SaaS (Per Merchant) ✓ License / SaaS (Per Bank) ✓ L
Slide 18: Future Projections
Payment Processing >>> Future Projections NFC Devices >>> Delivering value across financial ecosystem RegTech > In Rs Crs 1000 ONDC B2B Payments/Services Incremental value proposition in industry Digital Lending Rev Margin EPS (In Rs Crs) (In Rs Crs) (In Rs Crs) 130 Post IPO: Moving up the financial
Slide 19: Financial FY25 Results
NPsT Financial FY25 Results
Slide 20: Q4 FY25 Consolidated Key Financial Highlights
Q4 FY25 Consolidated Key Financial Highlights 28.11 In ₹ Cr 23.24 All Figures In ₹ Cr & Margin in % 10.51 8.58 6.01 Particulars Q4 FY25 Q3 FY25 QoQ Growth 5.15 Total Income 28.11 23.24 20.93% Total Revenue EBITDA Net Profit EBITDA 10.51 8.58 22.49% Q4 FY24 Q4 FY25 EBITDA (%) 37.39% 36.92% 47.37 BPS
Slide 21: FY25 Consolidated Key Financial Highlights
FY25 Consolidated Key Financial Highlights 180.62 In ₹ Cr 130.24 All Figures In ₹ Cr & Margin in % 67.57 45.49 45.20 Particulars FY25 FY24 YoY Growth 26.89 Total Income 180.62 130.24 38.68% Total Revenue EBITDA Net Profit EBITDA 67.57 45.49 48.54% FY24 FY25 EBITDA (%) 37.41% 34.93% 248.22BPS 37.41%
Slide 22: Management Overview
NPsT Management Overview
Slide 23: Co-Founders and Board Of Directors
Co-Founders and Board Of Directors Mr. Deepak Chand Thakur Mr. Ashish Aggarwal Ms. Savita Vashist Chairman & Managing Director Joint Managing Director Executive Director Deepak Thakur, CEO and Managing Ashish Aggarwal, Promoter and Joint Savita Vashist, Executive Director at Director of NPST Ltd., h
Slide 24: Board Of Directors
Board Of Directors Mr. Abhishek Mishra Mrs. Panchi Samuthirakani Mr. Ram Rastogi Independent Director Independent Director Independent Director Abhishek Mishra brings over 16 years Panchi Samuthirakani has over 27 Ram Rastogi is a veteran banker with of experience in finance, compliance, years of ex
Slide 25: Financial Overview
NPsT Financial Overview
Slide 26: FY25 Consolidated Performance Highlights
FY25 Consolidated Performance Highlights All Figures In ₹ Cr & Margin in % Total Income EBITDA Net Profit 180.62 45.20 67.57 130.24 45.49 26.89 FY24 FY25 FY24 FY25 FY24 FY25
Slide 27: FY25 Consolidated Result Highlights
FY25 Consolidated Result Highlights All Figures In ₹ Cr & Margin in % Particulars FY25 FY24 Y-O-Y Revenues 173.21 127.55 Other Income 7.41 2.69 Total Income 180.62 130.24 38.68% Raw Material costs 56.67 46.79 Employee costs 44.53 31.10 Other expenses 11.85 6.86 Total Expenditure 113.05 84.75 EBITDA
Slide 28: Q4 FY25 Consolidated Performance Highlights
Q4 FY25 Consolidated Performance Highlights All Figures In ₹ Cr & Margin in % Total Income EBITDA Net Profit 28.11 10.51 6.01 23.24 8.58 5.15 Q3 FY25 Q4 FY25 Q3 FY25 Q4 FY25 Q3 FY25 Q4 FY25
Slide 29: Q4 FY25 Consolidated Result Highlights
Q4 FY25 Consolidated Result Highlights All Figures In ₹ Cr & Margin in % Particulars Q4 FY25 Q3 FY25 Q-O-Q Revenues 26.35 21.24 Other Income 1.76 2.00 Total Income 28.11 23.24 20.93% Raw Material costs 6.12 3.37 Employee costs 9.11 9.15 Other expenses 2.37 2.14 Total Expenditure 17.60 14.66 22.49% E
Slide 30: Key Financial Highlights – FY25
Key Financial Highlights – FY25 All Figures In ₹ Cr Total Income EBITDA Net Profit 180.62 45.20 67.57 130.24 45.49 26.89 41.13 12.38 6.52 15.27 19.49 3.00 3.81 1.49 1.07 FY21 FY22 FY23 FY24 FY25 FY21 FY22 FY23 FY24 FY25 FY21 FY22 FY23 FY24 FY25
Slide 31: Profit & Loss Statement – FY25
Profit & Loss Statement – FY25 All Figures In ₹ Cr & Margin in % Particulars FY23 FY24 FY25 Revenues 40.79 127.55 173.21 Other Income 0.34 2.69 7.41 Total Income 41.13 130.24 180.62 Raw Material costs 12.5 46.79 56.67 Employee costs 12.72 31.10 44.53 Other expenses 3.53 6.86 11.85 Total Expenditure
Slide 32: Balance Sheet – FY25
Balance Sheet – FY25 All Figures In ₹ Cr & Margin in % Equities & Liabilities FY23 FY24 FY25 Assets FY23 FY24 FY25 Equity 6.46 20.14 20.15 Non Current Assets Reserves 22.11 38.30 84.32 Fixed assets 13.06 9.39 13.30 Net Worth 28.57 58.44 104.46 Non-current investments 0.77 2.78 0.29 Non-current Liabi
Slide 33: Cash Flow Statement – FY25
Cash Flow Statement – FY25 All Figures In ₹ Cr & Margin in % Particulars FY23 FY24 FY25 Cashflow from Operations 12.01 43.05 29.06 Cashflow from Investments -5.73 -3.86 8.41 Cashflow from Financing 0.19 -0.09 6.75 Net Cash flow 6.47 39.10 44.22 Opening Cash & Cash Equivalent 0.97 19.31 25.09 Closing
Slide 34: Stock Data
1000.00 2000.00 3000.00 4000.00 0.00 Source - NSE 10-Aug-2021 24-Aug-2021 08-Sep-2021 24-Sep-2021 79.90 Face Value (₹) Share Price (₹) 11-O ct -2021 28-O ct -2021 26-Nov-2021 20-Dec-2021 52-week High-Low (₹) 13-Jan-2022 08-Feb-2022 14-Mar-2022 No. of Shares Outstanding Market Capitalization (₹ Cr) 1
Slide 35: Thank You!
NPST | Thank You!
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