Centrepoint Alliance Limited · ASX:CAF
Centrepoint Alliance — FY2025 Earnings Presentation
25 slides from Centrepoint Alliance's earnings presentation, Aug 26, 2025
Slide 1: FY25 Results Presentation and Strategy Update
FY25 RESULTS PRESENTATION AND STRATEGY UPDATE John Shuttleworth, CEO Brendon Glass, CFO 26 August 2025
Slide 2: Disclaimer
DISCLAIMER This presentation is for general information purposes only and should be read in conjunction with the Full Year Financial Report for twelve months ending 30 June 2025 and the Appendix 4E lodged with the Australian Securities Exchange by Centrepoint Alliance Limited (ASX:CAF) on 26 August
Slide 3: Results and Business Update
RESULTS AND BUSINESS UPDATE John Shuttleworth, CEO
Slide 4: Key Highlights for FY25
KEY HIGHLIGHTS FOR FY25 Centrepoint Alliance • Licensee leadership sustained: Net growth of 22 authorised representatives (ARs), now 571 advisers under CAF – strongest organic growth in market. delivers strong • Managed accounts momentum: Funds under management increased 40% to performance, $423m, d
Slide 5: Snapshot of FY25 Results
SNAPSHOT OF FY25 RESULTS $326.1m $40.9m $10.6m Gross revenue Net revenue Normalised EBITDA1 $38.7m $4.8m +13% +13% $1.5m on FY24 on FY24 +16% on FY24 $7.3m $13.7m Dividend Declared Fully franked to be paid Profit before tax Cash 2 October 2025 1.75¢ at 30 June 2025 $1.7m $1.5m Ordinary +30% on FY24
Slide 6: Through acquisitions, cost management and organic growth Centrepoint is on a sound financial footing
THROUGH ACQUISITIONS, DISCIPLINED COST MANAGEMENT AND ORGANIC GROWTH CENTREPOINT IS ON A SOUND FINANCIAL FOOTING EBITDA1 FY21 FY22 FY23 FY24 FY25 $m 10.6 9.1 7.2 7.62 +212% 3.4 Net revenue $28.1m $31.2m $32.5m $36.1m $40.9m +46% Full time employees 90 104 100 125 125 +39% Cost to income ratio3 88% 7
Slide 7: The Total Shareholder Return of 125% Since July 2021
THE TOTAL SHAREHOLDER RETURN OF 125% SINCE JULY 2021 125% TOTAL SHAREHOLDER RETURN Cumulative TSR, % …the share …a total of 14.5 cents per 66% price has risen share paid totaling from 22 cents to 43% $25.5m (fully franked) has 39 cents 25% been returned to shareholders, 10 cents ordinary and 4.5 cen
Slide 8: Centrepoint Has Five Strategic Pillars to Drive Growth
CENTREPOINT HAS FIVE STRATEGIC PILLARS TO DRIVE GROWTH Our focus is on margin expansion and annuity revenue enabled by the strong distribution network of circa 1,471 financial advisers 1 2 3 4 5 Objective Grow licenced Grow Build Launch Grow and salaried scale super and lending self-licenced adviser
Slide 9: Centrepoint Continues to Grow and Take Market Share
CENTREPOINT CONTINUES TO GROW AND TAKE MARKET SHARE CHANGES IN ADVISER NUMBERS BY LICENSEE 1/7/2024 TO 30/06/2025 NUMBER NET 1 2 RANK LICENSEE GROUP OF ARS APPOINTMENTS RESIGNATIONS CHANGE • Centrepoint recorded the highest organic 1 Insignia 1098 117 201 -84 net growth in the market in FY25 2 583 5
Slide 10: Strong Investment Performance and Distribution Turning Around Investment Management Business
STRONG INVESTMENT PERFORMANCE AND DISTRIBUTION IS TURNING AROUND THE INVESTMENT MANAGEMENT BUSINESS Managed account Annualised portfolio returns since inception from 18th December FUM $m 2023 ending 30 June 2025 have performed above the investment VMAPS IQ / FCMA objective across all risk profiles 4
Slide 11: IconiQ - Strong Differentiated Offer in Early Commercialisation
ICONIQ - STRONG DIFFERENTIATED OFFER IN EARLY COMMERCIALISATION Launched in December 2024, IconiQ is in the early stages of commercialisation – the current focus is on onboarding advisers, training, asset transitions and completing integrations with adviser software 1. Competitive offer 2. Key diffe
Slide 12: Empowering Advice Through Technology and AI
EMPOWERING ADVICE THROUGH TECHNOLOGY AND AI Centrepoint Alliance is combining deep fintech expertise with AI-driven innovation to enhance adviser efficiency, strengthen governance, and build scalable future capabilities Deep fintech expertise AI and robotics are AI has potential to enables best-in-c
Slide 13: Multi-Pronged Approach to Cybersecurity Risk Reduction and ISO Certification
CENTREPOINT HAS A MULTI-PRONGED APPROACH TO CYBERSECURITY RISK REDUCTION AND TARGETING ISO CERTIFICATION BY MID 2026 ISO/IEC 27001 is the internationally recognised standard for information security management systems (ISMS) Third-party • Third Party Cyber and Data Privacy Program ensures secure int
Slide 14: Financial Results
FINANCIAL RESULTS Brendon Glass, CFO
Slide 15: Sustained Growth in Net Revenue and EBITDA
SUSTAINED GROWTH IN NET REVENUE AND EBITDA ACHIEVED THROUGH ORGANIC FEE GROWTH AND FAM ACQUISITION Financial results summary FY23 FY24 H1 FY25 H2 FY25 FY25 • Gross revenue up $38.7m (+13% PCP) primarily For the period ($m) ($m) ($m) ($m) ($m) driven by higher gross commissions from licensed Gross Re
Slide 16: Adviser Fees Uplift, FAM Acquisition and Expense Management Driving Earnings Increase
ADVISER FEES UPLIFT, FAM ACQUISITION AND CONTINUED EXPENSE MANAGEMENT DRIVING EARNINGS INCREASE Revenue and expense analysis Key net revenue movements (vs. PCP): Net revenue movement • Adviser fees up $3.1m primarily driven by: $m $2.3 $40.9 – $0.8m from licensed adviser growth from 549 FY24 to 571
Slide 17: Group Net Revenue Growing at 10% CAGR Since FY21
GROUP NET REVENUE GROWING AT 10% CAGR SINCE FY21 LED BY DOUBLE- DIGIT GROWTH IN ADVISER FEE & SALARIED ADVICE Continued net revenue growth $m 40.9 FY21 FY22 36.1 FY23 31.2 32.5 FY24 28.1 27.1 FY25 24.0 22.4 18.9 13.0 8.5 6.2 6.7 5.6 4.7 3.4 3.3 2.7 2.6 3.0 1.4 2.8 2.2 1.4 1.0 1.3 1.4 1.4 1.8 1.6 Gro
Slide 18: Sound Balance Sheet With Adequate Leverage and Undrawn Bank Facility
SOUND BALANCE SHEET WITH ADEQUATE LEVERAGE AND ADDITIONAL $6.65M UNDRAWN BANK FACILITY TO DRIVE INORGANIC GROWTH Balance sheet FY24 FY25 • Cash & cash equivalents increase of $1.5m due to increase As at ($m) ($m) in cash provided by operations of $11.4m; offset by dividends Cash & Cash Equivalents 1
Slide 19: Strong Cash Performance Generating $9.7M Gross Cash From Operations
STRONG CASH PERFORMANCE GENERATING $9.7M IN GROSS CASH FROM OPERATIONS Cash movement FY25 • Cash in June 2025 closed at $13.7m • FY25 Gross cash from operations $2.4m $0.5m $0.1m $9.7m $9.7m $0.2m $1.0m $0.3m • $0.6m one-off costs comprised of $0.6m $1.2m $0.1m in employment redundancies and $0.5m o
Slide 20: Scaled Net Revenue Growth and Disciplined Expense Management
Scaled net revenue growth and disciplined expense management both organically and through effective acquisition integrations has delivered ROE growth in excess of 20% Financial snapshot Profit and Loss Management FY23 FY24 FY25 Balance Sheet FY23 FY24 FY25 Headcount FTE 100.3 125.3 124.5 Closing Cas
Slide 21: Outlook
OUTLOOK CENTREP®@INT ALLIANCE
Slide 22: Summary and Outlook
SUMMARY AND OUTLOOK Centrepoint • Adviser recruitment momentum continues, supported by industry consolidation and competitive value proposition Alliance’s strong market position, • Strategic initiatives such as Managed Accounts and IconiQ platform roll-out delivering early traction expanding adviser
Slide 23: Questions
CENTREPGINT ALLIANCE QUESTIONS
Slide 24: Appendix
CENTREPGINT ALLIANCE APPENDIX
Slide 25: Corporate Snapshot
CORPORATE SNAPSHOT EXPERIENCED AND INVESTED CAPITAL STRUCTURE LEADERSHIP TEAM TOP SHAREHOLDERS Shares held Investors ASX stock code CAF Board & Management Role as at 01/08/25 As at 01/08/2025 Shares held (% of SOI) Cash balance as at 30 Jun 2025 $13.7m Mr Georg Chmiel Chairman 0.97m (0.5%) Thorney I