Edelweiss Financial Services Limited · NSE:EDELWEISS
Edelweiss Financial Services — Investor Presentation (February 2026)
41 slides from Edelweiss Financial Services's investor presentation, Feb 10, 2026
Slide 1: Cover letter to stock exchanges
EW/Sec/2025-26/438 February 10, 2026 BSE Limited National Stock Exchange of India Limited P J Towers, Exchange Plaza, Dalal Street, Bandra Kurla Complex, Fort, Bandra (E), Mumbai – 400 001 Mumbai – 400 051 Scrip Code: 532922 Symbol: EDELWEISS Dear Sir/Madam, Sub: Presentation titled "Our journey, pr
Slide 2: Growth Over The Years
Edelweiss Financial Services Limited Growth Over The Years US $ version
Slide 3: Our journey, presented through numbers and charts
Our journey, presented through numbers and charts … 2
Slide 4: Snapshot of our seven businesses and consolidated EFSL holding structure
Snapshot of our seven businesses and consolidated EFSL holding structure Edelweiss Financial Services Ltd (EFSL) Asset Housing General Life Alternative Mutual Fund NBFC Asset Mgt Reconstruction Finance Insurance Insurance Edelweiss Asset EAAA India Edelweiss Asset Nido Home Zuno General Edelweiss Li
Slide 5: Alternative Asset Management
Alternative Asset Management 4
Slide 6: Alternative Asset Management: Assets Under Management
Alternative Asset Management Assets Under Management $ Mn 7,582 6,081 3,403 2,413 Mar-20 Mar-22 Mar-24 Dec-25 5
Slide 7: Alternative Asset Management: Fee Paying AUM
Alternative Asset Management Fee Paying AUM $ Mn 4,662 3,381 1,868 1,362 Mar-20 Mar-22 Mar-24 Dec-25 6
Slide 8: Alternative Asset Management: Profit After Tax
Alternative Asset Management Profit After Tax $ Mn 33 25 19 5 3 Mar-20 Mar-22 Mar-24 Mar-26 *Annualized nine-month run rate for Mar-26 7
Slide 9: Alternative Asset Management: Clients and AUM mix
Alternative Asset Management Unique Clients AUM – Geography Wise FPAUM – Strategy Wise 2% 5,500 45% 46% 53% 91% 55% 52% ~1,000 47% 9% Mar-20 Dec-25 Mar-20 Dec-25 Mar-20 Dec-25 Onshore Offshore Real Assets Private Credit Others 8
Slide 10: Mutual Fund
Mutual Fund 9
Slide 11: Mutual Fund: Assets Under Management
Mutual Fund MF Assets Under Management $ Mn 18,383 15,770 14,035 11,544 9,019 5,572 2,547 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Dec-25 10
Slide 12: Mutual Fund: Equity AUM
Mutual Fund Equity AUM $ Mn 9,230 6,951 4,860 2,869 3,014 1,590 723 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Dec-25 11
Slide 13: Mutual Fund: SIP Book
Mutual Fund SIP Book $ Mn 62 44 26 15 17 9 4 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Dec-25 12
Slide 14: Mutual Fund: Profit After Tax
Mutual Fund Profit After Tax $ Mn 12 9 6 4 2 2 1 0.1 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 *Annualized nine-month run rate for Mar-26 13
Slide 15: Mutual Fund: AUM Mix and Active Folios
Mutual Fund AUM Mix Active Folios (in Lakhs) 33.7 50% 72% 50% 28% 3.4 Mar-20 Dec-25 Mar-20 Dec-25 Equity Others 14
Slide 16: Mutual Fund: SIP Book and Folio Market Share
Mutual Fund SIP Book Market Share Folio Market Share 1.8% 1.3% 1.1% 1.5% 0.9% 1.2% 0.8% 1.1% 1.1% 0.8% 0.9% 0.6% 0.4% 0.4% Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Dec-25 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Dec-25 15
Slide 17: General Insurance
General Insurance 16
Slide 18: General Insurance: Gross Written Premium
General Insurance Gross Written Premium $ Mn 137 113 95 103 61 40 25 18 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 *Annualized nine-month run rate for Mar-26 17
Slide 19: General Insurance: Assets Under Management
General Insurance Assets Under Management $ Mn 179 153 125 76 51 41 34 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Dec-25 18
Slide 20: General Insurance: Customer Count
General Insurance Customer Count Lakhs 88.6 8.1 Mar-20 Dec-25 19
Slide 21: General Insurance: Motor GDPI Market Share
General Insurance Motor GDPI Market Share 0.83% 0.80% 0.60% 0.52% 0.41% 0.25% 0.18% Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Dec-25 *Private GI 20
Slide 22: Life Insurance
ye € Life Insurance
Slide 23: Life Insurance: Gross Premium
Life Insurance Gross Premium $ Mn 242 232 214 186 162 136 145 115 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 *TTM Gross Premium for Mar-26 22
Slide 24: Life Insurance: Individual APE
Life Insurance Individual APE $ Mn 69 64 56 57 47 45 36 41 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 *TTM Individual APE for Mar-26 23
Slide 25: Life Insurance: Embedded Value
Life Insurance Embedded Value $ Mn 251 243 217 205 175 149 140 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Dec-25 24
Slide 26: Life Insurance: Assets Under Management
Life Insurance Assets Under Management $ Mn 1,166 1,042 889 738 610 469 343 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Dec-25 25
Slide 27: Life Insurance: Claim Settlement Ratio
Life Insurance Claim Settlement Ratio 99.3% 83.4% Mar-20 Dec-25 26
Slide 28: Asset Reconstruction
ye é Asset Reconstruction
Slide 29: Asset Reconstruction: Cumulative Recoveries
Asset Reconstruction Cumulative Recoveries $ Mn 7,162 2,513 Mar-20 Dec-25 *Cumulative recoveries since FY16 28
Slide 30: NBFC
NBFC 29
Slide 31: NBFC: Wholesale Book
NBFC Wholesale Book $ Mn 1,501 1,346 1,153 801 462 278 267 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Dec-25 30
Slide 32: NBFC: MSME Disbursements
NBFC MSME Disbursements $ Mn 65 23 Dec-22 Dec-25 *Disbursements for nine month period 31
Slide 33: Housing Finance
Housing Finance 32
Slide 34: Housing Finance: Disbursements
Housing Finance Disbursements $ Mn 211 189 147 157 111 103 86 66 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 *Annualized nine-month run rate for Mar-26 33
Slide 35: Consolidated EFSL
ye € Consolidated EFSL
Slide 36: Consolidated EFSL: PAT of Underlying Businesses
Consolidated EFSL PAT of Underlying Businesses $ Mn 67 63 51 51 50 24 25 22 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 *Annualized nine-month run rate for Mar-26 35
Slide 37: Consolidated EFSL: Consol PAT
Consolidated EFSL Consol PAT $ Mn 81 59 60 61 45 28 24 6 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Mar-26 *Annualized nine-month run rate for Mar-26 36
Slide 38: Consolidated EFSL: Customer Asset and Customer Reach
Consolidated EFSL Customer Asset Customer Reach $ Mn Mn 12.8 27,200 10,330 2.0 Mar-20 Dec-25 Mar-20 Dec-25 37
Slide 39: Consolidated EFSL: Net Debt
Consolidated EFSL Net Debt $ Mn 3,197 2,113 2,046 1,819 1,706 1,242 1,267 Mar-20 Mar-21 Mar-22 Mar-23 Mar-24 Mar-25 Dec-25 38
Slide 40: Safe Harbour
Safe Harbour DISCLAIMER : This presentation and the discussion may contain certain words or phrases that are forward looking statements, which are tentative, based on current expectations of the management of Edelweiss Financial Services Ltd. or any of its subsidiaries and associate companies (“Edel
Slide 41: Safe Harbour
Safe Harbour PAT figures are presented pre MI unless stated otherwise. PAT of businesses for the quarter ended Dec 25 and nine months ended Dec 25 are presented excluding the exceptional items. Exceptional items include labour code impact and ESOP expenses (pre-tax) across businesses and GST impact
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