Slide 1: Investor Presentation: 3rd Quarter 2026
Investor Presentation: rd 3 Quarter 2026 StoneX Group Inc. August 17, 2026
Slide 2: Disclaimer
Disclaimer The StoneX Group Inc. group of companies provides financial services worldwide, including physical commodities, securities, exchange-traded and over-the-counter derivatives, risk management, global payments and foreign exchange products, through its subsidiaries, in accordance with applic
Slide 3: Company Highlights
Company Highlights 20.8% L 29% CAGR ANCIA Book Value TTM Return on Equity T FIN ANCE VA LU FY 2003 – Q3’2026 (ending 6/30/26) N RM E PE TE O CR SIS RF EA CON TIO N STRO ELU NG VA G OW AL R TH C I 32% CAGR FI N AN 1.6x Operating Revenue Operating Revenue FY 2003 – Q3’2026 18.3x P/E 3.2x Price to Book
Slide 4: We Connect Clients to Markets, We Monetize the Network
Who We Are StoneX provides institutional-grade global market We Connect Clients access, end-to-end clearing and execution, high-touch service and deep expertise through one trusted to Markets partner We Monetize the We monetize client activity over our global network through commissions and spreads
Slide 5: StoneX at a Glance
StoneX at a Glance 40+ Exchanges 18,000+ 140+ Currencies OTC Products Global Execution, Clearing & Custody Across Equities, Fixed Income, FX, and Commodities $5.7T 80,000+ 400,000+ $16.2B+ Volume Traded (2) $2,844M Institutional, Self-Directed/Retail Client Assets(1) Equity Capital Commercial & Clie
Slide 6: Our Global Footprint
Our Global Footprint MORE THAN 480,000 CLIENT ACCOUNTS IN MORE THAN 180 COUNTRIES OVER 5,200 STAFF LOCATED IN MORE THAN 20 COUNTRIES AND 6 CONTINENTS Americas EMEA APAC Exchanges and Industry Associations Regulatory Bodies 6
Slide 7: Company Timeline
Company Timeline International International Listed on Global Assets & FCStone Assets NASDAQ — Currencies ~—_merge. Becoming Founded- 1981 1994 Ltd-2004 _ INTLFCStone-2009 Stee Fillmore Akshay Giroxx Chasing Agee Advisors Financewore Gmbh Returns Current International seat Ieee tuc-2019 tne-2019 202
Slide 8: Investment Highlights
Investment Highlights ▪ Leading global financial services platform for mid-market institutional, commercial UNIQUE FINANCIAL SERVICES and self-directed/retail clients PLATFORM ▪ Integral part of the global financial infrastructure TRACK RECORD ▪ A 20+ year track record of consistent and significant
Slide 9: Unique Financial Services Platform
Unique Financial Services Platform Global Diversified Client Base INSTITUTIONAL SELF-DIRECTED/RETAIL COMMERCIAL PAYMENTS Risk Profile RISK TAKERS RISK MITIGATION TREASURY MANAGEMENT % of Total Net Operating Revenue 50% of Net Operating Revenue 50% of Net Operating Revenue ▪ Global trading, execution
Slide 10: Track Record of Success
Track Record of Success STOCKHOLDER RETURN LONG-TERM FINANCIAL PERFORMANCE CAGR CAGR $10,000 16,000 17.0% 34% $9,000 24% 14,000 $8,000 12,000 $7,000 Index = (2003 = $100) 10,000 $6,000 32% 8,000 $5,000 $4,000 6,000 $3,000 29% 4,000 $2,000 2,000 8% $1,000 0 5% $0 2003 2004 2005 2006 2007 2008 2009 20
Slide 11: Track Record of Success
Track Record of Success OPERATING REVENUE ($MM) NET INCOME ($MM) $6,000 $5,675 $600 $527 $5,000 $500 $4,127 $4,000 $3,436 $400 $2,914 $306 $3,000 $300 $261 $2,107 $207 $239 $2,000 $1,673 $200 $116 $1,000 $100 $0 $0 2021 2022 2023 2024 2025 TTM Q3'26 2021 2022 2023 2024 2025 TTM Q3'26 STOCKHOLDER’S E
Slide 12: Diverse & Resilient Business Model
Diverse & Resilient Business Model Clients we serve Our Core Services Commercial • Agricultural producers Risk management and hedging • Energy and resource extractors • Manufacturers and processors • Merchants and market intermediaries • Global traders and distributors Strategic advisory and capital
Slide 13: Industry Backdrop: Supportive Macro Environment
Industry Backdrop: Supportive Macro Environment Multiple Expansive Addressable Markets $14.6 Interest Rates Equities Other ▪ Increasing demand for derivative products ▪ Retail participation has surged post-COVID to hedge and risk manage global economic and has remained at elevated levels Exchange Vo
Slide 14: Commercial Segment
Commercial Segment Comprehensive Risk Management & Trading Solutions for Global Commodity Markets Main client segments Primary services and markets Agricultural producers & Energy & resource Manufacturers & processors ▪ Leverages deep market knowledge and access to exchange- growers extractors • Foo
Slide 15: Institutional Segment
Institutional Segment End-to-End Trade Lifecycle Support with Reliability & Expertise Main client segments Primary services and markets Asset managers Banks and Corporates and commodity ▪ Transactions in over 140 currencies financial institutions firms • Mutual funds Trading Capabilities ▪ Execution
Slide 16: Self-Directed/Retail Segment
Self-Directed/Retail Segment Expanding Opportunities, Strategic Growth & Market Differentiation Main client segments Primary services and markets Individual investors High-net-worth individuals (HNWIs) ▪ Today: CFDs, FX, bullion, futures and options, stocks/cash • Active traders • Active traders equ
Slide 17: Payments Segment
Payments Segment Global FX Settlement & Cross-Border Transactions Main client segments Primary services and markets IDOs and NGOs Financial institutions • International development organizations • Commercial banks ▪ Intermediary banks: Multiple resulting in delays / higher costs • Supranational orga
Slide 18: Total Addressable Market Opportunity
Market Opportunity Multiple Drivers for Growth Commercial Self-Directed/Retail Well-positioned for evolving markets Advanced KYC/AML and funding (volatility, supply chains, ESG) technology streamline onboarding dressable M Ad High-touch advisory services in areas Expand into emerging markets (EM) vi
Slide 19: Opportunistic Industry Consolidator
Opportunistic Industry Consolidator StoneX’s financial strength, regulatory position, and publicly traded status make it a trusted acquirer and integrator Right Corporation (Securities Clearing & (Singapore Futures & TRX Futures Independent WM Options Brokerage & (Investment Banking (Wholesale Meat-
Slide 20: Recent Financial Results
Recent Financial Results
Slide 21: Fiscal Q3 2026 & TTM Highlights
Fiscal Q3 2026 & TTM Highlights Third Quarter(1) Highlights Operating Revenues Net Income • Versus the prior year quarter: • Net operating rev. (“NOR”) up $231.4mm or 47% • Total fixed comp. and other exp. up $56.7m or 22% $1,468.0mm $127.9mm • Includes $48.5mm from acquisitions Up 43% Up 102% • Pro
Slide 22: Review of Key Performance Indicators (TTM)
Review of Key Performance Indicators (TTM ) Compounding Capital Target: Annual shareholder return on equity of 15% TARGET MET 20.8% Flexible Cost Structure TARGET MET Target: >50% of total variable costs to total non-interest expense 58.2% Operating Revenue per Employee Target: >$500k per annum TARG
Slide 23: Key Financial Results
Key Financial Results (in millions, except share and per share amounts) TTM September December March June September December March June June Compounding Capital 30, 2024 31, 2024 31, 2025 30, 2025 30, 2025 31, 2025 31, 2026 30, 2026 30, 2026 17.0% Operating revenues 920.1 944.3 956.0 1,024.3 1,202.3
Slide 24: Liquidity and Capital Position
Liquidity and Capital Position Liquidity Profile ($m) Excess Regulatory Capital ($m) Compounding Capital 17.0% $754m $3,466 $2,081 $515m 42% $1,272 $2,436 $1,491 $1,327 $1,123 $976 $2,194 $1,313 Q3'25 Q3'26 Q3'25 Q3'26 Cash and Cash Equivalents Undrawn committed credit facilities Actual Capital Mini
Slide 25: Transaction Volumes and Other Select Data
Transaction Volumes and Other Select Data September December March June September December March June Compounding Capital 30, 2024 31, 2024 31, 2025 30, 2025 30, 2025 31, 2025 31, 2026 17.0% 30, 2026 Listed derivatives (contracts, 000’s) 57,512 53,180 61,153 56,759 66,331 84,120 97,152 97,944 Listed
Slide 26: Appendix
Appendix
Slide 27: Interest Rate Sensitivity
Interest Rate Sensitivity Interest/Fees Earned on Client Balances by Quarter Annualized Interest Rate Sensitivity $200 $140 Potential + / - Incremental Change in Net Interest & 12b1 Fees Earned (USDmm) (2) $180 $115.5 $111.9 $120 $112.2 $107.7 Annual Rate Change Post-tax Effect on Incremental Effect
Slide 28: SNEX: Reconciliation of Net Income to Adjusted Non-GAAP Amounts
SNEX: Reconciliation of Net Income to Adjusted Non-GAAP Amounts Compounding Capital 17.0% Twelve Months Ended (in millions) 2021 2022 2023 2024 2025 TTM Q3’26 Net income (non-GAAP) reconciliation: Net income, as reported (GAAP) $116.3 $207.1 $238.5 $260.8 $305.9 $526.9 Gain on acquisition (3.3) 0.0
Slide 29: SNEX: Non-GAAP Adjustments Detail
SNEX: Non-GAAP Adjustments Detail Compounding These notes refer to theCapital financial metrics and/or defined term presented on Slide 11 and the Appendix. 17.0% Adjusted Net Income adjusts for the after-tax effects of the below items for the respective financial year: Fiscal 2021:$11.3 million of a
Slide 30: Thank you
Thank you