Radian Enters Into $373 Million Excess of Loss (XOL) Reinsurance Transaction

Agreement with highly rated third-party reinsurers enhances risk distribution and enables efficient capital deployment

WAYNE, Pa., November 25, 2025--(BUSINESS WIRE)--Radian Group Inc. (NYSE: RDN) announced today that its wholly owned subsidiary, Radian Guaranty Inc., has agreed to principal terms on an excess of loss (XOL) reinsurance arrangement with a panel of highly rated third-party reinsurance providers. This arrangement is consistent with the company’s use of risk distribution strategies to effectively manage capital and proactively mitigate risk.

The agreement, which remains subject to final documentation, secures approximately $373 million of XOL reinsurance coverage on certain policies written from 2016 through 2021. The agreement is expected to close in December with an effective date of December 1, 2025.

About Radian

As a leading U.S. private mortgage insurer, Radian Group Inc. (NYSE: RDN) provides solutions that expand access to affordable, responsible and sustainable homeownership and helps borrowers achieve their dream of owning a home. For more information, visit radian.com.

View source version on businesswire.com: https://www.businesswire.com/news/home/20251125489181/en/

Contacts

For Investors:
Dan Kobell - Phone: 215.231.1113
email: daniel.kobell@radian.com

For the Media:
Rashi Iyer - Phone 215.231.1167
email: rashi.iyer@radian.com