Raiz Invest Ltd. · ASX:RZI
Raiz Invest — ASX Small & Mid-Cap Conference 2025
15 slides from Raiz Invest's conference presentation, Sep 24, 2025
Slide 1: ASX Small & Mid-Cap Conference
ASX Small & Mid-Cap Conference 24 September 2025 Raiz Invest : A wealth platform for all Australians Level 9, 2 Bulletin Place, Sydney NSW 2000 Announcement authorised by the Board of Directors Raiz Invest Limited ABN 74 615 510 177
Slide 2: Raiz is a wealth platform for all Australians
Raiz is a wealth platform for all Australians Our vision is to allow all Australians to achieve financial well-being regardless of their situation 333,866 $1.95 bn Active Customers FUM At 26 Aug 2025 At 26 Aug 2025 Award-winning platform: Winner 2025 Canstar Finalist in Fintech Winner for round-up M
Slide 3: Raiz makes it easy for everyday Australians to save and invest
Raiz makes it easy for everyday Australians to save and invest Six ways to save Nine portfolios to invest in Dividends Conservative Moderately 5% Plus 3% conservative 16% 2% Moderate 5% Moderately Lump sums / Property aggressive One Offs 6% 14% 31% Automated Recurring Investments Sapphire 52% 10% Ra
Slide 4: Exceptional Products: Innovation
Exceptional Products: Innovation Raiz Invest Raiz Plus Raiz Rewards Raiz Invest Super Raiz Kids Raiz Jars Raiz Lite Raiz Academy 4
Slide 5: Strategic Partnerships: State Street Investment Management
Strategic Partnerships: State Street Investment Management • Global leader: State Street IM is the 4th largest asset manager worldwide • Marketing: Live campaign to commence Sept 25 - Promoting Raiz to State Street IM ’s substantial network of institutional and HNW clients in Australia • Content: Pr
Slide 6: Superior Customer Experience: Investing in AI strategies
Superior Customer Experience: Investing in AI strategies • Sophisticated understanding of each persona's goals, challenges and how they Example 1: could benefit from Raiz products Young Professionals • Investing in the future with generative AI tools to personalise messaging and implement targeted m
Slide 7: Strategic Partnerships: Agile with a keen focus on marketing ROI
Strategic Partnerships: Agile with a keen focus on marketing ROI “Raiz Your Game” Podcast Strategic Partnerships Over 355,000 interactions with our Podcast content since launch in March 2025. Investing in better content to engage social media The use of brand names and/or logos is for educational pu
Slide 8: The opportunity: continue to grow market share
The opportunity: continue to grow market share Winning new customers* Re-engagement and cross-promotion Active Users +333k Plus Users Rewards Users Super Users *Source: ABS, ASX (ASX Australian Investor Study 2023). 8
Slide 9: Exceptional Products: Maximising customer lifetime value
Exceptional Products: Maximising customer lifetime value KIDS: 10% GEN Z: 14% MILLENNIAL: 51% GEN X: 20% BOOMERS: 5% Raiz Academy Raiz Kids Raiz Invest Active Users +325k Raiz Super Raiz Rewards Innovative Product Roadmap UNDER 18 EARLY CAREER PAYING OFF DEBT GROWING WEALTH STARTING RETIREMENT Maxim
Slide 10: FY25 Financial Highlights: Strong revenue growth and record UEBITDA
FY25 Financial Highlights: Strong revenue growth and record UEBITDA Financial Metrics 14.3% Core Business Drivers Revenue Underlying EBITDA1 Active Customers ARPU2 $24.1m $2.8m 329,277 $75.67 15% 147% 7% 9% Operating Cashflow3 Cash FUM Netflows $4.0m $13m $1.8bn $210m 9% 54% 30% 100% FY26 Earnings G
Slide 11: FY26: Strategic priorities
FY26: Strategic priorities Superior customer Exceptional Strong strategic experience products partnerships Seamless omni-channel service Innovative solutions Strategic partnership with State Street Investment Proactive engagement Integrated ecosystems Management (SSIM) Trust and transpar
Slide 12: Compelling investment thesis
Compelling investment thesis 1 2 3 4 5 6 CUSTOMER SOLID OPPORTUNITIES EXPANDED SCALABLE STRENGTH FIRST TRACTION RESOURCES Proven scalable Strong balance Customer centric Continued Strong reputable Strengthened both technology and sheet, well culture driving growth in core partnerships in people and
Slide 13: Corporate Overview
Corporate Overview Raiz Share Price & Volume Capital structure (17-Sep-25) Shares on issue 105.4m Share price A$0.715 12-month range A$0.40 - A$0.86 Market capitalisation A$75m Cash & cash equivalents 30 June 2025 A$13m Top Holdings (17-Sep-25) Shares (%) 1 THORNEY INVESTMENTS 14.7m 14.0 2 SEVEN WES
Slide 14: Important notice and disclaimer
Important notice and disclaimer This presentation has been prepared by Raiz Invest Limited (ACN 615 510 177) (RAIZ). References in this presentation to RAIZ include its group of companies and trusts. This presentation is subject to the conditions outlined below. Your receipt or viewing of the Presen
Slide 15: (ASX:RZI)
Investor and media enquiries: Brendan Malone Managing Director and CEO M: + 61 439 339 195 E: ir@raizinvest.com.au Katie Mackenzie Investor Relations M: +61 455 502 197 E: kmackenzie@belleviewir.com.au (ASX:RZI) 15