Hyakugo Bank, Ltd. · TSE:8368
Hyakugo Bank — Investor Presentation (June 2026)
8 slides from Hyakugo Bank's investor presentation, Jun 2, 2026
Slide 1: Appendix
Appendix 44
Slide 2: Strengths of Our Sales Foundation
Strengths of Our Sales Foundation ■ Key sales foundation data National National Survey year Mie Prefecture Aichi Prefecture ranking ranking Strengths of Mie Prefecture Total population 2024 1,711 thousand people 22nd 7,460 thousand people 4th Concentration of specialized technologies: Automotive par
Slide 3: Group Companies
Group Companies Hyakugo Card Company Limited Credit card and credit guarantee services Hyakugo Leasing Company Limited Lease services Hyakugo Research Institute Company Limited Regional industrial research and consulting services Planning, development and operation of systems, Hyakugo Digital Soluti
Slide 4: Impact of Rising Yen Interest Rates
Impact of Rising Yen Interest Rates Yen Balance Sheet (bank’s non-consolidated Impact of a 0.25% increase in yen interest rates on basis) interest income * Policy rate assumption in the Medium-term ■ Impact simulation Management Plan: 0.75% unchanged ■Summary of yenbalance sheet June 2026 December 2
Slide 5: Corporate Governance Reinforcement
Corporate Governance Reinforcement ■ Reinforcement of the PDCA cycle in corporate governance Matters to Be Addressed Descriptions and Responses Clarify the corporate governance departments (Corporate Planning Section and Secretariat) that were not Clarification of responsible departments previously
Slide 6: Equity Ratio (Consolidated)
Equity Ratio (Consolidated) (100 million yen) Equity capital, shareholders’ equity, and equity ratio (100 million yen) End of End of End of Equity capital Shareholders’ equity Equity ratio 3/24 3/25 3/26 12.55% 12.52% 12.33% 11.49% Equity capital (For equity ratio 2,807 2,878 3,000 calculation purpo
Slide 7: Integrated Risk Management
Integrated Risk Management Risk is kept within an appropriate range according to the Bank’s operating capabilities based on integrated risk management Compared with core capital of 286.6 billion yen and allocable capital of 183.2 billion yen, actual amount of risk is 89.7 billion yen (100 million ye
Slide 8: Outstanding Non-performing Loans by Disclosure Standard and Coverage
Outstanding Non-performing Loans by Disclosure Standard and Coverage Non-performing Loans under Internal Assessment Standard (target: total credit exposure) Loans disclosed under the Financial Reconstruction Act and risk-managed claims (target: total credit exposure) *Special attention loans, loans