Network People Services Technologies Limited · NSE:NPST
Network People Services Technologies — Q1 FY24 Earnings Presentation
36 slides from Network People Services Technologies's earnings presentation, Jul 27, 2023
Slide 1: Cover letter to NSE: Q1 FY24 investor presentation
Network People Services Technologies Ltd. 427/428/429, A-Wing, NSIL, Lodha Supremus II, Road No. 22, Wagle Industrial Estate, Thane(W) - 400604 Office:+91 22 61482100 / www.npstx.com SYMBOL: NPST Dated: 27th July, 2023 ISIN: INE0FFK01017 To, The Manager-Listing Department, The National Stock Exchang
Slide 2: Network People Services Technologies Limited Q1 FY24 Investor Presentation
Network People Services App Technologies Limited Fintech Partner to Bank & Marchant Q1 FY24 Investor Presentation
Slide 3: Safe Harbour Statement
2 Safe Harbour Statement This presentation and the accompanying slides (the “Presentation”), which have been prepared by Network People Services Technologies Limited (‘NPST,’ the “Company”) solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or s
Slide 4: Company Overview
Company Overview
Slide 5: About NPST
4 About NPST VISION Provide digital technology to medium, small and micro setups to transact and operate seamlessly in financial value chain MISSION o Strategically partner with financial institutions, banks, and service Established in 2013 Network People Services providers. Technologies Limited (NP
Slide 6: Key Facts
5 Key Facts Processing 200 Lakh+ Processing 100 Lakh+ monthly Daily UPI Transactions as TSP Merchants Transactions on Timepay EVOK for Banks Revenue 40.79 Cr Managing 4,000 Lakh+ Listed on Adjusted Book ₹ 19.16 Cr In FY22 Mobile Banking Transaction Value 44.21 EBITDA ₹ 34.13 In FY22 Managing 20 Lakh
Slide 7: Our Journey
6 Our Journey 2017 2023 2021 UPI UPI Credit Card 2017 Switch Launched IPO ISSUE 2013 UPI Elevated to Public limited company by Launched UPI SME IPO on NSE 2022 payment switch for Emerge INCORPORATION Banks and bagged Launched wallet orders for multiple SUPER APP based banks Delivered super app to Ag
Slide 8: Business Verticals
7 Business Verticals For Banks & Financial Institutes For Payment Aggregator and Merchants Switch Products 1 1 EVOK - UPI (API) engine IMPS | UPI | Mobile Banking Solution Super App – integrated Third Party Technology Mobile App for Banking 2 Payment 2 Service UPI plug-in Application services Provid
Slide 9: Marquee Client
8 Marquee Client Fintech Partner To Banks Partner To Merchants & Payment Aggregators/ Payment Gateways Investor Presentation
Slide 10: Technology Service Provider
Technology Service Provider
Slide 11: Payment Switch
10 Payment Switch PRODUCTS IMPS UPI MBS Switch Switch o Products: P2P and P2A o Scan & Pay o UPI lite o Develop Mobile App o Channels : [ Mobile | Web/internet o AutoPay o Signed QR o Aggregate services Banking | Branch Banking | ATM o UPI International o Intent o Integrate API’s Business correspond
Slide 12: Qynx - Merchant Acquisition platform for Banks
11 Qynx - Merchant Acquisition platform for Banks 1 Deliverables for Banks Deliverables for Merchants o Qynx is a Digital Merchant platform for banks that provides a complete suite of services and products to manage and operate Merchants of various sizes and categories. Merchant Switch 2 Merchant Po
Slide 13: Super App - Next Generation Mobile Banking Experience
12 Super App - Next Generation Mobile Banking Experience o NPST has invested and built, ready to adopt “SUPER APP” solution for Banking and Fintech platform. o The core objective of building SUPER APP is to provide a seamless user experience with all the banking, financial and transactional services
Slide 14: Third Party Payment Application Provider
Third Party Payment Application Provider
Slide 15: EVOK – A powerful UPI engine
14 EVOK – A powerful UPI engine o TimePay Evok is an API based Payment platform empowering business with flexibility of real-time UPI transactions and innovative payment channel integrated with reconciliation module. o Delivering UPI payment solution being one of the approved TPAP. Processing 200 La
Slide 16: TimePay PSP App For Users
15 TimePay PSP App For Users “TimePay” is a Payment service provider application catering to users and Merchants with payment and collection services. A compact solution having automated process, integrated payment, value added citizen services. The Company intend to create a single platform for use
Slide 17: Roadmap FY 2023 – 2024
16 Roadmap FY 2023 – 2024 o Provide Banking Super app to BFSI o Provide payment switch to banks segment Super App UPI Switch o Revenue model: Licensed model o Revenue model: Pay per transaction o Provide Payment API to PA / PG / o Provide payment business app to Merchants Evok Qynx Banks/ Fintech o
Slide 18: Management Overview
Managment Overview
Slide 19: Board Of Directors
18 Board Of Directors Mr. Deepak Chand Thakur Mr. Ashish Aggarwal Chairman & Managing Director Joint Managing Director o He is an expert in Strategy and Management, with 18 years of experience. o He is a seasoned professional with over 18 years of extensive experience in finance, administration and
Slide 20: Board Of Directors
19 Board Of Directors Mr. Rajiv Kumar Aggarwal Mr. Abhishek Mishra Independent Director Independent Director o He has more than 37 years of experience in acquisition and implementation o He is a Chartered Accountant with more than 16 years industry experience of large IT Projects for Government with
Slide 21: Board Of Directors
20 Board Of Directors Mr. Apurva Chamaria Ms. Renu Shyam Sunder Vashist Mr. Gaurav Chowdhry Non - Executive Director Non – Executive Director Nominee Director o Apurva Chamaria is a versatile professional excelling in the o She overlooks sales and marketing of the company o Gaurav Chowdhry, is a Nom
Slide 22: Key Managerial Personnel
21 Key Managerial Personnel Mr. Rajiv Beri as a Chief Technology Officer (CTO) plays a key role in driving the technology initiative and develop R&D facility for innovation lab. He is responsible for team’s optimum productivity, set up and follow industry standard practices under CMMi and ISO qualit
Slide 23: Industry Overview
Industry Overview
Slide 24: Exponential UPI Growth Since Inception
23 Exponential UPI Growth Since Inception UPI Transaction Volume (In Lakh) 7,40,445 NPST is one of the critical 3,87,446 Technology partners in NPCI’s UPI ecosystem managing 1,88,809 about 8% of country’s volume 1,07,875 as a payment processing 37,463 engine for banks. 27 4,188 2016 2017 2018 2019 2
Slide 25: Accelerated Migration To Digital Led By UPI
24 Accelerated Migration To Digital Led By UPI UPI Adoption & Expected Growth Cheque ATM NEFT NACH POS Internet Banking* Pre Paid Instruments UPI 16% UPI saw about 9x transaction volume increase in past 3 years, increasing 13% from 500 Cr transactions in FY19 to about 4600 Cr 6% 63% transactions in
Slide 26: Increased Merchant Acceptance Of Digital Payments
25 Increased Merchant Acceptance Of Digital Payments Digital Merchant Payments' Share Growing Sharply QR payments are P2M retail, entertainment, travel, healthcare P2M recharge & bill Fin services P2P Others accepted by more than 2% 1% 0% 0% 300 Lakh merchants, 100% a 12x increase from just 25 Lakh
Slide 27: Financial Overview
Financial Overview
Slide 28: Q1 FY24 Performance Highlights
27 Q1 FY24 Performance Highlights All Figures In ₹ Cr Total Income EBITDA Net Profit 7.90 5.15 24.88 3.38 0.90 0.14 Q1 FY23 Q1 FY24 Q1 FY23 Q1 FY24 Q1 FY23 Q1 FY24 Investor Presentation
Slide 29: Q1 FY24 & FY23 Result Highlights
28 Q1 FY24 & FY23 Result Highlights In ₹ Cr Particulars Q1 FY24 Q1 FY23 Y-O-Y FY23 FY22 Y-O-Y Revenues 24.48 3.38 40.79 19.16 Other Income 0.40 0.00 0.34 0.32 Total Income 24.88 3.38 635.87% 41.13 19.49 111.03% Raw Material costs 8.54 1.14 12.5 7.42 Employee costs 6.80 0.72 12.72 6.56 Other expenses
Slide 30: Key Financial Highlights
29 Key Financial Highlights All Figures In ₹ Cr Total Income EBITDA PAT 41.12 6.52 12.37 19.49 15.27 3.81 3.00 1.49 1.07 FY21 FY22 FY23 FY21 FY22 FY23 FY21 FY22 FY23 Investor Presentation
Slide 31: Profit & Loss Statement
30 Profit & Loss Statement In ₹ Cr Particulars FY21 FY22 FY23 Revenues 15.20 19.16 40.79 Other Income 0.06 0.33 0.34 Total Income 15.27 19.49 41.13 Raw Material costs 1.68 -1.28 12.5 Employee costs 5.77 6.57 12.72 Other expenses 4.82 10.39 3.53 Total Expenditure 12.27 15.68 28.75 EBITDA 3.00 3.81 12
Slide 32: Balance Sheet
31 Balance Sheet ₹ In Cr. In ₹ Cr Equities & Liabilities FY21 FY22 FY23 Assets FY21 FY22 FY23 Equity 4.50 6.46 6.46 Non Current Assets Reserves 2.18 15.59 22.11 Fixed assets 6.60 10.62 13.06 Net Worth 6.68 22.05 28.57 Non-current investments 0.01 0.01 0.01 Non-current Liabilities Other Non-Current F
Slide 33: Cash Flow Statement
32 Cash Flow Statement In ₹ Cr Particulars FY21 FY22 FY23 Cashflow from Operations 2.33 -7.44 12.01 Cashflow from Investments -2.55 -5.49 -5.73 Cashflow from Financing 0.33 13.45 0.19 Net Cash flow 0.10 0.53 6.47 Opening Cash & Cash Equivalent 0.34 0.44 0.97 Closing Cash & Cash Equivalent 0.44 0.97
Slide 34: Key Ratios
33 Key Ratios Profit Margins In % Adjusted EPS In ₹ Adjusted Book Value In ₹ EBITDA PAT 10.09 44.21 30.1 34.13 19.73 19.89 15.85 14.85 7.03 7.78 2.38 2.31 FY21 FY22 FY23 FY21 FY22 FY23 FY21 FY22 FY23 Quick Ratio In Times Return Ratios In % EV/EBITDA In Times 3.07 ROE ROCE 28.82 2.17 30.44 23.39 13.3
Slide 35: Stock Data
34 Stock Data NSE: NPST ISIN: INE0FFK01017 Share Holding Pattern As on 26-07-2023 As on 31-06-2023 Share Price (₹) 931.60 22.79% Promoter & Promoter Group Market Capitalization (₹ Cr) 602.00 Institutions No. of Shares Outstanding 64,62,000 9.66% 67.55% NII Face Value (₹) 10.00 52 week High-Low (₹) 9
Slide 36: Thank You
427/428/429-A, Lodha Supremus II, Wagle Estate, Thane West – 400 604. Email: contact@npstx.com Phone: 022 4100 2455 Website: https://npstx.com 713-B, Lodha Supremus II, Wagle Estate, Thane West – 400 604. Email: info@kirinadvisors.com Phone: 022 4100 2455 Website: www.kirinadvisors.com THANK YOU
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