First Habib Modaraba · PSX:FHAM
First Habib Modaraba — Investor Presentation (June 2020)
24 slides from First Habib Modaraba's investor presentation, June 2020
Slide 1: Slide 1
Slide 2: First Habib Modaraba Corporate Briefing Session June 2020
First Habib Modaraba Corporate Briefing Session June 2020
Slide 3: Corporate Briefing
Corporate Briefing About First Habib Modaraba Operational Activities Awards and Achievements Financial Performance Way Forward
Slide 4: About First Habib Modaraba
ABOUT FIRST HABIB MODARABA
Slide 5: Brief on FHM
Brief on FHM First Habib Modaraba (FHM) was established in 1985 as Non-Bank Islamic Financial Institution as one of the pioneers within Modaraba Sector. FHM Completed 35 years of successful business operations within the Modaraba Sector of Pakistan. With a track record of excellent performance of mo
Slide 6: Timeline of FHM
Dividend Payment History Timeline of FHM Year 1986 % Age 11% 1987 13% 1985 - 2020 1988 1989 13% 13% 1990 15% Assets 1991 20% 1992 15% Avg. Div. 12000 2020 Asset: 1993 18% Pay out PKR 9,913 M 1994 20% 14% 1995 10% 1996 15% 1986-1998 (13 Years) 10000 1997 10% 1998 8% 1999 20% 2000 23% 2001 23% 8000 20
Slide 7: Branch Network
Branch Network Karachi Lahore Islamabad Multan Consumer Desk Offices: Peshawar Hyderabad
Slide 8: Financial and Non Financial Modaraba Sector of Pakistan as on March 31, 2020
FINANCIAL AND NON FINANCIAL MODARABA SECTOR OF PAKISTAN AS ON MARCH 31, 2020 As on March 31, 2020 Financial Services Modarabas Total Assets Equity Net Profit First Habib Modaraba 11,004.72 3,495.10 265.71 ORIX Modaraba 6,867.88 1,134.20 87.18 First Punjab Modaraba 2,134.51 184.88 (7.73) B.R.R. Guard
Slide 9: Share of First Habib Modaraba within the Modaraba Sector of Pakistan
SHARE OF FIRST HABIB MODARABA WITHIN THE MODARABA SECTOR OF PAKISTAN AS ON JUNE 2019 17% AR 21% FHM Sharein | Modaraba y Sector
Slide 10: Organizational Structure
Organizational Structure
Slide 11: Operational Activities
OPERATIONAL ACTIVITIES
Slide 12: Business Activities of FHM
Business Activities of FHM Lease Financing On rental basis for Motor Vehicle, Machinery and Equipment . Diminishing Musharaka Financing Diminishing Musharakah (DM) is a form co-ownership between the financial institution (FI) and the customer on fixed asset. Customer gradually buy the ownership unit
Slide 13: Award and Achievements
AWARD AND ACHIEVEMENTS
Slide 14: Credit Ratings AA+ A1+
CREDIT RATINGS Assigned by Pakistan Credit Agency Ltd. (PACRA) AA+ Credit AA+ Rating since last Long Term A1+ 13 years Short Term AA+ AA+ AA+ AA+ AA+ AA+ AA+ 2014 2015 2016 2017 2018 2019 2020 AA+ AA+ AA+ AA+ AA+ AA+ 2008 2009 2010 2011 2012 2013
Slide 15: Awards from
19 Awards from NBFI & Modaraba Association eee n wart ‘om 2 Awards ooo Federation of from Pakistan Chambers psettgnetet = Best of Commerce & Industry (FPCCI) Institution of Information Performing Technolog Modaraba Islamic NBFC — Achievement Award 10 Awards 10 Awards Best from Joint Committe e of IC
Slide 16: Financial Performance
FINANCIAL PERFORMANCE
Slide 17: Key Financial Data of Two Years
Key Financial Data of Two Years (Rupees in Million) Key Financial Data 2020 2019 Total Assets 9,913 11,124 Total Liabilities 6,280 7,487 Certificate Holders' Equity 3,547 3,512 Certificate of Musharaka 5,280 6,149 Net Profit 316.68 319.69 Earning Per Certificate (Rs.5 each) 1.57 1.59 Profit after ta
Slide 18: Graphical Presentation of Financial Summary
Graphical Presentation of Financial Summary TOTAL ASSETS FINANCING ASSETS | esc RUPEES IN MILLIONS RUPEES IN MILLIONS EQUITY Market Value Per Certificate aH )) RUPEES IN MILLIONS
Slide 19: Dividend Per Certificate Net Asset Per Certificate
Dividend Per Certificate Net Asset Per Certificate EESES SURE EEE EES Market Value Per Certificate Market Capitalization 2,900,000 — ” Z ° a zZ = z rs ra 7 & 5 2 2m 205 217 2038 zis §} 2000
Slide 20: Sector Engagements (Two Years Comparison)
SECTOR ENGAGEMENTS (TWO YEARS COMPARISON) Jue-19 June-20 Top 5 Sectors Exposure Exposure Sector % to % to As on June 30, 2020 PKR Exposure PKR Exposure Million Million SERVICES 1,807 18.67% 1,515 17.38% PHARMACEUTICALS 1,677 17.33% 1,743 19.99% FOOD & ALLIED 778 8.04% 954 10.88% CHEMICAL 662 6.84% 6
Slide 21: Way Forward
WAY FORWARD
Slide 22: Future Business Strategy and Way Forward
FUTURE BUSINESS STRATEGY AND WAY FORWARD Business Growth Rigorous follow-up for Recoveries Key focus areas Cost Management of High volumes of financing for profit 2020-21 management due to low discount rates Enhance compliance culture in order to avoid regulatory penalties
Slide 23: 23
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Slide 24: Question & Answer
Question & Answer a
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