Health In Tech, Inc. · NASDAQ:HIT
Health In Tech — Q2 2025 Earnings Presentation
23 slides from Health In Tech's earnings presentation, Jul 21, 2025
Slide 1: Health In Tech – Power On Your Health Plan
health in tech . . _ O° } i ) | ° . — POWER ON YOUR HEALTH PLAN .
Slide 2: Disclaimer
Disclaimer This Presentation has been prepared by the Company solely for informational purposes. The information included herein in this presentation has not been independently verified. No representations, warranties or undertakings, express or implied, are made by the Company or any of it’ s affil
Slide 3: Health In Tech is Changing Healthcare through Digital Innovation
Health In Tech is Changing Healthcare through Digital Innovation 3
Slide 4: Transforming healthcare Benefits Through Technology
Transforming healthcare Benefits Through Technology Complete wellness Who we are: An insurance exchange platform revolutionizing the self-funded health care market. Our proprietary platform streamlines complex underwriting, enhances transparency, and empowers every participant in healthcare ecosyste
Slide 5: HIT By The Numbers
HIT By The Numbers As of Q2, 2025 942 778 41 Business Brokers, Third-party Administrator States Clients (“TPAs”) and Additional Third-party Agencies +86% YoY +134% YoY 1H 2025 revenue ($17.3M) reached 1H 2025 Adjusted EBITDA ($2.8M) 89% of FY 2024 total ($19.5M) exceeds FY 2024 total ($2.3M) $9.3M $
Slide 6: The Market is Unimaginably Large
The Market is Unimaginably Large $6.6T A $6.6 Trillion Market Primed for Disruption Total Addressable Market $4.9T U.S. Healthcare Industry1 U.S Health Insurance2 $1.7T . 1. 2. https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/historical https://www.sta
Slide 7: 59 Million People are Employed by Small Businesses Contributing 43.5% of GDP
59 Million People are Employed by Small Businesses Contributing 43.5% of GDP All figures refer to small businesses Number (as of 2024) 99.9% 34.8 million of all U.S. firms Total Employees (as of 2024) 45.9% 59 million of private sector employees GDP Contribution Source: Forbes Advisor + Embed 43.5%
Slide 8: Today’s Healthcare Market Challenges for Small Business are Trends for Innovation
Today’s Healthcare Market Challenges for Small Business are Trends for Innovation COMPLEX LACK OF LIMITED ACCESS PROCESS TRANSPARENCY 8
Slide 9: Making Smarter Healthcare Accessible to All Business
Making Smarter Healthcare Accessible to All Business ACCESSIBILITY Self-Funded Health Plans + Stop-Loss Coverage Affordable options tailored to the unique needs of small and mid-sized employers. Low cost +Great Value Empowering brokers and clients to access high-value solutions without compromise. 9
Slide 10: Transforming Complexity into Simplicity
Transforming Complexity into Simplicity EFFICIENCY Fast and user-friendly quoting platform. About 2 mins bindable proposal presented that has 12 plans with 4 tier rates. Design your own health plans and use them in seconds. 10
Slide 11: Full Visibility Total Control
Full Visibility Total Control TRANSPARANCY Always on with 24/7 transparency. Access to extensive data. Seamless transaction and update from all participants. 11
Slide 12: Our AI Powered Platform: Faster, Smarter, Simpler
Our AI Powered Platform: Faster, Smarter, Simpler Plan Design & Customization 01 Underwriting & Risk Assessment 02 Claims & Payment Management 03 Provider Network Integration 04 Providers Brokers SMEs TPAs SME/Patients TPAs MGUs 1 Patients Carriers Carriers Brokers Providers 1. Managing general unde
Slide 13: AI-Powered Transformation In Healthcare
AI-Powered Transformation In Healthcare Artificial Intelligence is reshaping healthcare by improving access, lowering costs, streamlining operations, and enabling more personalized, patient-centric care. It also helps address workforce shortages through intelligent automation. At HIT, we leverage AI
Slide 14: Tailored Coverage Starts with SMR: Intelligent Plan Design for Small Employers
Tailored Coverage Starts with SMR: Intelligent Plan Design for Small Employers Reference- Community based Pricing Health Plans hea lth SMR ca s TPA re vendors works with brokers, third-party administrators self-funded (TPAs), and healthcare vendors to create customized benefits health plans tailored
Slide 15: Proprietary eDIYBS: Power on Efficiency
Proprietary eDIYBS: Power on Efficiency 6. Brokers 4. Nurse present 2.Brokers create reviews health bindable insurance Typical applications proposal 1.Brokers package 5. Underwriters Quoting 3.Underwriters 12 days gather health produce finalize quote Procedure application proposal manual quotes 12 P
Slide 16: HI Performance National Network Powers Affordable, Comprehensive Coverage
HI Performance National Network Powers Affordable, Comprehensive Coverage HI Performance Network offers Medicare-based reimbursement pricing, with direct Medicare contracts across: 50 States 8,887 Hospitals* 1,420,595 Provider Locations All numbers above are valued as of June 30, 2025. Hospital numb
Slide 17: Revenue Composition and Key Growth Driver
Revenue Composition and Key Growth Driver Revenue Composition Revenues from underwriting modelling Revenues from Program Fee as % of premiums received as the carrier A flat fee per employee per month (PEPM) Key Growth Driver The number of enrolled employees from employers purchased healthcare plan w
Slide 18: Financial Overview
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Slide 19: Financial Highlights: Q2 2025 & 1H 2025
Financial Highlights: Q2 2025 & 1H 2025 Total Revenues ($ in millions) Income before Income Tax ($ in millions) 1.9x 1.7x 2.1x 2.6x YoY (86%) YoY (71%) YoY (108%) YoY (156%) $1.5 $17.3 $10.1 $0.8 $9.3 $0.6 $5.0 $0.4 Q2'24 Q2'25 1H'24 1H'25 Q2'24 Q2'25 1H'24 1H'25 19
Slide 20: Adjusted EBITDA: Q2 2025 & 1H 2025
Adjusted EBITDA: Q2 2025 & 1H 2025 Adjusted EBITDA ($ in millions) For Three Months For Six Months % of Revenue Ended June 30, Ended June 30, 2024 2025 2024 2025 $2.8 Net income $ 338,007 $ 630,631 $438,543 $1,129,223 Interest (income) 133,661 (108,198) 274,349 (193,564) expenses Depreciation and $1
Slide 21: Cash & Accounts Receivable: June 2025
Cash & Accounts Receivable: June 2025 Sufficient cash reserves Cash And Cash Equivalents Accounts Receivable, net ($ in millions) ($ in millions) $8.1 $1.5 $1.3 $2.2 June'24 June'25 June'24 June'25 21
Slide 22: Certain Terms and Definitions
Certain Terms and Definitions • “Broker” or “insurance broker” is an intermediary who sells, solicits or negotiates insurance policies on behalf of a client for compensation. A broker typically acts on behalf of a client by negotiating with multiple insurers • “Carrier” refers to an insurance compan
Slide 23: Thank You
hit health in tech in tech POWER ON YOUR HEALTH PLAN. @ 4 THANK YOU