Edelweiss Financial Services Limited · NSE:EDELWEISS

Edelweiss Financial Services — Investor Presentation (February 2026)

13 slides from Edelweiss Financial Services's investor presentation, Feb 10, 2026

  1. Slide 1: Exchange filing cover letter: Understanding the P&L of the Company

    EW/Sec/2025-26/435 February 10, 2026 BSE Limited National Stock Exchange of India Limited P J Towers, Exchange Plaza, Dalal Street, Bandra Kurla Complex, Fort, Bandra (E), Mumbai – 400 001 Mumbai – 400 051 Scrip Code: 532922 Symbol: EDELWEISS Dear Sir/Madam, Sub: Presentation titled "Understanding t

  2. Slide 2: Understanding EFSL's P&L

    Edelweiss Financial Services Limited Understanding EFSL’s P&L

  3. Slide 3: Consolidated EFSL has two distinct parts

    Consolidated EFSL has two distinct parts … 1 Operating Business Entities (Underlying Businesses) • Seven independent and distinct operating businesses with  Dedicated management teams  Independent boards  Standalone P&L and Balance Sheets 2 Holding Company Entities (Corporate) • Focuses on suppor

  4. Slide 4: Consol PAT can be seen as the sum of both parts

    … And thus, Consol PAT can be seen as the sum of both parts Consol PAT 1 PAT of Underlying Businesses (Operating Business Entities) 2 Corporate PAT (Holding Company Entities) 3

  5. Slide 5: Underlying Businesses

    Underlying Businesses 4

  6. Slide 6: PAT of Underlying Businesses has grown at 28% CAGR

    1 PAT of Underlying Businesses has grown at 28% CAGR INR Cr 600* 458 452 222 Mar-22 Mar-24 Mar-26 *Annualized nine-month run rate for Mar-26 Steady and predictable PAT, expect to continue growing at 20% 5

  7. Slide 7: Underlying Businesses - Key Financial Parameters (1/3)

    1 Underlying Businesses - Key Financial Parameters (1/3) INR Cr Mar 22 Mar 24 Mar 26* Revenue 292 584 928 PAT 49 175 297 Alternative Asset Mgt Net Worth 216 729 1,065 Net Debt - 473 520 ROE 26.6% 27.3% 25.0% Revenue 167 255 312 PAT 20 38 106 Mutual Fund Net Worth 182 240 266 Net Debt - - - ROE 11.7%

  8. Slide 8: Underlying Businesses - Key Financial Parameters (2/3)

    1 Underlying Businesses - Key Financial Parameters (2/3) INR Cr Mar 22 Mar 24 Mar 26* Revenue 899 1,069 955 PAT 253 355 339 Asset 2,476 3,150 3,043 Net Worth Reconstruction Net Debt 2,600 1,351 (100) ROE 10.8% 11.9% 10.3% Revenue 1,841 1,382 725 PAT 98 150 20 NBFC Net Worth 3,934 3,487 2,111 Net Deb

  9. Slide 9: Underlying Businesses - Key Financial Parameters (3/3)

    1 Underlying Businesses - Key Financial Parameters (3/3) INR Cr Mar 22 Mar 24 Mar 26* Revenue 292 604 909 General Insurance PAT (105) (123) (46) Net Worth 135 249 348 Revenue 1,903 2,948 2,508 Life Insurance PAT (206) (157) (143) Net Worth 619 719 588 Total Insurance PAT (311) (280) (189) Businesses

  10. Slide 10: Corporate

    ye € Corporate

  11. Slide 11: Corporate P&L Drivers

    2 Corporate P&L Drivers • Capital Gains • Episodic fair valuation gains, Revenue inherently volatile and can vary across • Dividends quarters • Net Interest Expense • Net interest expense will reduce with Cost decline in corporate net debt • Operating Expense • Operating expense remains steady PAT r

  12. Slide 12: Safe Harbour

    Safe Harbour DISCLAIMER : This presentation and the discussion may contain certain words or phrases that are forward looking statements, which are tentative, based on current expectations of the management of Edelweiss Financial Services Ltd. or any of its subsidiaries and associate companies (“Edel

  13. Slide 13: Safe Harbour

    Safe Harbour Net worth figures include MI. PAT figures are presented pre MI unless stated otherwise. Mar-26 numbers are simple annualization of nine month ended Dec 25 figures, wherever stated. PAT of businesses for the quarter ended Dec 25 and nine months ended Dec 25 are presented excluding except

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