Crizac Limited · NSE:CRIZAC

Crizac — Q1 FY27 Earnings Presentation

37 slides from Crizac's earnings presentation, Aug 4, 2026

  1. Slide 1: Exchange filing cover letter: Investor Presentation under Regulation 30

    ed ‘qrizqc CIN : L80903WB2011PLC156614 WING A, 3rd FLOOR,Constantia Building, 11 Dr. U.N.Brahmachari Street, Shakespeare Sarani,Kolkata- 700017 MAKING West Bengal, India EDUCATION EASY Date: August 4, 2026 [To To [National Stock Exchange of India Ltd BSE Limited [Exchange Plaza, 5th Floor, C-1, Bloc

  2. Slide 2: Investor Presentation Q1 FY27

    crizac limited Investor Presentation Q1 FY27

  3. Slide 3: Safe Harbour Statement

    SAFE HARBOUR STATEMENT This presentation may contain certain “forward-looking statements” within the meaning of applicable securities laws and regulations, which may include those describing the Company’s strategies, strategic direction, objectives, future projects and/or prospects, estimates etc. I

  4. Slide 4: Company snapshot

    Company snapshot One of India’s leading AI native global mobility platform Financial Financial Highlights Highlights FY26 • Founded in 2011, Crizac Limited is a AI native global mobility platform Q1 FY27 • Connects students, Counselling Partners, and universities across international markets ₹2,012

  5. Slide 5: Management commentary

    Management commentary “Q1 FY27 demonstrated the resilience of Crizac Limited’s platform-led model. Operating Income stood at ₹2,012 million, a decline of 4.0% YoY, reflecting a less favourable mix of university partners this quarter rather than any reduction in underlying platform activity. Sequenti

  6. Slide 6: Our journey

    Our journey Jul’26 Acquired Inova Consultancy, expanding presence into “What began as a vision in 2011 has Mexico and Netherlands Jun’26 Strengthened AI-powered evolved into a global journey, powered by financing and visa capabilities via our team’s passion and purpose.” Foreign Admits’ investment A

  7. Slide 7: Key Highlights

    Key Highlights Profit and Loss Summary ₹ in millions Particulars Operating Income EBITDA1 PBT PAT2 Q1 FY27 2,012 600 648 471 Growth (YoY) (4.0%) (7.6%) 4.3% 2.9% Margin 29.8% 31.1% 22.6% EPS 2.69 1.EBITDA is calculated as profit for the period minus other income plus finance costs, depreciation and

  8. Slide 8: Our Business model

    Our Business model End-to-end support for students from application to admission Counselling Student Crizac University Partner Shares study Guides selection and Reviews applications and drives a Reviews abroad goals and prepares applications seamless admission journey by applications and academic pr

  9. Slide 9: Our Platform

    OUR PLATFORM Counselling Partners Crizac’s Proprietary Platform Global Institutions Key Features Student Application Onboarding & Assessment AI Led Automated Profile Creation Dashboard & Reporting application Workflow Offer Letter Real-time dashboards with actionable insights and Application screeni

  10. Slide 10: Source Countries

    Source COUNTRIES Our global footprint spans 85+ source countries Key Source Countries • India • China • Vietnam • Nepal • Bangladesh • Nigeria • Sri Lanka • Ghana • Kenya • Peru • Colombia • Brazil

  11. Slide 11: Destination countries & presence

    Destination countries & presence Our global footprint spans across 12 Destination countries and Operational Presence across 11 countries Destination Countries • UK • Canada • USA • Australia • New Zealand • Ireland • Singapore • UAE • Germany • France • Malta • Netherlands* Operational Presence • In

  12. Slide 12: Q1 FY27 Key operational highlights

    Q1 FY27 Key operational highlights Performance Indicators Network Health & Engagement Top 10 Universities Top 10 Counselling Number of Source Destination Active Counselling Revenue Share Partners Payout Share# Universities* Countries Countries Partners ₹ 1,383 Mn 24.5% 110 85+ 12 4,032 68.7% of Reve

  13. Slide 13: Q1 FY27 Revenue bifurcation

    Q1 fy27 Revenue bifurcation Detailed breakdown of revenue concentration Geography Student Origin Destination Country Source Country 0.9% 0.2% 0.2% 0.3% 22.3% 50.2% 27.2% 98.7% UK 98.7% India 50.2% Republic Of Ireland 0.9% Asia (excluding India) 27.2% Dubai 0.2% Africa 22.3% Others 0.2% Others 0.3% T

  14. Slide 14: Profit & Loss Summary

    Profit & Loss SUMMARY ₹ in millions Particulars​ Q1 FY27 Q1 FY26 YoY(%) Q4 FY26 QoQ(%) FY26 Operating Income​ 2,012 2,095 (4.0%) 3,917 (48.6%) 10,422 EBITDA​1 600 649 (7.6%) 939 (36.1%) 2,824 EBITDA Margin (%)​ 29.8% 31.0% (116 bps) 24.0% 585 bps 27.1% Other Income 72 77 (5.9%) 68 5.6% 290 Finance C

  15. Slide 15: Balance Sheet Summary

    Key Highlights Balance (Cont.) sheet summary Balance Sheet Summary ₹ in millions Net Debt2/ Equity Net Debt2/ EBITDA* Particulars Jun’25 Mar’26 Jun’26 Net Debt/ Equity Net Debt/EBITDA Total Equity 5,492 5,924 6,452 Jun'25 Mar' 26 Jun' 26 Jun'25 Mar' 26 Jun' 26 Borrowings 0 18 15 (1.73) (1.66) Lease

  16. Slide 16: Key Investment Highlights

    KEY INVESTMENT hIGHLIGHTS 01 Structural Growth Drivers in Global Education 02 Strong Relationship With Global Institutions 03 Platform-Led Network Effects Driving Scalable Growth 04 Strong Management 05 Consistent Financial Delivery with Strong Cash Generation 06 Growth Drivers

  17. Slide 17: Structural growth drivers in global education (1/3)

    1.Structural growth drivers in global education (1/3) Global Education Market Global Education Sector Market Size $ TN1 Global Higher Education Enrolments1 $7.4 Tn 3.5% 5.8 6 7.4 332 By CY 30E CAGR CY24 – CY30E 5.6 254 218 181 Global Higher Education Market 2.4 100 1.8 1.9 1.9 50 67 $2.4 Tn 3.9% 33

  18. Slide 18: Structural growth drivers in global education (2/3)

    1.Structural growth drivers in global education (2/3) Industry Overview - United Kingdom Industry Overview - India 200000 18% Course Pursued (3 months ended Mar’26) 2 Indian Student Visas in UK vs. Crizac’s Share1 Total UK Study Visas vs. Crizac’s Share1 13.9% 180000 16% 4,46,029 12.4% 160000 9.5% 1

  19. Slide 19: Structural growth drivers in global education (3/3)

    1.Structural growth drivers in global education (3/3) Compliance Favors Structure PLATFORM ADVANTAGE SUSTAINED OUTBOUND DEMAND Policy Tightening Stricter regulations are reshaping • Stronger screening & documentation • Tighter compliance is accelerating adoption international recruitment capabilitie

  20. Slide 20: Strong relationship with global institutions

    2. Strong relationship with global institutions 450+ Relationship with Marquee Universities Institutional Partnerships Across Global Markets 5+ years of long-standing relationships across our Top 30 Universities Revenue Concentration Q1FY27 Top 3 41% Top 5 51% Top 10 69% ETS Strategic Tie-Up (July 2

  21. Slide 21: Platform-Led Network Effect Driving Scalable Growth

    3. Platform-Led Network Effect Driving Scalable Growth Every additional student, counselling partner, and university strengthens the intelligence and efficiency of the platform Cross-sell opportunities across the ecosystem 01 More University Partners • Wider course & destination coverage • Better st

  22. Slide 22: Backed by strong management (1/3)

    4. BACKED BY STRONG management (1/3) Board of Directors Dr. Vikash Agarwal Manish Agarwal Managing Director Whole Time Director & CFO ● 21+ years of experience with a Ph.D ● 15+ years of experience ● Key Promoter with a deep domain expertise in international ● An FCA and ICAI member, he has been ass

  23. Slide 23: Backed by strong management (2/3)

    4. BACKED BY STRONG management (2/3) Strong Management Priya Fulfagar Chief Operating Officer ● Associated since 2015 CS Kashish Arora ● Deep expertise in managing and coordinating internal CS & Compliance Officer operations through disciplined execution ● An ICSI Associate focused on governance, ov

  24. Slide 24: Backed by strong management (3/3)

    4. BACKED BY STRONG management (3/3) Strong Management Saurav Bhaduri Eric Wijmenga Chief Strategy Officer Regional Director, UK and Europe, Crizac Ltd (UK) ● 22+ years across technology, engineering & business growth in ● Founder of Inova Education, leading student recruitment in Mexico the U.S. an

  25. Slide 25: Consistent Financial Delivery with Strong Cash Generation (1/2)

    5. Consistent Financial Delivery with Strong Cash Generation (1/2) Operating Income EBITDA1 & Margin PAT2 & Margin In INR Mn In INR Mn & % Margin In INR Mn & % Margin 30.1%# 38.1%# 25.0%# 4,500 4,500 29.8% 4,000 27.1% 4,000 25.4% 21.7% 22.6% 22.7% 20.5% 3,500 3,500 3,000 3,000 2,500 2,500 2,000 2,00

  26. Slide 26: Consistent Financial Delivery with Strong Cash Generation (2/2)

    5. Consistent Financial Delivery with Strong Cash Generation (2/2) Profitability with Rising Shareholder Returns (FY26) Robust Operating Cash Flow Conversion 2,500 PAT Dividend NCOA NCOA/EBITDA 2,000 152% 1,500 85% 1,000 79% 51% 65% 500 2,191 1,400 703 573 1,836 1,441 912 - FY23 FY24 FY25 FY26 Q1 FY

  27. Slide 27: Growth Drivers (1/3) - Expanding geographical diversification

    6. GROWTH DRIVERS (1/3)- Expanding our geographical diversification Our Diversification Pillars “ Building a globally diversified portfolio for sustainable long-term growth “ Multi-Origin Destination Global Expansion Processing Diversification Presence Strategy Applications University On-ground oper

  28. Slide 28: Growth Drivers (2/3) - Building an Ancillary Revenue Layer

    6. GROWTH DRIVERS (2/3)- Building an Ancillary Revenue Layer Services Live on our Platform Commencing Soon on our Platform EXPANDING BEYOND CORE Ancillary services are being developed in addition to Student Accommodation Visa Insurance student recruitment Services Forex Loans Services Services Servi

  29. Slide 29: Growth Drivers (3/3) - Inorganic & Partnership Led Growth

    6. GROWTH DRIVERS (3/3)- Inorganic & Partnership Led Growth Opportunities Building on its acquisition-led expansion strategy, Crizac continues to evaluate opportunities that enhance scale, technology capabilities, and market presence. Strategic Expansion Inorganic Growth through Acquisitions and Inv

  30. Slide 30: ESG – Building Responsible Growth

    ESG – BUILDING RESPONSIBLE GROWTH ENVIRONMENTAL SOCIAL GOVERNANCE Responsible Operations People & community Ethics, audit & compliance Ethical business conduct - continued strong emphasis on regulatory Waste segregation - wet and dry Employee well- being - periodic compliance and transparent reporti

  31. Slide 31: Shareholding pattern as on 30th June 2026

    Shareholding pattern as on 30th JUNE 2026 79.9% Promoter & 79.9% Promoter & Promoter Group Promoter Group Institutional 4.8% Investors 11.7% Retail & Non- 15.3% Others Institutions 3.6% Body Corporates MARQUEE INVESTORS 3.2% DIIs 1.6% o CARNELIAN FUNDS (MFs, AIFs, NBFCs) FIIs o ARYABHATA INDIA FUND

  32. Slide 32: Active Participation in Industry Events & Trade Shows

    Active Participation in Industry Events & Trade Shows Strengthening visibility via International fairs and public exhibitions Lima - British Education Fair Sao Paulo - British Education Fair Bogotá - British Education Fair Buenos Aires- British Education Fair

  33. Slide 33: Active Participation in Industry Events & Trade Shows

    Active Participation in Industry Events & Trade Shows Strengthening visibility via Domestic fairs and public exhibitions

  34. Slide 34: Annexures

    _ ANNEXURES

  35. Slide 35: Corporate structure

    Corporate structure Crizac Limited (India) Holding Company Subsidiary 51% Wholly Owned Subsidiary 100% Wholly Owned Subsidiary 100% Global Tree Careers Crizac Ltd UCOL Private Limited (United Kingdom) FZE Step down Subsidiary 51% Step down Subsidiary 100% Studies Inova Consultancy Planet.com Ltd Lim

  36. Slide 36: Key Business Metrics

    Key Business Metrics Particulars FY24 FY25 FY26 Q1 FY27 Financial KPIs Revenue From Operations* 6,349 8,495 10,422 2,012 Growth In Revenue From Operations During The Period 34.2% 33.8% 22.7% (4.0%) Cost Of Services 4,446 5,992 7,032 1,257 Cost Of Services As % Of Revenue From Operations 70.0% 70.5%

  37. Slide 37: Thank You!

    Thank You! Company Secretary and Compliance Officer Investor Relations Advisor Kashish Arora Udit Sancheti Email: compliance@crizac.com Email: ir@uirtus.in

Crizac — Q1 FY27 Earnings Presentation on 6ix