Tokio Marine Holdings, Inc. · TSE:8766
Tokio Marine — Shareholder Meeting (June 2025)
28 slides from Tokio Marine's shareholder meeting presentation, Jun 23, 2025
Slide 1: To Our Shareholders: The 23rd Ordinary General Meeting of Shareholders
To Our Shareholders The 23rd Ordinary General Meeting of Shareholders Tokio Marine Group Business Strategy June 23, 2025 Satoru Komiya President & Group CEO
Slide 2: Table of Contents
Table of Contents 1 FY2024 Review P.2 2 Current Environment P.3 Group Core Strategy 3 (Global Risk Diversification and Global Integrated Group Management) P.4 4 Growth of Our Business P.7 5 FY2025 Projections and Shareholder Returns P.13 6 Statement of Gratitude and Determination P.15 Copyright (c)
Slide 3: FY2024 Results
1. FY2024 Review FY2024 Results Core insurance business profits increased by 6% year-on-year Adjusted net income including capital gains from sales of business-related equities was JPY1,215bn Adjusted Net Income* Net Premiums Written JPY1,215bn +10％ Capital gains from sale of JPY5.3tn JPY711.6bn bus
Slide 4: Current Environment: Societal challenges are becoming increasingly diverse and complex
2. Current Environment Current Environment Societal challenges are becoming increasingly diverse and complex Global Warming Intensified Nat Cats Decarbonization Expansion of Geopolitical Declining Birthrate and Cyber Risks Risks Aging Society Copyright (c) 2025 Tokio Marine Holdings, Inc. 3
Slide 5: Core Strategy 1: Progress in Global Risk Diversification
Global Risk Global Integrated 3. Group Core Strategy Diversification Group Management Core Strategy 1: Progress in Global Risk Diversification Building a globally diversified “business portfolio" through M&A Over 20 years of International Business development 2020 2018 Business 2012-2015 Regional di
Slide 6: Group Core Strategy 2: The 10th year of Global Integrated Group Management
3. Group Core Strategy Global Risk Global Integrated Diversification Group Management Group Core Strategy 2: The 10th year of Global Integrated Group Management Enhancing the quality and accuracy of management decision-making by leveraging global expertise Investment International Business Underwrit
Slide 7: Expansion of Group Synergies
3. Group Core Strategy Global Risk Global Integrated Diversification Group Management Expansion of Group Synergies Generate group synergies equivalent to approx. JPY100bn Growth/ Premiums Investment Asset Average PER *2 of Leverage our global management Group Synergies network North American capabil
Slide 8: Driving our growth by addressing societal challenges
4. Growth of Our Business Japan Solutions International Business Business Business Japan P&C 1 Driving our growth by addressing societal challenges Societal challenges / new growth Growth potential of specialty insurance *1 opportunities (net premiums written*2) (billions of JPY) 2021-2026 CAGR Prio
Slide 9: Realize sound growth through “Re-New” Initiative
4. Growth of Our Business Japan Solutions International Business Business Business Japan P&C 2 Realize sound growth through “Re-New” Initiative rebuilding into a new company Key initiatives for “Re-New” Underwriting Profits*1 (billions of JPY) Integrated solutions (P.9-11) CAGR Purchase insurance Pr
Slide 10: Driver for Capturing Growth Opportunities
4. Growth of Our Business Japan Solutions International Business Business Business Driver for Capturing Growth Opportunities Capturing growth opportunities in both “insurance” and “solutions” Industry-wide Expansion of losses around the world* Growth opportunities in the insurance business Risks cov
Slide 11: Unprecedented “Insurance + Solutions” Model
4. Growth of Our Business Japan Solutions International Business Business Business Unprecedented “Insurance + Solutions” Model Build strong infrastructure by providing disaster prevention and mitigation solutions (Cost of business suspension and repair) e.g. JPY1.0bn Disaster hits Disaster damage No
Slide 12: Consolidated ID&E Holdings to the Group
4. Growth of Our Business Japan Solutions International Business Business Business Consolidated ID&E Holdings to the Group Powerful combination will further expand the values Why ID&E? Compatibility of purpose and mission Experts in recovery plan development ✓ Core company Nippon Koei has the No.1 s
Slide 13: International Insurance Business (North America)
4. Growth of Our Business Japan Solutions International Business Business Business International Insurance Business (North America) Significant presence in the North American Specialty*1 market achieved sustainable growth Ranking in North America North America Bottom-line (Profit)*4 Growth 2021-2026
Slide 14: FY2025 Projections
5. FY2025 Projections FY2025 Shareholder and Shareholder Returns Projections Returns FY2025 Projections Projected core insurance business profits increase of 15% year-on-year Adjusted net income including capital gains from sales of business-related equities to JPY1,100bn Adjusted Net Income Net Pre
Slide 15: Shareholder Returns (Dividend)
5. FY2025 Projections FY2025 Shareholder and Shareholder Returns Projections Returns Shareholder Returns (Dividend) FY2025 Dividend per Share to be JPY210, an increase of JPY38 year-on-year +JPY38 (+22%) vs. Nov. 2024 Projections Dividend is expected to increase for the 14th consecutive period. +JPY
Slide 16: Track Record of Increasing Corporate Value
6. Statement of Gratitude and Determination 基本戦略 株主還元 Track Record of Increasing Corporate Value Implementation of management strategies increased our corporate value Adjusted Net Income DPS*2 4.3X 2024 2.8X 2024 2018 JPY1,215bn 2018 JPY172 JPY280.9bn*1 JPY60*2.3 Adjusted ROE Share price*2 3.1X 2024
Slide 17: Statement of Gratitude and Determination
6. Statement of Gratitude and Determination 基本戦略 株主還元 Copyright (c) 2025 Tokio Marine Holdings, Inc. 16
Slide 18: Reference
Reference Copyright (c) 2025 Tokio Marine Holdings, Inc. 17
Slide 19: ESG: Environment (1)
ESG (Sustainable Improvement of Corporate Value): Environment (1) ⚫ Actively contribute to environmental protection, biodiversity preservation, and creation of environmental values through our business Contribute to sustainable global environment Group business activities achieved carbon-neutral* fo
Slide 20: ESG: Environment (2)
ESG (Sustainable Improvement of Corporate Value): Environment (2) ⚫ Continuing initiatives to promote climate actions and achieve the goal of decarbonized society Reduce greenhouse gas emissions from Tokio Marine Group’s business activities by 60% (compared to FY2015)*1 by FY2030 Reduction of our gr
Slide 21: ESG: Society (1)
ESG (Sustainable Improvement of Corporate Value): Society (1) ⚫ Contribute to solving societal challenges by providing safety and security to customers and society through our business ■ Disaster resilience ⚫ Achieve to prompt insurance payments by building a remote claims – service structure and ut
Slide 22: ESG: Society (2)
ESG (Sustainable Improvement of Corporate Value): Society (2) ■ Improving quality from the customer’s perspective ⚫ Formulate and announce the “customer-oriented business conduct policies” Contribute to solving societal and promote efforts under these policies challenges through business Our initiat
Slide 23: ESG: Governance (1) Enhancing Integrated Group Management
ESG (Sustainable Improvement of Corporate Value): Governance (1) ⚫ Solve Group’s management issues by leveraging global expertise and knowledge through function-based Chief Officer system and committees, etc. ⚫ Group CEO focuses on Group management and promotes initiatives to spread the group cultur
Slide 24: ESG: Governance (2)
ESG (Sustainable Improvement of Corporate Value): Governance (2) ⚫ Hybrid organizational design with a Board of Directors that makes high-quality decisions by utilizing the knowledge and expertise of outside directors, and a Nomination Committee and a Compensation Committee that ensure transparency
Slide 25: ESG: Governance (3)
ESG (Sustainable Improvement of Corporate Value): Governance (3) ⚫ Designed a compensation system linked to business performance and stock price as an incentive for Directors and Executive Officers to achieve sustainable growth ⚫ Continue to review the compensation system contributing to the enhance
Slide 26: MEMO
25 MEMO Copyright (c) 2025 Tokio Marine Holdings, Inc.
Slide 27: MEMO
26 MEMO Copyright (c) 2025 Tokio Marine Holdings, Inc.
Slide 28: Disclaimer
Disclaimer These presentation materials include business projections and forecasts relating to expected financial and operating results of Tokio Marine Holdings and certain of its affiliates in current and future periods. All such forward looking information is based on information and assumptions a
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