Slide 1: Payments
Payments Head of Payments
Slide 2: Citi's integrated capabilities drive our #1 global market position
Citi’s integrated capabilities drive our #1 global market position Citi supports local payments in ~90 countries and jurisdictions. We operate directly with clients and own our network, ensuring a more consistent and transparent global client experience. Comprehensive Product Suite Addressing Key Cl
Slide 3: Our solutions strengthen our core business while enabling the shift to digital
Our solutions strengthen our core business while enabling the shift to digital As commerce moves online, Citi is well positioned to support the digital transformation of our institutional clients, while continuing to drive momentum across key growth segments. Payments is a Significant Driver of Fee
Slide 4: Enable corporate cash management
4) Enable corporate cash management Payments serve ~17K clients, including ~80% of the Fortune 500, through the largest, increasingly digital, global proprietary payments network. Broad Receivables Reach Optimizing Liquidity Global Payout Capability &® ail $88 Ter &® z Isl ae a Usll ) Delivery acros
Slide 5: Enable FIs
(2) Enable Fls As the trusted advisor to top Financial Institutions around the world, Citi understands our clients’ needs, delivering innovation at scale to allow them to remain competitive in a shifting industry landscape. Speed, Cost Efficiency and Transparency are the most important factors for b
Slide 6: Enable digital commerce
© Enable digital commerce Through Citi, clients can work with a single payments provider to service their needs across the digital commerce lifecycle, with a consistent client experience. Integrated solutions serve the end-to-end digital commerce journey at scale Vv WwW Accept ro D2C, Online pay-ins
Slide 7: Citi Payments Express
Citi Payments Express® As the world moves to multi-domestic instant payments and Real-Time Liquidity, Citi Payments Express® enables us to support digital commerce at scale. > Accept, Hold and Payout at Scale > isk Management > Post Transaction Services © © © 6 @ Fi aA Digital Client High Volume Hig
Slide 8: Payments: Reinforce our leading position
Payments: Reinforce our leading position We continue to develop innovative solutions to serve clients’ evolving payment needs and drive risk reduction through our investments in platform modernization. » Multi-domestic network allows clients to expand globally and operate with local expertise Enable
Slide 9: INVESTOR
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Slide 10: Forward-looking statements
Forward-looking statements Certain statements in this presentation are "forward-looking statements" within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. These statements may be identified by words such as believe, expect, anticipate, intend, estimate, may increase, may fl
Slide 11: Footnotes: Payments
Footnotes: Payments XV Slide2 1. Source: Coalition Greenwich FY23 Global Competitor Benchmar 'SCB, USB and WEC. 2. Source: Coalition Greenwich FY23 Global Competitor Benchmarking Analytics. Revenue walletis based on it's internal product taxonomy and represents total industry revenue for CCB Segment
Slide 12: Appendix
Slide 13: Sample digital commerce flow - an eCommerce platform
Sample digital commerce flow - an eCommerce platform Below is a basic process flow to provide an example of the products used in a digital commerce transaction for a sale on an eCommerce platform. eCommerce Platform (Citi Client) 1] Ea] Qa? 2s em — Buyer Delivery (Onshore) driver Individual (Onshore
Slide 14: Sample digital commerce flow - direct to consumer sales
Sample digital commerce flow - direct to consumer sales Below is a basic process flow to provide an example of the products used in a digital commerce transaction for direct to consumer (D2C) sales. o ee 6 ts) Q— 0 0 fy < O°) 10"! 1 eCommerce Supplier Platform A ° (Onshore) (Citi Client) Small to la
Slide 15: Citi products across the payment lifecycle
Citi products across the payment lifecycle Below are examples of products Citi offers that can be leveraged by our clients in each part of the payment lifecycle. Products are typically accessed through one of Citi’s Channels—CitiDirect® and CitiConnect®. Direct to consumer, Online pay-ins and check-
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Slide 17: ococcece
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