Raiz Invest Ltd. · ASX:RZI
Raiz Invest — ASA Engage Investor Webinar February 2026
14 slides from Raiz Invest's conference presentation, Feb 12, 2026
Slide 1: ASA Engage Investor Webinar
For personal use only ASA Engage Investor Webinar 12 February 2026 Raiz Invest : Wealth platform for all Australians Level 9, 2 Bulletin Place, Sydney NSW 2000 Announcement authorised by the Board of Directors Raiz Invest Limited ABN 74 615 510 177
Slide 2: Raiz is a wealth platform for all Australians
Raiz is a wealth platform for all Australians For personal use only Our vision is to empower Australians by providing accessible and smart investment options 339,829 $2.13 bn Active Customers FUM At 23 Jan 2026 At 23 Jan 2026 2
Slide 3: Raiz makes it easy for everyday Australians to save and invest
Raiz makes it easy for everyday Australians to save and invest Six ways to save Nine portfolios to invest in For personal use only Dividends 5% Conservative Moderately Plus 3% conservative 18% 1% Moderate 5% Moderately Lump sums / aggressive One Offs 14% Property 31% 5% Automated Recurring Investmen
Slide 4: Exceptional products: Award-winning innovation in fintech
Exceptional products: Award-winning innovation in fintech For personal use only 4
Slide 5: Q2 FY26 Results Overview
Q2 FY26 Results Overview Continued growth in Major milestone hitting $2bn in Increased netflows from higher For personal use only Active Customers 14.3% FUM deposit frequency and value FY26 Earnings Guidance11: Positive UEBITDA in the range of $4.5m - $5.5m 1. FY26 UEBITDA earnings guidance assumes
Slide 6: Exceptional Products: Maximising customer lifetime value
Exceptional Products: Maximising customer lifetime value KIDS: 10% GEN Z: 14% MILLENNIAL: 51% GEN X: 20% BOOMERS: 5% For personal use only Raiz Academy Raiz Kids Raiz Invest Active Users +325k Raiz Super Raiz Rewards Innovative Product Roadmap UNDER 18 EARLY CAREER PAYING OFF DEBT GROWING WEALTH STA
Slide 7: Ambitious product roadmap for 2026
Ambitious product roadmap for 2026 KEY PRIORITIES BENEFITS FOR CUSTOMERS & INVESTORS For personal use only 14.3% ü US-listed equities: Direct access to investing in ü Maximise value through the customer the US market lifecycle ü Direct ASX trading: Infrastructure development ü Deepen engagement with
Slide 8: AI driven customer experience enhancements in 2026
AI driven customer experience enhancements in 2026 For personal use only • AI-Enabled digital onboarding: Embed Raiz app into ChatGPT and other AI ecosystems with MCP white label solution > faster onboarding, enhanced suitability checks, compliance-first > improved customer experience • AI-Enhanced
Slide 9: Strategic Partnerships: Agile with a keen focus on marketing ROI
Strategic Partnerships: Agile with a keen focus on marketing ROI “Raiz Your Game” Podcast Strategic Partnerships For personal use only Over 400,000 interactions with our Podcast content since launch in March 2025. Investing in better content to engage social media 9
Slide 10: The opportunity: continue to grow market share
The opportunity: continue to grow market share Winning new customers* Re-engagement and cross-promotion For personal use only Active Users c340k Plus Users Rewards Users Super Users *Source: ABS, ASX (ASX Australian Investor Study 2023). 10
Slide 11: Compelling investment thesis
Compelling investment thesis 1 2 3 4 5 6 For personal use only CUSTOMER SOLID OPPORTUNITIES EXPANDED SCALABLE STRENGTH FIRST TRACTION RESOURCES Proven scalable Strong balance Customer centric Continued Strong reputable Strengthened both technology and sheet, well culture driving growth in core partn
Slide 12: Market information
Market information Share price, capital structure, and substantial shareholders Raiz Share Price & Volume Capital structure (4-Feb-26) For personal use only Shares on issue 105.4m Share price A$0.605 12-month range A$0.42 - A$0.96 Market capitalisation A$64m Cash & cash equivalents 30 June 2025 A$13
Slide 13: Important notice and disclaimer
Important notice and disclaimer This presentation has been prepared by Raiz Invest Limited (ACN 615 510 177) (RAIZ). References in this presentation to RAIZ include its group of companies and trusts. This presentation is subject to the conditions outlined below. Your receipt or viewing of the Presen
Slide 14: Investor and media enquiries
For personal use only Investor and media enquiries: Brendan Malone Managing Director and CEO M: + 61 439 339 195 E: ir@raizinvest.com.au Katie Mackenzie Investor Relations M: +61 455 502 197 E: kmackenzie@belleviewir.com.au (ASX:RZI) 14
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