First Habib Modaraba · PSX:FHAM

First Habib Modaraba — Corporate Update (2023)

20 slides from First Habib Modaraba's corporate update, 2023

  1. Slide 1: First Habib Modaraba Corporate Briefing Session 2022-23

    First Habib Modaraba Corporate Briefing Session 2022-23

  2. Slide 2: Presentation Outline

    Presentation Outline  Profile of First Habib Modaraba  Financial Information  Operational Activities  Significant Developments  Awards and Ratings Update  Future Outlook

  3. Slide 3: Brief profile of First Habib Modaraba

    Brief profile of First Habib Modaraba First Habib Modaraba (FHM) a subsidiary of Habib Metropolitan Bank, Limited, established in 1985. FHM completed 38 years of successful business operation and maintained its longstanding drive towards sustaining our position as leading Modaraba within NBFI and Mo

  4. Slide 4: Business Operations

    Business Operations

  5. Slide 5: Products

    Products Diminishing Musharaka Financing Diminishing Musharakah (DM) is a form co-ownership between the financial institution (FI) and the customer on fixed asset. Customer gradually buy the ownership units from FI through pre-agreed instalments. Consumer Car Financing Auto financing for individuals

  6. Slide 6: Significant Development: Merger of Habib Metro Modaraba into First Habib Modaraba

    Significant Development Merger of Habib Metro Modaraba with and Into First Habib Modaraba Habib Metro Modaraba merged with First Habib Modaraba after the approval of Honourable Sindh High Court. All assets/ liabilities and financial books were merged on March 10, 2023.

  7. Slide 7: Financial Information

    Financial Information

  8. Slide 8: Financial Highlights For the Year 2022-2023

    Financial Highlights For the Year 2022-2023  All time high financing asset size of Rs.19.79 billion since business operations.  First time Balance Sheet footing reached to Rs.20.5 billion mark.  Certificate of Investment (Musharakah) reached to Rs.13.70 billion, again highest in any year since bu

  9. Slide 9: Key Financial Data of Two Years

    Key Financial Data of Two Years (Rupees in Million) Key Financial Data 2023 2022 Variance Total Assets 20,540 17,163 19.68% Financing Assets 19,785 16,278 21.51% Certificate Holders' Equity 4,608 3,968 16.13% Certificate of Investment 13,708 11,263 21.71% Profit Before Tax 771 495 55.75% Profit Afte

  10. Slide 10: Six Years at a Glance

    SIX YEARS AT A GLANCE Balance Sheet Footing 25,000 Financing Asset 25,000 20,540 19,785 20,000 20,000 17,163 16,278 Millions 15,000 15,000 12,123 10,279 11,124 10,775 9,943 9,679 Millions 10,000 10,000 8,499 8,771 5,000 5,000 - - 2018 2019 2020 2021 2022 2023 2018 2019 2020 2021 2022 2023 Profit bef

  11. Slide 11: Dividend History

    1986 11% 1987 13% 1988 13% 1989 13% 1990 15% 1991 20% 1992 15% 1993 18% 1994 20% 1995 10% 1996 15% 1997 10% 1998 8% 1999 20% 2000 23% 2001 23% 2002 20% 2003 21% 2004 20% 2005 15% 2006 20% 2007 20% DIVIDEND % 2008 21% 2009 20% 2010 22% DIVIDEND HISTORY 2011 20% 2012 20% 2013 22% 2014 AVERAGE DIVIDEND

  12. Slide 12: Sector Engagements (Two Years Comparison)

    SECTOR ENGAGEMENTS (TWO YEARS COMPARISON) Other Sectors Other Sectors As on June 2023 CHEMICAL As on June 2022 TEXTILE IT & TELECOM IT & TELECOM AUTO & ALLIED CARGO, COURIER LOGISTICS SERVICES CARGO, COURIER LOGISTICS SERVICES SUGAR ALLIED STEEL & ENGINEERING CABLE & ELECTRICAL GOODS STEEL & ENGINEE

  13. Slide 13: Award and Achievements

    AWARD AND ACHIEVEMENTS

  14. Slide 14: Awards Received During the Year 2022-2023

    AWARDS RECEIVED DURING THE YEAR 2022-2023

  15. Slide 15: Update Position of Awards and Achievements

    UPDATE POSITION OF AWARDS AND ACHIEVEMENTS Other Awards Best Performing Modaraba Pakistan Observer NBFI & Modaraba Association Pakistan 22 Awards Best Modaraba Management Award Best Corporate Report Federation of Pakistan ICAP & ICMAP 13 Awards Chambers of Commerce & Industry (FPCCI) Corporate Excel

  16. Slide 16: Credit Ratings

    Credit Ratings

  17. Slide 17: Credit Ratings assigned by PACRA AA+

    Credit Ratings assigned by PACRA AA+ Credit Rating since AA+ last 16 years Long Term A1+ Short Term AA AA AA AA AA AA AA AA+ + + + + + + + 2016 2017 2018 2019 2020 2021 2022 2023 AA AA AA AA AA AA AA AA + + + + + + + + 2008 2009 2010 2011 2012 2013 2014 2015

  18. Slide 18: Future Outlook

    Future Outlook

  19. Slide 19: Future Outlook

    Future Outlook For FY 2023-24, our focus will remain to further strengthen our market share within Islamic Financial Services Industry of Pakistan. Furthermore, as business strategy, we shall further enhance our domestic presence, continue to deliver unmatched services to our customers and add sound

  20. Slide 20: Thank you

    Thank you

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