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North Dallas Bank & Trust Co
North Dallas Bank & Trust Co. Announces Fourth Quarter Earnings
Business
Jan 16 2026
3 min read

North Dallas Bank & Trust Co. Announces Fourth Quarter Earnings

North Dallas Bank & Trust Co. Announces Fourth Quarter Earnings

North Dallas Bank & Trust Co. Announces Fourth Quarter Earnings

DALLAS, Jan. 16, 2026 (GLOBE NEWSWIRE) -- NDBT (North Dallas Bank & Trust Co.), an independent community bank established in 1961, today announced net earnings for three months of $3,046,771 or $1.19 per share, and net earnings for twelve months of $8,610,603 or $3.35 per share, for the year ending December 31, 2025.

Earnings were prepared internally without review by the company’s independent accountants. Financial results are the results of past performance, events and market conditions, and are not a guarantee for future results. Any forward-looking implications derived from this information may differ materially from actual results.

Further information about the earnings and financial performance is available from Glenn Henry, Chief Financial Officer, by contacting NDBT.

ABOUT NDBT
Founded in 1961, NDBT (North Dallas Bank & Trust Co.) is an independent community bank with five banking centers located in Dallas, Addison, Frisco, Las Colinas, and Plano. Headquartered on the corner of Preston Road and LBJ at 12900 Preston Road in Dallas, NDBT is dedicated to helping people make smarter choices in business and life by offering authentic banking solutions, wealth management, and innovative online banking tools. NDBT is Member FDIC and an Equal Housing Lender. For more information, call 972.716.7100, or visit online at www.ndbt.com.

NORTH DALLAS BANK & TRUST CO.
12900 PRESTON ROAD
DALLAS, TEXAS
 
FINANCIAL HIGHLIGHTS Three Months Ended
  Twelve Months Ended
  December 31
  December 31
Income Statement   2025       2024       2025       2024  
                       
Interest Income   21,357,243       20,704,579       83,854,967       78,513,985  
Interest Expense   10,261,061       11,295,939       41,799,303       44,055,113  
Net Interest Income   11,096,182       9,408,640       42,055,664       34,458,872  
                       
Provision for Loan Losses   0       0       (440,000 )     (440,000 )
Noninterest Income   1,788,654       1,547,692       6,343,900       5,931,907  
Noninterest Expenses   (9,201,279 )     (9,482,520 )     (37,648,557 )     (36,006,598 )
Income Before Taxes & Extraordinary 3,683,557       1,473,812       10,311,007       3,944,181  
                       
Income Tax   (636,786 )     (206,092 )     (1,700,404 )     (464,506 )
Income Tax Prior Period   0       0       0       (25,000 )
Net Income   3,046,771       1,267,720       8,610,603       3,454,675  
                       
Earnings per Share   1.19       0.49       3.35       1.34  
                       
              Twelve Month Average
  As of December 31
  Ended December 31
                       
Balance Sheet   2025       2024       2025       2024  
                       
Total Assets   1,870,071,300       1,909,713,245       1,883,584,697       1,838,701,293  
Total Loans   1,283,655,120       1,257,080,790       1,263,425,987       1,215,248,095  
Deposits   1,604,345,427       1,631,526,035       1,601,385,322       1,526,545,610  
Stockholders' Equity   183,481,903       171,158,049       177,217,940       167,445,594  
                       
(Prepared internally without review by
our independent accountants)
                       

Media Contact:
Brian C. Jensen
972-716-7124
[email protected]

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Source: North Dallas Bank & Trust Co.
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