First Habib Modaraba · PSX:FHAM
First Habib Modaraba — Investor Presentation (June 2022)
26 slides from First Habib Modaraba's investor presentation, June 2022
Slide 1: Slide 1
Slide 2: First Habib Modaraba Corporate Briefing Session June 2022
FIRST HABIB MODARABA CORPORATE BRIEFING SESSION JUNE 2022
Slide 3: Corporate Briefing
CORPORATE BRIEFING ❑ About First Habib Modaraba ❑ Group Structure ❑ Operational Activities ❑ Financial Performance ❑ Awards and Achievements
Slide 4: About First Habib Modaraba
ABOUT FIRST HABIB MODARABA
Slide 5: Brief on FHM
BRIEF ON FHM First Habib Modaraba (FHM) was established in 1985 as Non-Bank Islamic Financial Institution as one of the pioneers within Modaraba Sector. FHM Completed 37 years of successful business operations within the Modaraba Sector of Pakistan. With a track record of excellent performance of mo
Slide 6: Group Structure
GROUP STRUCTURE
Slide 7: Group Structure
Parent Company | Habib Metropolitan Bank Limited | al Wholly-owned subsidiary | wholly-owned subsiciary Fl Habib Metropolitan Modaraba Management Company (Private) Limited Y —— First Habib Modaraba r Habib Metro Modaraba r
Slide 8: Branch Network
BRANCH NETWORK Karachi Lahore Islamabad Multan
Slide 9: Business Activities of First Habib Modaraba
BUSINESS ACTIVITIES OF FIRST HABIB MODARABA
Slide 10: Business Activities of FHM
BUSINESS ACTIVITIES OF FHM Ijarah (Lease) Financing On rental basis for Motor Vehicle, Machinery and Equipment . Diminishing Musharaka Financing Diminishing Musharakah (DM) is a form co-ownership between the financial institution (FI) and the customer on fixed asset. Customer gradually buy the owner
Slide 11: Financial Performance
FINANCIAL PERFORMANCE
Slide 12: Financial Highlights For the Year 2021-2022
Financial Highlights For the Year 2021-2022 • All time high disbursement of Rs.11.0 billion in any single year since business operations. • First time Balance Sheet footing reached to Rs.17.0 billion mark • Financing assets portfolio touched Rs.16.0 billion plus. • Deposits reached to Rs.11.0 billio
Slide 13: Key Financial Data of Two Years
Key Financial Data of Two Years (Rupees in Million) Key Financial Data 2022 2021 Variance Total Assets 17,163 12,123 41.57% Certificate Holders' Equity 3,698 3,627 1.96% Certificate of Musharaka 11,263 7,291 54.48% Net Profit 382 363.15 5.91% Earning Per Certificate (Rs.5 each) 1.90 1.80 5.56% Retur
Slide 14: Growth Pattern of Last Six Years: Balance Sheet Footing
GROWTH PATTERN OF LAST SIX YEARS Balance sheet Footing Million 17,162 18,000 All time high 15,000 12,122 Balance Sheet 12,000 10,279 11,124 9,943 footing of 8,367 9,000 Rs.17.1 Billion 6,000 since business 3,000 operations. 0 2017 2018 2019 2020 2021 2022
Slide 15: Growth Pattern of Last Six Years: Disbursement
GROWTH PATTERN OF LAST SIX YEARS Disbursement 12,000 11,146 All time high 10,000 disbursement Millions 8,000 6,629 of Rs.11.1 6,000 5,031 5,229 Billion in any 3,921 3,960 4,000 single year 2,000 since business 0 operations. 2017 2018 2019 2020 2021 2022
Slide 16: Growth Pattern of Last Six Years: Financing Assets
GROWTH PATTERN OF LAST SIX YEARS Financing Assets All time High Million 18,000 16,080 size of 15,000 Financing 12,000 9,679 10,775 assets i.e. 8,499 8,771 9,000 Rs.16 Billion 6,733 6,000 since business 3,000 operations. 0 2017 2018 2019 2020 2021 2022
Slide 17: Dividend History
2021-22 u : First Habib Modaraba never skipped dividend since inception
Slide 18: Sector Engagements (Two Years Comparison)
SECTOR ENGAGEMENTS (TWO YEARS COMPARISON) Other Sectors Other Sectors AS ON JUN-2022 TEXTILE AS ON JUNE 2021 TEXTILE IT & TELECOM CHEMICAL PHARMACEUTICALS, AUTO & ALLIED AUTO & ALLIED PHARMACEUTICALS, 13.94% CARGO, COURIER LOGISTICS 16.38% CARGO, COURIER LOGISTICS SERVICES SERVICES STEEL & ENGINEERI
Slide 19: Award and Achievements
AWARD AND ACHIEVEMENTS
Slide 20: Awards Received During the Year 2021-2022
AWARDS RECEIVED DURING THE YEAR 2021-2022
Slide 21: Update Position of Awards and Achievements
UPDATE POSITION OF AWARDS AND ACHIEVEMENTS
Slide 22: Credit Rating
CREDIT RATING
Slide 23: The Pakistan Credit Rating Agency Limited Press Release
ie The Pakistan Credit Rating Agency Limited Press RELEASE Date 23-Sep-22 Analyst Muhammad Noor Ul Haq noorulhaq@pacra.com +92-42-35869504 www.pacra.com Applicable Criteria ‘* Methodology | Correlation Between Long-term & Short-term Rating Scales Jun-22 * Methodology | Rating Modifiers | Jun-22 ‘* M
Slide 24: Credit Ratings
CREDIT RATINGS Assigned by Pakistan Credit Agency Ltd. (PACRA) AA+ Credit AA+ A1+ Rating since Long Term Short Term last 15 years AA AA AA AA AA AA AA + + + + + + + 2016 2017 2018 2019 2020 2021 2022 AA AA AA AA AA AA AA AA + + + + + + + + 2008 2009 2010 2011 2012 2013 2014 2015
Slide 25: Thank You
THANK YOU
Slide 26: Question & Answer
Question & Answer 24
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