Raiz Invest Ltd. · ASX:RZI
Raiz Invest — Shareholder Meeting (November 2025)
18 slides from Raiz Invest's shareholder meeting presentation, Nov 19, 2025
Slide 1: Chair's Address, CEO's Address, and CEO Presentation
ASX Announcement | 19 November 2025 Raiz Invest Limited (ASX:RZI) Chair’s Address, CEO’s Address, and CEO Presentation Raiz Invest Limited (ASX:RZI) (Company) is pleased to release the following documents to be presented at its 2025 Annual General Meeting being held at 3:00pm (Sydney time) today: ▪
Slide 2: 2025 Annual General Meeting - Chair's Address
ASX Announcement | 19 November 2025 Raiz Invest Limited (ASX:RZI) 2025 Annual General Meeting - Chair’s Address On behalf of the Board, I am very pleased to report on the successful implementation of our growth strategies over the past year. We delivered strong financial results in FY25 and positive
Slide 3: Chair's Address (continued): State Street, FY26 guidance and priorities
A major milestone for the business, was the strategic partnership with State Street Investment Management, the fourth largest asset manager in the world. We were very happy to welcome State Street onto our register, which demonstrates their belief in the growth potential of our business model over t
Slide 4: 2025 Annual General Meeting - CEO's Address
2025 Annual General Meeting - CEO’s Address It is very rewarding to present at this year’s AGM and to share the significant progress that we have made across all aspects of the business in the 12 months. In so many ways, it has been an extremely successful and positive year. Overview of FY25 Results
Slide 5: CEO's Address: partnerships and customer lifetime value
Another key change in our marketing approach in FY25 was the increased focus on strategic partnerships, to build value and minimise the overall cost of customer acquisition. The Raiz Your Game podcast has been very popular and we are working closely with the Australian Shareholders Association and o
Slide 6: CEO's Address: Outlook
data indicates the new Raiz Lite plan is acting as an effective entry point for higher- value offerings, with a higher proportion of new customers selecting the premium Raiz Plus option as their first choice. Outlook In FY26, we expect to see the benefits of operating leverage in our model as our to
Slide 7: Annual General Meeting FY25
For personal use only Annual General Meeting FY25 Wednesday 19 November 2025 Raiz Invest : A wealth platform for all Australians Level 9, 2 Bulletin Place, Sydney NSW 2000 Announcement authorised by the Board of Directors Raiz Invest Limited ABN 74 615 510 177
Slide 8: FY25 Financial Highlights: Strong revenue growth and record UEBITDA
FY25 Financial Highlights: Strong revenue growth and record UEBITDA Financial Metrics Core Business Drivers For personal use only 14.3% Revenue Underlying EBITDA1 Active Customers ARPU2 $24.1m $2.8m 329,277 $75.67 15% 147% 7% 9% Operating Cashflow3 Cash FUM Netflows $4.0m $13m $1.8bn $210m 9% 54% 30
Slide 9: Exceptional products: Delivering innovation in fintech
Exceptional products: Delivering innovation in fintech For personal use only 3
Slide 10: Superior Customer Experience: Investing in AI strategies
Superior Customer Experience: Investing in AI strategies For personal use only • Sophisticated understanding of each persona's goals, challenges and how they Example 1: could benefit from Raiz products Young Professionals • Investing in the future with generative AI tools to personalise messaging an
Slide 11: The opportunity: continue to grow market share
The opportunity: continue to grow market share Winning new customers* Re-engagement and cross-promotion For personal use only Active Users +333k Plus Users Rewards Users Super Users *Source: ABS, ASX (ASX Australian Investor Study 2023). 5
Slide 12: Strategic Partnerships: Agile with a keen focus on marketing ROI
Strategic Partnerships: Agile with a keen focus on marketing ROI “Raiz Your Game” Podcast Strategic Partnerships For personal use only Over 355,000 interactions with our Podcast content since launch in March 2025. Investing in better content to engage social media 6
Slide 13: Exceptional Products: Maximising customer lifetime value
Exceptional Products: Maximising customer lifetime value KIDS: 10% GEN Z: 14% MILLENNIAL: 51% GEN X: 20% BOOMERS: 5% For personal use only Raiz Academy Raiz Kids Raiz Invest Active Users +325k Raiz Super Raiz Rewards Innovative Product Roadmap UNDER 18 EARLY CAREER PAYING OFF DEBT GROWING WEALTH STA
Slide 14: Strategic Partnerships: State Street Investment Management
Strategic Partnerships: State Street Investment Management For personal use only • Global leader: State Street IM is the 4th largest asset manager worldwide • Marketing: Live campaign commenced Sept 25 - Promoting Raiz to State Street IM ’s substantial network of institutional and HNW clients in Aus
Slide 15: Positive momentum continues with new plan structure
Positive momentum continues with new plan structure For personal use only Raiz Lite Raiz Regular Raiz Plus • Minimal impact on existing customer base and lower churn compared to previous increases • Raiz Lite provides an on-ramp for higher value plans • Raiz Plus has seen more new New plan for first
Slide 16: FY26: Strategic priorities
FY26: Strategic priorities Exceptional Customer Innovative, Impactful Trusted Partnerships for For personal use only Experience products Growth Ø Proactive, personalised Ø Innovative products & Ø Strategic partnership with engagement solutions that customers use State Street Investment and value Man
Slide 17: Important notice and disclaimer
Important notice and disclaimer This presentation has been prepared by Raiz Invest Limited (ACN 615 510 177) (RAIZ). References in this presentation to RAIZ include its group of companies and trusts. This presentation is subject to the conditions outlined below. Your receipt or viewing of the Presen
Slide 18: Investor and media enquiries
For personal use only Investor and media enquiries: Brendan Malone Managing Director and CEO M: + 61 439 339 195 E: ir@raizinvest.com.au Katie Mackenzie Investor Relations M: +61 455 502 197 E: kmackenzie@belleviewir.com.au (ASX:RZI) 27