Health In Tech, Inc. · NASDAQ:HIT
Health In Tech — Q1 2025 Earnings Presentation
21 slides from Health In Tech's earnings presentation, Apr 14, 2025
Slide 1: Health In Tech: Power On Your Health Plan
health in tech POWER ON YOUR HEALTH PLAN
Slide 2: Disclaimer
Disclaimer This Presentation has been prepared by the Company solely for informational purposes. The information included herein in this presentation has not been independently verified. No representations, warranties or undertakings, express or implied, are made by the Company or any of it’ s affil
Slide 3: Health In Tech is Changing Healthcare through Digital Innovation
Health In Tech is Changing Healthcare through Digital Innovation 3
Slide 4: Company Snapshot
Company Snapshot • Mission: To change the non-transparent $4.5 trillion healthcare industry with innovation that All numbers are v alued as of March 31, 2025 removes friction and complexities with vertical integration, process simplification, automation, and digitalization. 1 41 936 650+ States Busi
Slide 5: Today's Healthcare Market Challenges for Small Business are Trends for Innovation
Today’s Healthcare Market Challenges for Small Business are Trends for Innovation Today’s Healthcare Market Challenges INACCESSIBILITY COMPLICATED LACK OF TRANSPARENCY × Small business are under- × Traditional manual × Small business owners represented due to a lack transaction procedures are unable
Slide 6: Our Exchange Provides End-to-End Healthcare and Insurance Solutions for Small Businesses
Our Exchange Provides End-to-End Healthcare and Insurance Solutions for Small Businesses • A primary exchange aimed to make healthcare plans competitive through direct contracts, eliminating intermediaries. • An AI empowered platform that underwrites and produce bindable insurance policies for about
Slide 7: AI-Powered Innovation
AI-Powered Innovation Our AI-powered platforms, eDIYBS and HI Card, leverage machine learning to enhance efficiency, accessibility, and security, enabling faster underwriting, lower costs, and greater operational efficiency. AI-Driven Underwriting & Risk Assessment AI-Powered Healthcare Data Platfor
Slide 8: Stone Mountain Risk - SMR
Stone Mountain Risk - SMR • SMR is a program manager specializing in customized self-funded benefits plans for small businesses. • It designs health plans, selects networks, Reference-based Community Health manages vendors, and sets up the Pricing Plans benefits plan on the marketplace. Ben s • Lice
Slide 9: Underwrite Modeling and Risk Management – ICE & eDIYBS
Underwrite Modeling and Risk Management – ICE & eDIYBS Contractual Relationship Stop loss Carriers • Stop-loss carriers are companies that • International Captive Exchange, LLC (“ICE”) is a provide stop-loss coverage plans for MGU that handles underwriting and administrative employers who self-fund
Slide 10: Proprietary eDIYBS: Power on Efficiency
Proprietary eDIYBS: Power on Efficiency 6. Brokers 4. Nurse present 2.Brokers create reviews health bindable insurance package Typical applications proposal 1.Brokers 3.Underwriters 5. Underwriters Quoting 12 days gather health produce finalize quote Procedure application manual quotes proposal 12 P
Slide 11: Health Intelligence Card (HI Card): Power on Integration
Health Intelligence Card (HI Card): Power on Integration • HI Card simplifies healthcare management with a unified platform for Patient seeks care medical records and claims, offering 24/7 access to patients, providers, brokers, Patient logs into HI Card Portal prior to their doctor visit and TPAs.
Slide 12: HI-Performance Network: Power on Savings
HI-Performance Network: Power on Savings HI Card’s HI Performance Network offers Medicare-based reimbursement pricing, with direct Medicare contracts across 50 states, 12,124 hospitals, and over 1.9 million providers 50 1,988,611 States 12,124 Provider Locations Hospitals* All numbers above are valu
Slide 13: Recent Development
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Slide 14: Recent Development & Business Highlights
Recent Development & Business Highlights ⚫ Partnerships and Collaborations. On March 25, 2025, the Company announced a strategic collaboration with DialCare, a leading provider of telehealth and virtual care solutions. Through this partnership, DialCare’s virtual primary care, therapy, and psychiatr
Slide 15: Financial Overview
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Slide 16: Revenue Composition and Key Growth Driver
Revenue Composition and Key Growth Driver Revenue Composition Revenues from underwriting modelling Revenues from Program HI Card: A flat fee per employee SMR: A flat fee per employee ICE: Fee as % of premiums received as the carrier per month (PEPM) per month (PEPM) Key Growth Driver The number of e
Slide 17: Financial Highlights: Q1 2025
Financial Highlights: Q1 2025 Total Revenues ($ in millions) Income before Income Tax ($ in millions) $8.0 $0.7 $5.1 $4.9 71% $0.2 65% 65% Q1'24 Q4'24 Q1'25 35% 29% 35% ($0.1) Q1'24 Q4'24 Q1'25 Revenues from underwriting modeling Revenues from fees 17
Slide 18: Adjusted EBITDA: Q1 2025
Adjusted EBITDA: Q1 2025 Adjusted EBITDA ($ in millions) For Three Months Ended March 31, % of Revenue 2024 2025 $1.2 Net income $100,536 $498,592 Interest (income) expenses 140,688 (85,366) Depreciation and amortization 134,787 135,983 Income tax expense 91,198 185,831 15% $0.5 $0.5 Stock-based com
Slide 19: Cash & Accounts Receivable: March 2025
Cash & Accounts Receivable: March 2025 Sufficient cash reserves 28 days of AR days for Q1’25 Cash And Cash Equivalents Accounts Receivable ($ in millions) ($ in millions) $7.8 $7.6 $2.1 $2.0 $1.6 $1.4 Mar'24 Dec'24 Mar'25 Mar'24 Dec'24 Mar'25 19
Slide 20: Certain Terms and Definitions
Certain Terms and Definitions • “Broker” or “insurance broker” is an intermediary who sells, solicits or negotiates insurance policies on behalf of a client for compensation. A broker typically acts on behalf of a client by negotiating with multiple insurers • “Carrier” refers to an insurance compan
Slide 21: Thank You
hit | health in tech in tech POWER ON YOUR HEALTH PLAN. @ THANK YOU