Centrepoint Alliance Limited · ASX:CAF
Centrepoint Alliance — FY2026 Earnings Presentation
30 slides from Centrepoint Alliance's earnings presentation, Aug 25, 2026
Slide 1: Full Year Results 2026
FULL YEAR RESULTS 2026 Results presentation & strategy update John Shuttleworth Brendon Glass Chief Executive Officer Chief Financial Officer 25 August 2026 centrepointalliance.com.au · ASX: CAF 1
Slide 2: Disclaimer
I M P O R T AN T I N F O R M AT I O N DISCLAIMER This presentation is for general information purposes only and should be read in conjunction with the Full Year Financial Report for the twelve months ending 30 June 2026 and the Appendix 4E lodged with the Australian Securities Exchange by Centrepoin
Slide 3: Results and Business Update
01 RESULTS AND BUSINESS UPDATE John Shuttleworth · Chief Executive Officer
Slide 4: FY26 Results Summary
R E S U L T S AN D B U S I N E S S U P D AT E FY26 RESULTS SUMMARY Centrepoint delivered another year of profitable growth and is positioned for continued expansion. Five years of execution has transformed the business. Our licensee franchise is strong. The Salaried Advice Business is emerging as a
Slide 5: Another Year of Profitable Growth
S N AP S H O T O F F Y 2 6 R E S U L T S ANOTHER YEAR OF PROFITABLE GROWTH NET REVENUE PROFIT BEFORE TAX 2 $12.3m NORMALISED EBITDA 1 $43.0m $7.3m +5% on FY25 In line with FY25 ▲ +16% on FY25 FINAL ORDINARY DIVIDEND CASH AT 30 JUNE 2026 3 FY26 result highlights another year of profitable growth, led
Slide 6: Six Years of Profitable Growth
F I N AN C I A L P E R F O R M AN C E · F Y 2 1 – F Y 2 6 SIX YEARS OF PROFITABLE GROWTH Acquisitions, organic growth and cost discipline have delivered stronger earnings, efficiency and shareholder returns. 12.3 10.6 9.1 7.2 7.62 3.4 EBITDA1 ↑ +262% $m FY21 FY22 FY23 FY24 FY25 FY26 5-YR Net revenue
Slide 7: 130% Shareholder Return Since July 2021
T O T AL S H AR E H O L D E R R E T U R N 130% SHAREHOLDER RETURN SINCE JULY 2021 CUMULATIVE TSR 130% A total of 17.5 cents per share, totalling $31.6m, has been returned to shareholders since February 2021 — 13.0 cents ordinary and 4.5 cents special — alongside share- price growth from $0.22 to $0.
Slide 8: The Need for Advice Has Never Been Greater
S T R AT E G I C C O N T E X T THE NEED FOR ADVICE HAS NEVER BEEN GREATER The great shift from accumulation to retirement — driven by an ageing THE SCALE OF THE POOL population, as the baby-boomer cohort moves from building wealth to drawing an $19.2tn income from it. Increased complexity through th
Slide 9: A Structural Tailwind for Advice
S T R AT E G I C C O N T E X T A STRUCTURAL TAILWIND FOR ADVICE Adviser supply is fixed while demand rises — technology extends capacity without closing the gap. Advice demand Client relationships (m) 2.1m+ and rising With technology / AI ~2.3m — gap narrows THE ADVICE GAP Adviser capacity ~1.5–1.7m
Slide 10: One of the Market's Strongest Advice Franchises
AD V I S E R F R AN C H I S E · F Y 2 1 – F Y 2 6 ONE OF THE MARKET'S STRONGEST ADVICE FRANCHISES Centrepoint finished FY26 as the #2 licensee, with 576 advisers operating under our licence and 201 self-licenced firms with an estimated 1,072 advisers. 1,471 1,648 1,308 1,374 1,305 1,022 571 (22) 576
Slide 11: Advisers Within the Franchise Remain Strong
L I C E N S E E F R AN C H I S E · F E E & R E V E N U E T R E N D S ADVISERS WITHIN THE FRANCHISE REMAIN STRONG Advisers are earning more from each client while keeping their books broadly steady — the signature of a franchise moving up-market. FEE PER CLIENT IS RISING REVENUE PER ADVISER IS RISING
Slide 12: Salaried Advice: An Emerging Growth Platform
G R O W T H P L AT F O R M · S AL AR I E D AD V I C E SALARIED ADVICE: AN EMERGING GROWTH PLATFORM Salaried advice is a developing growth platform — driven by rising per-adviser productivity, not headcount alone. Total revenue Avg. revenue per adviser ($k) $577k 2.3× $502k $404k $338k $13.28m $10.05
Slide 13: ICONIQ: Pathway to $1 Billion
INVESTMENT SOLUTIONS · ICONIQ ICONIQ: PATHWAY TO $1 BILLION A full-featured platform, highly competitive FUA BUILD-OUT — THE LEVERS TO $1BN Illustrative with the majors In-hand / high Probable (timing- Indicative upside TBC ▲ confidence dependent) (TBC) +$275m Technology and experience — advisers ra
Slide 14: A Clear Pathway to $20 Million of Normalised EBITDA
VERSION D · WITH HISTORY O U T L O O K · P AT H W A Y T O $ 2 0 M E B I T D A A CLEAR PATHWAY TO $20 MILLION OF NORMALISED EBITDA Normalised EBITDA has grown +262% over the last five years. The pathway to $20 million extends that same trajectory, through drivers that are largely identified or alread
Slide 15: Every Acquisition Has Delivered
C AP I T A L AL L O C A T I O N · M & A EVERY ACQUISITION HAS DELIVERED Five transactions, $24.5m total consideration and only $12.5m of cash deployed — each deal adding scale, earnings and salaried advice capacity. FY22 FY24 FY25 FY262 ClearView Financial Advice Financial Advice Matters Brighter Su
Slide 16: The Foundation Is Built
O U R AI I N V E S T M E N T · W H E R E W E AR E THE FOUNDATION IS BUILT We have moved deliberately from ad-hoc experimentation to a governed, in-house development capability — building an extensible architecture and infrastructure to support our development roadmap. 01 02 03 Foundations Capability
Slide 17: AI Roadmap: From Foundation to Advice
W E AR E B U I L D I N G T H E P L AT F O R M — T O D E L I V E R AC R O S S T H R E E F R O N T S AI Roadmap: From Foundation to Advice Make advisers more efficient Make Centrepoint more efficient Develop new advice & licensee services Give advisers back time on every client file. Scale supervision
Slide 18: Financial Results
02 FINANCIAL RESULTS Brendon Glass · Chief Financial Officer
Slide 19: Sustained Growth in Net Revenue and Normalised EBITDA
F I N AN C I A L R E S U L T S S U M M AR Y SUSTAINED GROWTH IN NET REVENUE AND NORMALISED EBITDA Achieved through organic fee growth and salaried adviser acquisitions. HIGHLIGHTS VS PCP 5× FASTER REVENUE GROWTH THAN EXPENSE GROWTH For the period ($m) FY24 FY25 FY26 Net revenue +$2.1m | Management e
Slide 20: Normalised EBITDA Has Nearly Grown 3.5x
F I N AN C I A L P E R F O R M AN C E · F Y 2 1 – F Y 2 6 NORMALISED EBITDA HAS NEARLY GROWN 3.5X Over five years, growth in licensee fees and salaried advice has supported material EBITDA growth from $3.4m to $12.3m. REVENUE GROWTH — MAIN DRIVERS EBITDA grows 3.5x $12.3m LICENSEE FEES $9.1m $10.6m
Slide 21: Revenue Growth Outpaced the Cost Base
AL T E R N A T I V E · E B I T D A W AL K — C O S T H E AD W I N D S B R O K E N O U T REVENUE GROWTH OUTPACED THE COST BASE Scale benefits realised through disciplined integration — revenue growth substantially exceeded growth in the cost base, contributing to a near 4× increase in EBITDA over five
Slide 22: Sound Balance Sheet with $5.25m Undrawn Bank Facility
B AL AN C E S H E E T SOUND BALANCE SHEET WITH ADEQUATE LEVERAGE AND $5.25M UNDRAWN BANK FACILITY TO DRIVE INORGANIC GROWTH As at ($m) FY25 FY26 Cash & cash equivalents increased from 30 June 2025 by $0.7m primarily due to $9.1m in net cash from operations, $1.4m net bank borrowing ($3.0m loan proce
Slide 23: Strong Cash Performance Generating $10.6m Gross Cash from Operations
C AS H M O V E M E N T · F Y 2 6 STRONG CASH PERFORMANCE GENERATING $10.6M IN GROSS CASH FROM OPERATIONS Cash at June 2026 closed at $14.4m $10.6m ($0.6m) ($0.9m) Gross cash from operations $10.6m ($9.1m net ($2.2m) $1.4m ($0.4m) ($1.6m) $0.5m cash provided by operations after one-off costs and ($6.
Slide 24: Strong Earnings Quality, Cash Returns and Balance Sheet Capacity
F I N AN C I A L S N AP S H O T STRONG EARNINGS QUALITY, CASH RETURNS AND BALANCE SHEET CAPACITY FY26 combined a 28.6% normalised EBITDA margin and 88% recurring revenue with higher EPS, dividends, cash and NTA. Profit & loss management FY24 FY25 FY26 Shareholder returns FY24 FY25 FY26 Employment co
Slide 25: FY27 Earnings Outlook
03 FY27 EARNINGS OUTLOOK Our guidance is in the range of $14.5m to $15.5m EBITDA
Slide 26: Questions
04 QUESTIONS ALLIANCE
Slide 27: Appendix
05 APPENDIX Service metrics and corporate snapshot.
Slide 28: It's Been Another Busy and Productive Year
FY26 SERVICE METRICS IT'S BEEN ANOTHER BUSY AND PRODUCTIVE YEAR LEARNING, EVENTS & LICENCING, AUDIT & TECHNICAL & ADVICE SUPPORT TECHNOLOGY & SERVICE MARKETING COMPLIANCE 10 Self-Licenced compliance 11 20 3rd-party technology providers 45,137 CPD hours logged committees supported 39 11 security-appr
Slide 29: Corporate Snapshot
AP P E N D I X CORPORATE SNAPSHOT CAPITAL STRUCTURE BOARD AND KEY PERSON Shares · 31/07/2026 TOP SHAREHOLDERS 31/07/2026 ASX stock code CAF Georg Chmiel 0.97m (0.5%) TIGA Trading Pty Ltd & related entities 43.4m (20.83%) Chairman Cash balance 30 Jun 2026 $14.4m The Australian Wealth Advisors Group 3
Slide 30: End
05 CENTREPSINT ALLIANCE