Ags Transact Technologies Ltd. · NSE:AGSTRA
Ags Transact Technologies — Q3 FY2022 Earnings Presentation
31 slides from Ags Transact Technologies's earnings presentation, Apr 21, 2022
Slide 1: SNEHA PRABHAKAR PRABHAKAR KADAM KADAM
Digitally signed by SNEHA SNEHA PRABHAKAR PRABHAKAR KADAM KADAM Date: 2022.04.21 11:34:48 +05'30'
Slide 2: Investor Presentation April 2022
Payment Solutions (Cash & Digital) | Banking Automation Solutions | Other Automation Solutions AGS TRANSACT TECHNOLOGIES LIMITED INVESTOR PRESENTATION APRIL 2022
Slide 3: Safe Harbor
Safe Harbor This presentation and the accompanying slides (the “Presentation”), which have been prepared by AGS Transact Technologies Limited (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for
Slide 4: Company Overview
COMPANY OVERVIEW
Slide 5: AGS Transact Technologies – Overview
AGS Transact Technologies – Overview Operational and Financial Snapshot (As of December 2021 / FY21) One of the largest integrated omni-channel payment solutions providers in India1 catering to banks & corporate clients2 serving across diverse industries including retail, petroleum, ecommerce and fi
Slide 6: Evolution of AGS Transact Technologies
Evolution of AGS Transact Technologies 2014 – onwards Expanded into payments solutions offering Digital & Cash payment solutions 2009 – onwards Offer ATM outsourcing & managed services, cash management services 2004 – onwards Started providing banking automation solutions in India Continuously 4
Slide 7: Integrated Omni-Channel Payment Solutions Provider (1/2)
Integrated Omni-Channel Payment Solutions Provider (1/2) Preferred partner for cash and digital payment solutions AGS offers end-to-end Cash & Digital Payment solutions across industries supported by inhouse service teams and technology platform Industries Primary Banking Petroleum Retail Transit Fi
Slide 8: Integrated Omni-Channel Payment Solutions Provider (2/2)
Integrated Omni-Channel Payment Solutions Provider (2/2) Preferred partner for cash and digital payment solutions End-to-end cash and digital payment solutions and technology provider with a dominant presence across India (As of December 2021 / FY21) 1 ATM & CRM Outsourcing / Management 32,485 ATMs,
Slide 9: End-to-End Provider of Cash Payment Solutions
End-to-End Provider of Cash Payment Solutions Established Leadership Position in the ATM Industry “Only” company in India to provide the full range of services in the ATM managed services market* Managed Services (MSP) Independent Deployment (IAD) 1 2 3 4 5 6 7 8 9 10 Site Procurement, Daily Operati
Slide 10: In-House Cash Management Capabilities
End-to-End Provider of Cash Payment Solutions In-House Cash Management Capabilities SVIL | Second largest cash management company in India, in terms of revenue from cash management and number of ATMs replenished1 AT M Counting, sorting, Dedicated cash vans used ATM replenishment, Complete Cash picku
Slide 11: End-to-end digital payment solutions provider
End-to-end digital payment solutions provider Comprehensive Suite of Merchant Solutions Payment Acceptance Value Added Services (Device-based and Integrated Payments Merchant Application Loans Against Card CUG Prepaid & device-less) Billing Software Solution (IPS) and Portal Receivables Loyalty Fina
Slide 12: End-to-end digital payments platforms
End-to-end digital payments platforms Offering Value Added Services to Monetize POS Network Continue to monetise POS network to cross-sell VAS to merchants Merchant Analytics application Loans Against Cash @ POS Vehicle Card Receivables / Micro-ATM At the Forecourt Insurance In the Sales Office Coup
Slide 13: End-to-end digital payment solutions provider
End-to-end digital payment solutions provider Ability to innovate and offer digital payment solutions Built Omni Channel Payment Platform Capabilities CHANNELS INTERFACES ATMs and Kiosks POS terminals Mastercard, Visa, Immediate Aadhar Enabled Payment gateway American Express, Payment System Payment
Slide 14: Board of Directors and Senior Management Team
Board of Directors and Senior Management Team One of the Promoters of the Company Ravi B. Goyal (Chairman & Responsible for the management of the overall operations of our Company and our Subsidiaries Managing Director) Prior to establishing AGS, founded Advanced Graphic Systems, a proprietary
Slide 15: Way Forward
WAY FORWARD
Slide 16: Fast Growing Digital Payments Industry
Fast Growing Digital Payments Industry Digital Payments growth momentum expected to continue Extraordinary growth in Indian digital payment space in the last few years Digital Payment Industry Number of PoS Terminals Transaction Value on POS (₹ Bn) Payment Services Market In ‘000 Transaction Volume
Slide 17: Strong Growth in the Cash Payments Industry
Strong Growth in the Cash Payments Industry Despite the growth of cashless transactions, people in India rely heavily on cash transactions in their day-to-day life Cash Payments Industry Cash Transactions account for 89% of all transactions (FY21) Cash in circulation as a % of GDP Cash withdrawal fr
Slide 18: Building Blocks to Implement Future Strategy
Building Blocks to Implement Future Strategy Grow and scale-up Digital Continued focus on Cash Continued focus on ATM & CRM Enhance Integrated Outsourcing Technology Payments Platform & Managed Services Pivot from Payments-as-a-Service to Focus on Cash Management Services Payments-as-a-Convenience t
Slide 19: Key Highlights of the Quarter
KEY HIGHLIGHTS OF THE QUARTER
Slide 20: Performance Highlights: Q3 & 9M FY22
Performance Highlights: Q3 & 9M FY ‘22 ₹ Mn Total Income EBITDA EBIT 25.9% 25.6% 12.1% 12.7% • 59% YoY jump in 9MFY22 Digital Payment Solutions +5.1% Revenues 4,693 4,930 +4.9% +10.4% 1,216 1,276 • Healthy order book with all leading OMCs in India under Quarterly 626 567 Digital Payments; and with B
Slide 21: Consolidated Statement of Profit and Loss
Consolidated Statement of Profit and Loss (In ₹ Mn) Q3FY22 Q3FY21 YoY Q2FY22 QoQ 9MFY22 9MFY21 YoY Revenue 4,848 4,630 5% 4,822 1% 13,730 12,162 13% Other Income 82 62 34 192 226 Total Income 4,930 4,693 5% 4,856 2% 13,923 12,389 12% Cost of Raw Materials 701 719 422 1,542 1,562 Purchase of Traded G
Slide 22: Historical Financials
AGS HISTORICAL Financials / A
Slide 23: Established track record of delivering robust financial performance as well as continued growth
Established track record of delivering robust financial performance as well as continued growth Revenue from operations Breakdown Service Service Revenue Revenue 14.3% 82.8% 12.4% 56.8% 12.6% 15.6% 4.8% 88.2% 47.1% 10.0% 12.9% 9M 8.7% 9M 13.6% FY19 FY19 FY22 FY22 17.2% 14.8% 70.8% 12.6% 75.7% ATM &
Slide 24: Consolidated Summary Statement of Profit and Loss
Consolidated Summary Statement of Profit and Loss (In ₹mn) 9MFY22 FY21 FY20 Revenue from operations 13,730.39 17,589.44 18,004.43 Other income 192.39 382.08 330.83 Total income 13,922.78 17,971.52 18,335.26 Expenses Cost of raw materials and components consumed 1,542.42 2,133.91 2,337.10 Purchase of
Slide 25: Consolidated Summary Statement of Assets and Liabilities
Consolidated Summary Statement of Assets and Liabilities (In ₹mn) FY21 FY20 (In ₹mn) FY21 FY20 Non-current assets Equity and liabilities Property, plant and equipment 6,032.01 5,997.06 Equity Right – of – use Asset 3,207.03 4,054.22 Equity share capital 1,185.81 1,185.81 Capital work-in-progress 468
Slide 26: Consolidated Summary Statement of Cash Flows
Consolidated Summary Statement of Cash Flows (In ₹mn) FY21 FY20 (A) Cash flow from operating activities Net restated profit/(loss) before tax 824.27 1,195.24 Adjustments: 3671.50 3657.00 4,495.77 4,852.24 Changes in working capital : Decrease / (increase) in inventories (80.82) 279.68 (Increase) / d
Slide 27: Annexure
ANNEXURE
Slide 28: Banking Automation, and Other Automation Solutions - Business Overview
Banking Automation, and Other Automation Solutions - Business Overview Banking Automation Solutions Other Automation Solutions • ATMs and Cash Dispensers: Enable customers to access their bank accounts to • Cash Billing Terminals: Offers cash billing terminals and solutions to retail make cash withd
Slide 29: AGS Transact Technologies - Corporate Structure
AGS Transact Technologies - Corporate Structure Promoters and 66.07% AGS Transact Promoter Group Technologies Ltd. 100% 100% 100% Global Transact Services Pte. Ltd 90% India Transact Securevalue India Ltd. Novus Technologies Pte. Ltd. Services Ltd. (Cash Management) (Cash and Digital Payment) (Digit
Slide 30: Use of IPO proceeds
Use of IPO proceeds IPO – Offer of IPO Net Proceeds of ₹ 6,500 million Promoter Sale Sale of CCPS of VEPL Shares to Consideration amounting to ₹ 6,500 million Promoter AGS Transact Repayment of NCDs of ~ ₹ 5,500 million Technologies plus accrued interest NCD Holders Limited The Company has redeemed
Slide 31: Thank You
THANK YOU AGS Transact Technologies Limited Strategic Growth Advisors Pvt Ltd. CIN: L72200MH2002PLC138213 CIN: U74140MH2010PTC204285 Ms. Sneha Kadam Shikha Puri / Aakash Mehta Company Secretary & Compliance Officer Email id: shikha.puri@sgapl.net / aakash.mehta@sgapl.net Email id: ipocompliance@agsi
AGS Transact Technologies — Q3 FY2022 Earnings Presentation on 6ix