Slide 1: Investor Presentation: 1st Quarter 2026
Investor Presentation: 1st Quarter 2026 StoneX Group Inc. February 5th, 2026
Slide 2: Disclaimer
Disclaimer The StoneX Group Inc. group of companies provides financial services worldwide, including physical commodities, securities, exchange-traded and over-the-counter derivatives, risk management, global payments and foreign exchange products, through its subsidiaries, in accordance with applic
Slide 3: Company Highlights
Company Highlights 16.9% 29% CAGR Book Value TTM Return on Equity (ending 12/31/25) FY 2003- Q1’2026 31% CAGR 1.3x Operating Revenue Operating Revenue FY 2003 – Q1’2026 16.8x EPS 2.3x Price to Book (based on 1/30/26 market capitalization) 3
Slide 4: We Connect Clients to Markets
Who We Are We Connect StoneX provides institutional-grade global market access, end-to-end clearing and execution, high- Clients to touch service and deep expertise through one trusted partner Markets We Monetize the We monetize client activity over our global network through commissions and Network
Slide 5: StoneX at a Glance
StoneX at a Glance 40+ 18,000+ 140+ Exchanges OTC Products Currencies Global Execution, Clearing & Custody Across Equities, Fixed Income, FX, and Commodities $5.4T 80,000+ 400,000+ $14.5B+ Volume Traded (2) $2,522M Institutional, Equity Capital Self-Directed/Retail Commercial & Client Accounts Clien
Slide 6: Our Global Footprint
Our Global Footprint MORE THAN 480,000 CLIENT ACCOUNTS IN MORE THAN 180 COUNTRIES OVER 5,400 STAFF LOCATED IN MORE THAN 20 COUNTRIES AND 6 CONTINENTS Americas EMEA APAC Exchanges and Industry Associations Regulatory Bodies 6
Slide 7: Company Timeline
Company Timeline International International Listedon Global Assets & FCStone Assets NASDAQ —Currencies_merge. Becoming Founded- 1981 1994 Ltd-2004 — INTLFCStone -2009 Sterne Fillmore Akshay Giroxx Chasing Advisors Financewore Gmbh Returns Current internat Hien luc-2019 2021 management Assetsissues
Slide 8: Investment Highlights
Investment Highlights Leading global financial services platform for mid-market institutional, commercial UNIQUE FINANCIAL SERVICES and self-directed/retail clients PLATFORM Integral part of the global financial infrastructure TRACK RECORD A 20+ year track record of consistent and significant
Slide 9: Unique Financial Services Platform
Unique Financial Services Platform Global Diversified Client Base INSTITUTIONAL SELF-DIRECTED/RETAIL COMMERCIAL PAYMENTS Risk Profile RISK TAKERS RISK MITIGATION TREASURY MANAGEMENT % of Total Net Operating Revenue 53% of Net Operating Revenue 47% of Net Operating Revenue Global trading, execution
Slide 10: Track Record of Success
Track Record of Success STOCKHOLDER RETURN LONG-TERM FINANCIAL PERFORMANCE CAGR CAGR $5,000 9,000 17.0% 31% $4,500 8,000 22% 31% $4,000 7,000 $3,500 6,000 Index = (2003 = $100) $3,000 5,000 $2,500 29% 4,000 $2,000 3,000 $1,500 2,000 $1,000 8% 1,000 $500 5% - $0 LTM Dec-25 2003 2004 2005 2006 2007 20
Slide 11: Track Record of Success
Track Record of Success OPERATING REVENUE ($MM) NET INCOME ($MM) $5,000 $4,621 $400 $360 $4,500 $4,127 $360 $4,000 $306 $3,436 $320 $3,500 $280 $261 $2,914 $239 $3,000 $240 $207 $2,500 $2,107 $200 $2,000 $1,673 $160 $116 $1,500 $120 $1,000 $80 $500 $40 $0 $0 2021 2022 2023 2024 2025 TTM Q126 2021 20
Slide 12: Diverse & Resilient Business Model
Diverse & Resilient Business Model Clients we serve Our Core Services Commercial • Agricultural producers Risk management and hedging • Energy and resource extractors • Manufacturers and processors • Merchants and market intermediaries • Global traders and distributors • Industrial consumers Strateg
Slide 13: Industry Backdrop: Supportive Macro Environment
Industry Backdrop: Supportive Macro Environment Multiple Expansive Addressable Markets $14.6 Interest Rates Equities Other Increasing demand for derivative Retail participation has surged post- products to hedge and risk manage COVID and has remained at elevated Listed Derivatives Exchange Volum
Slide 14: Commercial Segment
Commercial Segment Comprehensive Risk Management & Trading Solutions for Global Commodity Markets Main client segments Primary services and markets Agricultural producers & Energy & resource Manufacturers & Leverages deep market knowledge and access to exchange- growers extractors processors trade
Slide 15: Institutional Segment
Institutional Segment End-to-End Trade Lifecycle Support with Reliability & Expertise Main client segments Primary services and markets Asset managers Banks and Corporates and Transactions in over 140 currencies financial institutions commodity firms Trading • Mutual funds Execution in over 185
Slide 16: Self-Directed/Retail Segment
Self-Directed/Retail Segment Expanding Opportunities, Strategic Growth & Market Differentiation Main client segments Primary services and markets Individual investors High-net-worth individuals (HNWIs) Today: CFDs, FX, bullion, futures and options, stocks/cash • Active traders • Active traders equ
Slide 17: Payments Segment
Payments Segment Global FX Settlement & Cross-Border Transactions Main client segments Primary services and markets IDOs and NGOs Financial institutions • International development organizations • Commercial banks Intermediary banks: Multiple resulting in delays / higher costs • Supranational orga
Slide 18: Market Opportunity
Market Opportunity Multiple Drivers for Growth Commercial Self-Directed/Retail Well-positioned for evolving markets Advanced KYC/AML and funding (volatility, supply chains, ESG) technology streamline onboarding Expand into emerging markets (EM) High-touch advisory services in areas via Tier 1 licens
Slide 19: Opportunistic Industry Consolidator
Opportunistic Industry Consolidator StoneX’s financial strength, regulatory position, and publicly traded status make it a trusted acquirer and integrator Right Corporation (Securities Clearing & (Singapore Futures & TRX Futures Independent WM Options Brokerage & (Investment Banking (Wholesale Meat-
Slide 20: Recent Financial Results
StoneX’ Recent Financial Results
Slide 21: Fiscal Q1 2026 & TTM Highlights
Fiscal Q1 2026 & TTM Highlights First Quarter(1) Highlights Operating Revenues Net Income • Versus the prior year quarter: • Net operating rev. (“NOR”) up $232.3mm or 47% $1,438.2mm $139.0mm • Total fixed comp. and other exp. up $75.6m or 31% Up 52% Up 63% • On a consecutive quarterly basis (vs. Q4
Slide 22: Review of Key Performance Indicators (TTM)
Review of Key Performance Indicators (TTM ) Compounding Capital Target: Annual shareholder return on equity of 15% TARGET MET 16.9% Flexible Cost Structure Target: >50% of total variable costs to total non-interest expense TARGET MET 55.2% Operating Revenue per Employee Target: >$500k per annum TARG
Slide 23: Key Financial Results
Key Financial Results (in millions, except share and per share amounts) TTM March June September December March June September December December Compounding Capital 31, 2024 30, 2024 30, 2024 31, 2024 31, 2025 30, 2025 30, 2025 17.0% 31, 2025 31, 2025 Operating revenues $ 818.2 $ 913.7 $ 920.1 $ 944
Slide 24: Liquidity and Capital Position
Liquidity and Capital Position Liquidity Profile ($m) Excess Regulatory Capital ($m) Compounding Capital 17.0% $779m $2,959 35% $2,026 $540m $2,191 $1,367 $793 $1,362 $1,247 $822 $1,593 $1,398 Q1'25 Q1'26 Q1'25 Q1'26 Cash and Cash Equivalents Undrawn committed credit facilities Minimum Capital Requi
Slide 25: Transaction Volumes and Other Select Data
Transaction Volumes and Other Select Data March June September December March June September December Compounding Capital 31, 2024 30, 2024 30, 2024 31, 2024 31, 2025 30, 2025 30, 2025 17.0% 31, 2025 Listed derivatives (contracts, 000’s) 53,805 52,736 57,512 53,180 61,153 56,759 66,331 84,120 Listed
Slide 26: Appendix
StoneX’ Appendix
Slide 27: Interest Rate Sensitivity
Interest Rate Sensitivity Interest/Fees Earned on Client Balances by Quarter Annualized Interest Rate Sensitivity $200 $140 Potential + / - Incremental Change in Net Interest & 12b1 Fees Earned (USDmm) (2) $180 $115.5 $112.2 $120 Annual Rate Change Post-tax Effect on Incremental Effect on $160 (bps)
Slide 28: Reconciliation of Net Income to Adjusted Non-GAAP Amounts
SNEX: Reconciliation of Net Income to Adjusted Non-GAAP Amounts Compounding Capital 17.0% Twelve Months Ended (in millions) 2021 2022 2023 2024 2025 TTM Q1’26 Net income (non-GAAP) reconciliation: Net income, as reported (GAAP) $ 116.3 $ 207.1 $ 238.5 $ 260.8 $ 305.9 $ 359.8 Gain on acquisition (3.3
Slide 29: Non-GAAP Adjustments Detail
SNEX: Non-GAAP Adjustments Detail Compounding These Capital notes refer to the financial metrics and/or defined term presented on Slide 11 and the Appendix. 17.0% Adjusted Net Income adjusts for the after-tax effects of the below items for the respective financial year: Fiscal 2021: $11.3 million of
Slide 30: Thank you
StoneX Thank you