Slide 1: Earnings Call: 3rd Quarter 2026
Earnings Call: 3 rd Quarter 2026 StoneX Group Inc. August 6 th, 2026
Slide 2: Disclaimer
Disclaimer The StoneX Group Inc. group of companies provides financial services worldwide, including physical commodities, securities, exchange -traded and over -the-counter derivatives, risk management, global payments and foreign exchange products, through its subsidiaries, in accordance with appl
Slide 3: Introduction
Introduction Philip Smith Chief Executive Officer 3
Slide 4: Financial Overview
Financial Overview Bill Dunaway Chief Financial Officer
Slide 5: Fiscal Q3 2026 & TTM Highlights
Fiscal Q3 2026 & TTM Highlights Third Quarter (1) Highlights Operating Revenues Net Income • Versus the prior year quarter: • Net operating rev. (“NOR”) up $231.4mm or 47% • Total fixed comp. and other exp. up $56.7m or 22% $1,468.0mm $127.9mm • Includes $48.5mm from acquisitions Up 43 % Up 102% • P
Slide 6: Fiscal Q3 2026 Product Results & Key Metrics
Fiscal Q3 2026 Product Results & Key Metrics Listed Derivatives Contracts (‘000s) & Rate per Contract $284.3mm 97,944 $2.61 Up 125% Up 73% Up 23% (4) by Product OTC Derivatives Contracts (‘000s) & Rate per Contract $101.8mm 1,924 $53.50 Up 73% Up 89% Down 8% Key Operating Metrics Physical Contracts
Slide 7: Segment Performance – Fiscal Q3 2026
Segment Performance – Fiscal Q3 2026 Commercial Institutional Self -Directed/Retail Payments $326 90 % $312 Net $172 56% $200 Operating Revenue $77 (17 %) $64 $50 12% $56 Q3'25 Q3'26 Q3'25 Q3'26 Q3'25 Q3'26 Q3'25 Q3'26 Segment 48% 56% 44% 42% 50% 39% 56% 61% Margin Segment $181 $130 119% 49 % Income
Slide 8: Segment Performance – Trailing Twelve Months
Segment Performance – Trailing Twelve Months Commercial Institutional Self -Directed/Retail Payments $1,264 $1,244 74% 68% Net $726 $739 Operating $309 (20 %) Revenue $247 $199 6% $212 Q3'25 Q3'26 Q3'25 Q3'26 Q3'25 Q3'26 Q3'25 Q3'26 Segment 51% 57% 45% 42% 47% 36% 56% 61% Margin $716 92% $524 Segmen
Slide 9: Interest Rate Sensitivity
Interest Rate Sensitivity Interest/Fees Earned on Client Balances by Quarter Annualized Interest Rate Sensitivity $200 $140 Potential + / - Incremental Change in Net Interest & 12b1 Fees Earned (USDmm) (2) $180 $115.5 $111.9 $120 $112.2 Annual Rate Change Post-tax Effect on Incremental Effect on $10
Slide 10: Global Prime Services
Global Prime Services Philip Smith Chief Executive Officer
Slide 11: Segment Spotlight: Global Prime Services
Segment Spotlight Global Prime Services London A global, fully integrated prime brokerage Park City platform built for mid-market managers and backed by the StoneX ecosystem. New York 700+ $16B+ Atlanta Clients globally Client balances Singapore $137m+ 60%+ CAGR in net operating revenue TTM net oper
Slide 12: A modular platform, delivered globally
A modular platform, delivered globally Global Capabilities Prime Services in the U.S. • Targeting hedge funds, ETFs & family offices n s Repo F • Equities, fixed income, futures & options, and securities financing & itie io qu Le Se lending ut ina n E c Exec & Client S di • Self -clearing and introd
Slide 13: Compounding financial results
Compounding financial results $25 Client Balances & Net Operating Revenue $160 $20 $140 60x 30x $120 Growth in balances Growth in net operating since 2019 revenue since 2019 Net Operating Revenue Client Assets (Billions USD) $100 $15 $80 • Broad -based growth across all client segments (Millions USD
Slide 14: Prime Priority: Becoming more relevant to more clients
Prime Priority: Becoming more relevant to more clients Expanded product set Growing client base Deepening our value • Cross -product margin • Increasingly delivering global • Providing capabilities across provides collateral relief solutions the entire lifecycle of a fund across products • Equity sw
Slide 15: Prime Services: The Connective Tissue of StoneX
Prime Services: The Connective Tissue of StoneX Institutional segment n Fi io na Commercial segment ut nc Exec ing StoneX Custody Payments segment Retail segment Hedging Delivering solutions and capabilities to clients across all StoneX segments, products, and geographies. 15
Slide 16: Closing Thoughts
Closing Thoughts • Net income of $127.9mm, up 102% versus prior year . Diluted EPS of $1.00 , up 85% versus prior year . • ROE for the quarter of 18.4% and 20.8% for the trailing twelve-month period ended June 30 , 2026 . • ROE on tangible book value for the quarter of 25.0% and 28.7% for the traili
Slide 17: Thank you
Thank you