Pt Mnc Kapital Indonesia Tbk · IDX:BCAP
Pt Mnc Kapital Indonesia Tbk — Corporate Update (April 2021)
41 slides from Pt Mnc Kapital Indonesia Tbk's corporate update, April 2021
Slide 1: Corporate Update
PT MNC Kapital Indonesia Tbk CORPORATE UPDATE April 2021 Member of MNC Group
Slide 2: BCAP – An Introduction
BCAP – An Introduction MNC Kapital Indonesia is the most diversified and integrated financial services group in Indonesia MNC Group with ten fully licensed operating subsidiaries, active in banking, multi-finance, securities & brokerage, insurance, asset management, and financial technology. MNC Kap
Slide 3: A Full Suite Of Licenses, Structured Under A Holding Company
A Full Suite Of Licenses, Structured Under A Holding Company MNC Financial Services owns 19 Indonesian financial licenses accross its 9 subsidiaries, including 7 digital finance licenses for future developments •Conventional •Multifinance •Multifinance •Brokerage • General • Life • Investment • e-Mo
Slide 4: BCAP Over The Years
BCAP Over The Years • Acquires Payment Gateway, Fraud Detection System Inauguration of and Invoicing • BCAP repositioned integrated licenses as the holding branch offices • Launch Hario - • Launch SIAP Haji - company for in Jakarta, insurance app Starts web-based hajj financial services Surabaya, •
Slide 5: Key Investment Highlights
Key Investment Highlights 1 Strong macroeconomic environment supported by attractive population dynamics and a rapid growing economy 2 A diversified financial services group owning a full suite of licenses, structured under one holding company 3 Comprehensive plan to strengthen the operations of all
Slide 6: Shifting Future Growth From Conventional To Digital Financial Services
Shifting Future Growth From Conventional To Digital Financial Services Digital financial services expected to solve conventional financial challenges Indonesia Digital Economy • Indonesia’s digital economy continues to grow double digits in 2020 and become one of the largest and fastest growing digi
Slide 7: Financial Inclusion Has Been A Focus Of The Central Bank As Half Of Adult Population Is Unbanked
Financial Inclusion Has Been A Focus Of The Central Bank As Half Of Adult Population Is Unbanked • Inclusion of unbanked Indonesians has been a top priority in recent years Banked Population (%) • From 265 million of total population, 181 million adults are eligible for banking. However, only 49% ou
Slide 8: Transformation Towards Digital Financial Services
Transformation Towards Digital Financial Services Recalibrate for the future to face the new normal, where people are more Digital Transactions in Indonesia (e-money) and more digital minded, we are enhancing our digital capabilities. We believe that in this industry, digital is the future. Each bus
Slide 9: Digital Initiatives – Motion
Digital Initiatives – Motion MNC Bank – Mobile/Open Banking All Different menu dashboard for every • New mobile banking account in 1. Biometric login (fingerprint, face detection) MNC Bank 2. Transfer (MNC Bank Account, Online, SKN, RTGS & Brief Virtual Account) account 3. Top up SPIN and other e-mo
Slide 10: Digital Initiatives – Hario
Digital Initiatives – Hario MNC Life x MNC Insurance – Digital-based Insurance App Sliding banner for promotion or announcement • Newly launched features 1. Additional products: education (Hario Pintar), retirement (Hario Pensiun) and COVID-19 coverage; on top of existing products: accident (Hario S
Slide 11: Digital Initiatives – MNC Trade New
Digital Initiatives – MNC Trade New MNC Sekuritas – additional features as Online APERD (Mutual Fund Sales Agent) Buy, sell, Detail of switch, • Phase 1 – Additional mutual funds products from MNC Asset mutual redeem Management (target completion: go live subject to OJK’s fund approval) 1. Limited t
Slide 12: Digital Initiatives – MNC Duit
Digital Initiatives – MNC Duit MNC Asset Management – Online Mutual Fund • Upgrading MNC Duit to service APERD, financial consultants and institution; in addition to current available for retail clients. All in one integrated Product platform offered → Phase 1 - Online opening account - Subscription
Slide 13: Digital Initiatives – SPIN
Digital Initiatives – SPIN MNC Teknologi Nusantara – e-Money, e-wallet, digital remittance Balance Transaction history SPIN Points e-Wallet, to save credit card • New features 1. QRIS transaction on TV 2. From “SPIN Cash” to cash advance via banks To/from Mass other e- 3. Loyalty programs: SPIN Poin
Slide 14: Digital Initiatives – Flash Mobile
Digital Initiatives – Flash Mobile • In January 2021, Flash Mobile has obtained Bank Indonesia's license as a MNC Group’s payment gateway operator, including billers Fraud Detection System and invoicing • MNC Vision services • MNC Play • Vision+ • Flash Mobile is underway for PCI DSS • K-Vision (hig
Slide 15: In the Pipeline – Venture Capital
In the Pipeline – Venture Capital General partner Venture Source capital from firm Capital 1. Fundraising 5. Distribution Limited partner Source capital from banks, Investors Distribute capital and corporations, endowments, funds investment proceeds in fund to and/or high net worth individuals limit
Slide 16: In the Pipeline – Securities Crowdfunding
In the Pipeline – Securities Crowdfunding Securities Crowdfunding Legal Agreement (Digital Signature) 16
Slide 17: In the Pipeline – P2P Lending
In the Pipeline – P2P Lending Lenders Channel Borrowers • Broader/nationwide customer-base Express with digital on-boarding fund • As channeling agent for MNC Bank, Paylater MNC Finance and MNC Leasing • Leverage MNC Group’s ecosystem to Payroll minimize risks deduction • Implement AI based credit s
Slide 18: In the Pipeline – AI Based Credit Scoring
In the Pipeline – AI Based Credit Scoring BI/OJK Checking, Credit bureau, Fintech Association Real Time Data, Batched Data Transaction, Behavior Data Social Media Activity Group Digital Platform, OTT, Digital Social Media Integration transactions, MDM Data a client Powered by AI Call Data Pattern Fr
Slide 19: Digital MNC Financial Services Blueprint
Digital MNC Financial Services Blueprint • MNC Bank, MNC Leasing and MNC Finance will use available funds or funds received from Digital venture capital to channel loans from P2P lending Payment platform and equity crowdfunding (ECF), where & Open Banking SPIN and Motion users can also participate a
Slide 20: Group Loyalty system to connect MNC Group
Group Loyalty system to connect MNC Group • SPIN Points will unify all MNC Group’s point systems and redemption • Customers earn points on every transaction, which can be redeemed to increase attachment, engagement and loyalty to stay within MNC Group’s ecosystem • With our large customer base, MNC
Slide 21: Financials
Financials 21
Slide 22: Financial Highlights 9M 2020
Financial Highlights 9M 2020 in million Rupiah 9M 2020 9M 2019 Profit and Loss 9M 2020 Revenue Contribution Revenues 1.767.643 2.037.595 Net profit before tax 2.478 56.111 *stand alone basis Net profit for the period 16.835 61.001 0.7% Total net profit attributable to : 6.0% - Owners of the company
Slide 23: Historical 5 years
Historical 5 years in million Rupiah 2019 2018 2017 2016 2015 Profit and Loss Revenue Contribution Revenues 2,737,029 2,661,759 2,386,245 2,287,344 1,953,738 Income (Loss) Before Tax 82,312 180,489 (980,719) (57,795) (50,635) 3,000,000 *stand alone basis Net income 56,482 153,877 (737,629) (38,941)
Slide 24: Subsidiaries
Subsidiaries 01. MNC Bank 02. MNC Finance 03. MNC Sekuritas 04. Auerbach Grayson 05. MNC Leasing 06. MNC Insurance 07. MNC Life 08. MNC Asset Management 09. MNC Teknologi Nusantara 24
Slide 25: 01. MNC Bank
01. MNC Bank • Acquired in 2014, MNC Bank operates banking activities, including deposits and lending • It is primarily focused on the retail and consumer banking segment as well as a small to medium enterprises segment supported by commercial and corporate business segment Products and services Acc
Slide 26: 01. MNC Bank - Key Strategic Plan
01. MNC Bank - Key Strategic Plan Grow Sustainable and Prudent Loan Strengthen Risk Management • Focus : Commercial and Consumer Loans (Multi • Risk framework (identification, assessment / 6 1 Finance & Personal Loans) analysis, mitigation, monitoring & reporting) 6 1 • Portfolio Actions (Top-Up, X-
Slide 27: 02. MNC Finance
02. MNC Finance • Acquired in 2003, MNC Finance is primarily engaged in the consumer financing business, including (i) car refinancing; (ii) multi-purpose financing and (iii) factoring Accessibility • Besides physical offices and salespersons around Indonesia, MNC Finance’s products also actively ma
Slide 28: 02. MNC Finance – Business Model Transformation
02. MNC Finance – Business Model Transformation 2017 | CAR REFINANCING EARLY STAGE 2019 | FOCUS ON REFINANCING 2024 | FOCUS ON CUSTOMER DRIVEN CAR PROPERTY PROPERTY CAR FINANCING REFINANCING MORTGAGE REFINANCING FINANCING 24% CAR 23% 5% 26% 41% FINANCING 57% CAR CAR REFINANCING REFINANCING 54% 50% D
Slide 29: 03. MNC Sekuritas
03. MNC Sekuritas Established in 1989, MNC Sekuritas provides Products Strong Points various securities-related services, including: (i) • The best online trading system in brokerage and securities trading services; (ii) the market, named MNC Trade corporate finance and financial advisory • 143 poin
Slide 30: 04. Auerbach Grayson
04. Auerbach Grayson Acquired in January 2021, Auerbach Grayson & Company LLC (“AGCO”) aims to complement MNC Sekuritas’ distribution network for its services in the equity capital market (placement and stockbroking), debt capital market, investment banking, research and online trading, not only in
Slide 31: 05. MNC Leasing
05. MNC Leasing • Acquired in 2014, MNC Leasing focuses on providing asset financing for productive customers in Indonesia through the provision of working capital financing, investment financing and multipurpose financing solutions • It also provides financing for asset based financing with focus o
Slide 32: 05. MNC Leasing - Strategy to Strengthen the Business
05. MNC Leasing - Strategy to Strengthen the Business • Strengthen and expand collaboration with brand holders in Heavy Equipment, Commercial Vehicle, Machinery, and Healthcare Equipment businesses Collaboration • Collaborate with Principal and Distributor in FMCG industry for Supply Chain Financing
Slide 33: 06. MNC Insurance
06. MNC Insurance PT MNC Kapital Indonesia Tbk acquired PT Jamindo General Business Model Insurance on December 20th, 2011 and changed its name to PT MNC Asuransi Indonesia. • Conventional channel Products Financial Broker Agent Direct MNC Insurance provides various of general insurance products Ins
Slide 34: 06. MNC Insurance – A Winning Strategy
06. MNC Insurance – A Winning Strategy Marketing Strategy CAGR in Gross Written Premium MNC Insurance vs Industry Short Term Medium and Long Term CAGR • Continue expanding sales • Competitive advantage through enabling 12.48% channels technologies • Leverage group strength through • Improved busines
Slide 35: 07. MNC Life
07. MNC Life • Acquired in 2010, MNC Life is engaged in the provision of life insurance services • It offers a range of life insurance products, including individual insurance, group life insurance, group health insurance and products combining insurance and investments Products and services Accessi
Slide 36: 07. MNC Life – Business Model
07. MNC Life – Business Model Product Channel Target Market Digital ▪ Simple ▪ Web Base ▪ Mass market ▪ Guaranteed Issuance ▪ App ▪ Millennials Offer ▪ E-commerce ▪ Retail ▪ Affordable ▪ Work Site ▪ Traditional 2023 2024 2020 2021 2022 DIGITAL SHARE 2% 6% 7% 12% 4% ▪ Unit Link ▪ Agency ▪ Mass afflue
Slide 37: 08. MNC Asset Management
08. MNC Asset Management Established in 1999, MNC Asset Management offers services ranging from mutual funds, private equity as well as discretionary accounts Products and services Key Revenue Distribution Channels Various mutual funds products • 5 branches Money (conventional and sharia based) Mark
Slide 38: 08. MNC Asset Management - Business Model
08. MNC Asset Management - Business Model Financial Institution Target Non-Financial Institutions Market High Net Worth & Retail Our Business Model Direct Sales - Branches Distribution Channel Selling Agents Mutual Fund Online Systems 38
Slide 39: 09. MNC Teknologi Nusantara
09. MNC Teknologi Nusantara • MNC Teknologi Nusantara (“MTN”) provides online financial services, including e-money, e-wallet and digital remittance • MTN offers integrated payment services to become the digital distribution channel and one stop financial service digital solutions for MNC Group Mile
Slide 40: Smart Payment Indonesia (SPIN)
Smart Payment Indonesia (SPIN) a complete ecosystem Transportation & travel Key Features payment Schools payment • MNC Teknologi Nusantara (MTN) is a subsidiary of MNC Kapital focusing on integrated Fintech ecosystems Savings & investments • E-money, e-wallet, digital remittance, QRIS – MPM (fully l
Slide 41: Thank You
THANK YOU For further information, please contact: Natassha Yunita – Head of Investor Relations natassha.yunita@mncgroup.com ir.bcap@mncgroup.com PT MNC Kapital Indonesia Tbk MNC Financial Center 21st Floor Jl. Kebon Sirih No. 21-27 Jakarta 10340, Indonesia Tel. +62-21 2970 9700 Fax. +62-21 3983 687
PT MNC Kapital Indonesia — Corporate Update (April 2021) on 6ix